Russell Country Credit Union Fairfield MT | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Russell Country at our Fairfield branch, located at 105 4Th St S, Fairfield, MT 59436. Established in 1946, we have proudly served our community for over seven decades. With nearly 9,500 members, we are dedicated to fostering financial well-being and trust among our members. At Russell Country, we believe in making banking personal. Our total assets stand at an impressive $110,070,453, and we currently manage $9,927,782 in deposits. We also offer a variety of loans, with a total of 4,283 loans and leases that reflect our commitment to supporting the financial needs of our members. Our experienced team is led by CEO Stacey Byrne and guided by Board President James Oehmcke. Together, they ensure that every member receives the attention and care they deserve. With a total of 33 employees, we're here to assist you Monday through Friday from 9:00 AM to 5:00 PM. While members can visit us at our Fairfield location, official correspondence should be sent to P.O. Box 427, Fairfield, MT 59436. Whether you're looking for a new checking account or need assistance with a loan, we're just a phone call away at 406-467-2541. Join us in experiencing the difference of banking with a credit union that truly values its members! Explore more about our services online at Russell Country FCU or stop by today to see how we can support your financial journey.

Branch History & Mission

At Russell Country, we believe in the power of community and the importance of building strong financial futures. Since our founding in 1946, we have been dedicated to serving the residents of Fairfield, MT, and surrounding areas. Our journey began with a simple mission: to provide accessible financial services that empower our members to achieve their dreams. Over the years, Russell Country has grown significantly. Today, we proudly serve nearly 9,500 members and manage total assets exceeding $110 million. Located at 105 4Th St S, Fairfield, MT 59436, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking or seeking assistance with loans and mortgages, our friendly team is here to help you every step of the way. Our mission is clear: we aim to improve the financial well-being of our members while supporting local initiatives that strengthen our community. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, and personal loans. Beyond banking, we strive to be a pillar in Fairfield by partnering with local organizations and sponsoring community events. While members can visit us at 105 4Th St S, official correspondence should be sent to P.O. Box 427, Fairfield, MT 59436. Our branch is equipped with modern conveniences such as ATM access and drive-thru banking for your convenience. In today's fast-paced world, we understand the importance of digital banking solutions. That's why we offer online banking and mobile applications that allow you to manage your finances anytime, anywhere. We are committed to making banking easy and accessible for everyone. As part of our commitment to inclusivity, Russell Country also ensures ADA compliance so that all members can access our services without barriers. We invite you to join our growing family at Russell Country. Experience firsthand how we can support your financial goals while working together to build a better community. For more information or to open an account today, call us at 406-467-2541 or visit us online at Russell Country FCU. Let's create a brighter financial future together!

Branch Location & Accessibility

Welcome to Russell Country, your friendly neighborhood credit union located at 105 4th St S, Fairfield, MT 59436. We take pride in being part of the Fairfield community, making it easy for you to access financial services right where you live. If you need to send us official correspondence, feel free to reach out at our mailing address: P.O. Box 427, Fairfield, MT 59436. Nestled near local landmarks, our branch is easy to find and convenient for all your banking needs. With ample parking available and ADA-compliant features, we ensure that everyone can access our services comfortably. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly team is here to help! Our operating hours are designed with your schedule in mind. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you're in a hurry, don't forget about our drive-thru service! It allows for quick deposits and withdrawals without ever needing to leave your vehicle. For those who prefer self-service options, we also have an ATM available on-site for cash withdrawals and balance checks whenever you need them. At Russell Country, we offer a range of services including checking and savings accounts, auto loans, mortgages, and more all tailored to meet your financial goals. If you're looking for a credit union that values convenience and community involvement, look no further! We invite you to visit us or give us a call at 406-467-2541. Our team at Russell Country is ready to assist you with all your banking needs. Come see us today!

Member Eligibility

Joining the Russell Country community means becoming part of a friendly, supportive family that cares about your financial well-being. At Russell Country, located at 105 4Th St S, Fairfield, MT 59436, we welcome individuals who live, work, worship, or attend school in our community. If you share these connections with us, you're already on your way to membership! Becoming a member not only opens the door to a range of financial products and services tailored just for you but also connects you with a team that genuinely wants to see you succeed. To learn more about the specific eligibility criteria and what it means to be part of our credit union family, feel free to check out our detailed information at this link. When you're ready to open an account and start enjoying the benefits of membership, you can easily begin the process online by visiting this page or give us a call at 406-467-2541. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine having a reliable payment processing system that allows you to accept transactions smoothly be it through credit cards or mobile payments. This ensures you can focus on what truly matters: growing your business. Located at 105 4Th St S Fairfield Mt 59436, we invite local entrepreneurs to visit us or call (406) 467-2541 to explore how our business banking solutions can fuel your success. With our focus on community growth and personalized service, we're here to help you thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we are dedicated to providing future financing solutions tailored to your needs. Additionally, our commercial loans for non-members stand at $0, showcasing our aim to support the broader business community in Fairfield, MT.

Comprehensive List Of Services

Additional Services

We also provide Basic Drive-Thru Banking, allowing you to complete simple transactions without leaving your vehicle. For those quick cash needs, our ATMs are available for withdrawals and balance checks. At Russell Country, we're here to support you every step of the way. Our friendly staff is ready to assist you with any questions or concerns you may have regarding our services. Ready to take the next step? Call us at (406) 467-2541 or visit us in person at 105 4Th St S Fairfield Mt 59436 in Fairfield, MT. Explore how we can help you achieve your financial goals today!

Business Banking Services

For our entrepreneurial members, we offer Business Banking solutions that include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we provide the financial support you need to succeed.

Credit Cards with Benefits

Enjoy shopping rewards with our Credit Cards with Rewards program. This service not only offers convenience but also gives you the chance to earn points on everyday purchases, which can be redeemed for various benefits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. Our robust Online and Mobile Banking services allow you to manage your accounts, pay bills, transfer funds, and more all from the comfort of your home or on-the-go. With features like ATM & Cash Withdrawal Services, accessing your cash is quick and easy.

Loans Tailored for You

Thinking about buying a new car? Our Auto Loans and Vehicle Financing options make it easier than ever to hit the road in style. If you're looking for a home, explore our Mortgage Loans and Refinancing services tailored to fit your budget. We also provide Personal Loans and Debt Consolidation services to help you manage unexpected expenses or consolidate existing debts into manageable payments.

Personal Banking Solutions

Whether you are saving for a dream vacation or managing everyday expenses, our personal banking options have you covered. We offer Checking and Savings Accounts that help you keep track of your money while earning interest on your savings. You can easily access your accounts online or via our mobile app, making banking convenient and straightforward.

Digital & Online Banking

Key Features

Our online banking service is available anytime, allowing you to check balances, transfer funds, and pay bills without needing to visit a branch. You can also enjoy the ease of person-to-person transfers, letting you send money to friends or family with just a few clicks. For those who prefer going paperless, we provide e-statements so you can review your account activity online without cluttering your mailbox. And while we don't currently support electronic signature authorization for documents, our other security measures ensure that your information is protected.

Mobile Banking on the Go

With our mobile application, you can take control of your finances right from your smartphone. This app offers all the essential features of online banking in a format that fits right in your pocket. While mobile payments aren't available yet, the convenience of managing your accounts on-the-go is just a tap away. In today's fast-paced world, accessibility is key. That's why our digital banking services are designed to give you real-time access to everything you need, whether you're at home or out and about. Experience the ease of modern banking with Russell Country your partner in financial well-being!

Financial Strength

At Russell Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a robust financial foundation that supports our commitment to you. With a net worth of $9,354,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 850 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,513,481 in share certificates and $5,849,470 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,160,972 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $42,804,938 in total loans and leases, which supports your financial goals across various sectors. Our operational efficiency is highlighted by our $349,808 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,177,007. Total Share and Deposit Accounts: 14,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Russell Country is your trusted partner. Visit us at 105 4Th St S Fairfield Mt 59436 or call 406-467-2541 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $42,374,346 in used vehicle loans and $11,672,417 in new vehicle loans, helping our members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Solutions

If you're a business owner, consider our commercial loan options. Although we currently have no outstanding commercial loans, our focus remains on providing capital solutions tailored to help businesses thrive when opportunities arise.

Credit Options

For those needing financial flexibility, we also offer unsecured credit card loans, with a total of $0 in loans available. These cards come with flexible terms to help you manage your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,908,965. We aim to make buying or refinancing simple and stress-free. Our experienced staff will guide you through the process, ensuring you find the best solution for your housing needs.

Refinancing and Eligibility

We encourage all potential borrowers to explore our refinancing options if you already have existing loans that may benefit from better terms or lower interest rates. You can check your eligibility easily by visiting our website or contacting us directly at (406) 467-2541. At Russell Country, located at 105 4Th St S Fairfield Mt 59436, Fairfield, MT, we are dedicated to supporting our community's financial health. For more information about our services or to apply for a loan, please visit us online at https://www.russellcountryfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us let's build it together!

Loan Aggregator

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RUSSELL COUNTRY FEDERAL CREDIT UNION - Fairfield, MT

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