RURAL COOPERATIVES CREDIT UNION

Welcome to Rural Cooperatives, your trusted partner in financial success! Located at 1630 Lyndon Farm Ct Ste 201, Louisville, KY 40223, we have been serving our community since 1964. With a strong commitment to our members and a total membership of 3,357, we strive to provide personalized financial solutions that meet your unique needs. At Rural Cooperatives, we take pride in our robust financial standing. Our total assets currently stand at an impressive $34,196,009, with total deposits reaching $1,412,826. Our net worth of $4,393,444 reflects our dedication to maintaining a healthy and secure environment for all our members. We also offer a variety of loans and leases amounting to 1,836, ensuring that you have access to the funds you need for personal or business endeavors. Your satisfaction is our priority. Under the leadership of our CEO, Larry Bischoff, and Board President, Jennie Phelps, we work diligently to foster relationships built on trust and transparency. Our team of 11 employees is always ready to assist you with any questions or services you might need. While members can visit us at our branch location, official correspondence should be sent to PO Box 32170, Louisville, KY 40232-2170. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we've got you covered. For more information about how we can help you achieve your financial goals or to learn about membership eligibility, visit us online at rccu.com or give us a call at 800-798-7228 during our operating hours from Monday to Friday between 8:30 AM and 4:00 PM EST. Join us today and experience the difference with Rural Cooperatives where your financial well-being is our mission!

Welcome to the Rural Cooperatives branch, located conveniently at 1630 Lyndon Farm Ct Ste 201 in beautiful Louisville, KY. Our friendly team is ready to serve you in Jefferson County, where we pride ourselves on being a vital part of the local community. Whether you're coming from the nearby shopping areas or just passing through, our location is easily accessible and designed with your convenience in mind. While members can visit us at this address, any official correspondence should be sent to our mailing address: PO Box 32170, Louisville, KY 40232-2170. When you arrive, you'll find ample parking available, making your visit hassle-free. We ensure that our facilities are ADA compliant, so everyone can access our services comfortably. Our lobby hours are tailored to fit your busy schedule, open Monday through Friday from 8:30 AM to 4:00 PM EST. If you have questions or need assistance outside these hours, feel free to give us a call at 800-798-7228. At Rural Cooperatives, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing solutions, personal loans for debt consolidation, credit cards with rewards, and business banking services. While we currently do not have ATM or drive-thru service available at this location, our dedicated staff is here to help with all your banking needs. We invite you to visit us today! Experience the friendly atmosphere and personalized service that make Rural Cooperatives more than just a bank it's your financial partner.

At Rural Cooperatives, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you live, work, or worship in our service area, you're already on your way to becoming a member. We invite individuals who share our values to take part in the benefits we offer like personalized banking services and competitive loan rates. To learn more about the specific eligibility requirements, feel free to check out this detailed guide at http://www.rccu.com#membership . Getting started is easy! Just visit us at our branch located at 1630 Lyndon Farm Ct Ste 201 Louisville Ky 40223 or give us a call at (800) 798-7228 for any questions you may have. If you're ready to open an account, you can begin the process online by visiting https://apps-rural.ns3web.com/nsloan . We can't wait to welcome you into our family!

At Rural Cooperatives, we understand that every business has unique needs. Whether you're a startup looking for your first loan or an established company aiming to expand, we have the tools to help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $232 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $272,016, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to flexible financing solutions that empower you to invest in new equipment, hire additional staff, or launch a marketing campaign. That's what our merchant services can do for you. Picture a local café using our payment processing solutions to streamline sales, making it easier for customers to enjoy their favorite brews while boosting your bottom line. Visit us at 1630 Lyndon Farm Ct Ste 201 Louisville Ky 40223 in Louisville, KY or call us at (800) 798-7228. Let's work together to turn your business dreams into reality!

At Rural Cooperatives, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving our community with reliability and trust. With a net worth of $4,393,444, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,285 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,671,304 in share certificates and $2,618,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,432,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $443 in used auto loans and $12,617,450 in total loans and leases. Our efforts lead to a positive impact on our bottom line; this is reflected in our $-39,502, showcasing our operational efficiency. We also take pride in having 10 full-time employees and 1 part-time employees. This dedicated team ensures that our branches are always ready to assist you with knowledgeable support. Total Share Accounts stand at 5,794, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rural Cooperatives is your trusted partner. Visit us at 1630 Lyndon Farm Ct Ste 201 Louisville Ky 40223 or call (800) 798-7228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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