Royal Credit Union Whitehall WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Royal, your trusted financial partner located at 18567 Scranton St, Whitehall, WI 54773. Since opening our doors in 1964, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a strong membership base of over 318,645 individuals, we are dedicated to supporting you in achieving your financial goals. At Royal, we believe that your financial journey should be as unique as you are. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage financing, we have the tools and expertise to help you succeed. With total assets exceeding $5.36 billion and deposits totaling $295,241,638, our robust financial standing allows us to offer competitive rates and flexible terms. Our leadership team is committed to fostering a welcoming environment for all members. Led by CEO Brandon Riechers and Board President Tom Huffcutt, our staff of 855 employees is always ready to assist you with personalized service. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: 18567 Scranton Street, Whitehall, WI 54773. We invite you to explore our range of services from business loans to online banking options designed to make managing your finances easier. Our goal is not just about numbers; it's about building relationships within our community and empowering each member through education and resources. Feel free to reach out via phone at 715-833-8111 or visit us online at rcu.org for more information. Join us today and experience the Royal difference!

Branch History & Mission

Modern Banking with a Personal Touch

Our branch is equipped with modern banking conveniences like online banking and mobile payments, making it easy for members to manage their finances anytime and anywhere. We also ensure accessibility for all by complying with ADA standards. For those who prefer face-to-face interactions, we offer drive-thru banking services and ATM access. While members can visit us at 18567 Scranton St in Whitehall for all their banking needs, official correspondence should be sent to our mailing address: 18567 Scranton Street, Whitehall, WI 54773. If you have questions or need assistance, don't hesitate to reach out at 715-833-8111. As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand how Royal can make a difference in your financial life. Together, let's build a brighter future!

Our Mission

At Royal, our mission is clear: we strive to empower our members by providing affordable and accessible financial services while fostering a sense of community. We believe that every member deserves the best support possible as they navigate their financial journeys. This dedication is evident not only in our competitive rates but also in our community outreach efforts and partnerships with local organizations. We pride ourselves on being more than just a credit union; we are an integral part of the Whitehall community. Whether it's through sponsoring local events or hosting financial literacy workshops, we are dedicated to giving back and enriching the lives of those around us.

Branch Location & Accessibility

Convenient Access

At our Whitehall Office, we prioritize your convenience. The branch features ample parking, ensuring you can quickly find a spot when you visit. If you require any special assistance, rest assured that our facility is designed to be accessible to everyone, with ADA-compliant features and ramps available for easy entry.

Hours That Fit Your Schedule

We know your time is valuable. That's why our lobby hours are designed with your busy lifestyle in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until noon. Whether you need to make a quick transaction or have more complex banking needs, our friendly staff is here to help during these hours.

Services Tailored for You

At the Royal Credit Union's Whitehall Office, we offer a wide range of services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, enjoy the ease of ATM access and drive-thru banking for quick transactions on the go. While members can visit us at our branch address, official correspondence should be sent to the same address for consistency: 18567 Scranton Street, Whitehall, WI 54773.

We're Here for You!

Have questions? Don't hesitate to reach out! You can contact us at 715-833-8111. We invite you to stop by the Royal Credit Union's Whitehall Office soon. Our dedicated team looks forward to assisting you with all your banking needs!

Member Eligibility

At Royal, we believe that everyone deserves access to friendly, personalized banking services. Becoming a member is simple and welcoming! If you live, work, or attend school in our community, you're likely eligible to join us. We're committed to helping our members thrive with a range of services tailored just for you, from checking and savings accounts to loans and credit cards. For more details on specific eligibility criteria, feel free to check out our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Joining is just the start of your journey with us. Our dedicated team at Royal, located at 18567 Scranton St Whitehall Wi 54773, is here to support you every step of the way. You can easily open an account online by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain, or give us a call at (715) 833-8111 if you have any questions. We're excited to welcome you into our community where your financial goals become our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations for businesses. Imagine having the ability to accept payments quickly and securely from your customers whether they pay with a card or through digital wallets. Our merchant services make transactions easier, allowing you to focus on what truly matters: growing your business. Located at 18567 Scranton St Whitehall Wi 54773 in Whitehall, WI, we're here to help you succeed. Call us at (715) 833-8111 or visit our website at https://www.rcu.org/ for more information on how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you have easy access to your funds whenever needed. With ATMs conveniently located throughout the area, getting cash has never been easier.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. We offer competitive rates and flexible terms, so you can drive off with confidence knowing you've made a smart financial choice.

Business Banking

If you're running a business, we have tailored solutions just for you! Our Business Banking services include merchant services and business loans designed to support your growth and streamline operations.

Credit Cards with Rewards

For those who enjoy shopping or travel, our Credit Cards with Rewards program allows you to earn points on every purchase. These rewards can be redeemed for cash back, travel discounts, or even gift cards it's like earning while you spend!

Drive-Thru and Basic ATM Services

For those quick transactions, our Basic Drive-Thru Banking service allows members to handle deposits and withdrawals without leaving their vehicles. Additionally, our basic ATM access offers simple withdrawal and balance check functionalities for added convenience. At Royal, we strive to provide an array of services that cater to both personal and business needs while maintaining ease of access through digital banking features. If you're interested in learning more about any of these services or have questions about how we can assist you further, feel free to reach out at (715) 833-8111 or visit us at Whitehall Office today!

Mortgage Solutions

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage, our team is here to guide you through the process, ensuring you find the best fit for your budget.

Online & Mobile Banking

In today's fast-paced world, having access to banking services anytime is crucial. That's why we offer robust Online & Mobile Banking platforms. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer all at your convenience.

Personal Banking

We understand that managing your money is essential. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or need easy access to funds, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, we're ready to help you manage those costs effectively. Our loans can assist you in consolidating existing debts into a more manageable payment plan.

Digital & Online Banking

Accessibility & Support

We pride ourselves on offering user-friendly services that make banking accessible for everyone. Our digital tools are designed for real-time account management, so you can track your spending and savings easily. Whether you're using a computer or a mobile device, we ensure that everything runs smoothly. If you have any questions or need assistance, our dedicated team is always ready to help. With Royal, managing your finances has never been more convenient!

Key Features

Security is a top priority for us at Royal. Our online banking is equipped with robust security measures to keep your information safe. You can also take advantage of electronic signature authorization for added convenience when signing documents digitally. E-statements are available too, allowing you to go paperless and access your account statements whenever you need them. Need to send money to a friend? With our person-to-person transfer feature, sending cash has never been simpler. Just use our mobile payments option, and you'll be able to settle up with friends in no time.

Financial Strength

Investment in Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

We have built a robust community trust with 628,543 total share accounts showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $29,141,126, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 18567 Scranton St Whitehall Wi 54773 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We believe in supporting local businesses by offering tailored solutions that can help you achieve your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or simply want more information about our loan products at Royal located at 18567 Scranton St Whitehall WI 54773, don't hesitate to give us a call at 715-833-8111. Our team is eager to assist you during our operating hours: Monday through Thursday from 9 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - noon. Let's work together towards a brighter financial future!

Credit Lines and Personal Loans

For those looking for flexibility in managing finances, our total credit lines amount to $1,257,331,982, giving members access to funds when they need them most. Additionally, our unsecured credit card loans total $114,373,761, providing an excellent way for members to handle everyday expenses or unexpected costs without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, ensuring you have access to the funds necessary to achieve your dream of owning a home. Our knowledgeable staff is here to guide you through the application process and help you understand your eligibility options.

Loan Aggregator

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Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Modern Banking with a Personal Touch

Our Mission

Branch Location & Accessibility

Convenient Access

Hours That Fit Your Schedule

Services Tailored for You

We're Here for You!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Drive-Thru and Basic ATM Services

Mortgage Solutions

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility & Support

Key Features

Financial Strength

Investment in Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Strong Community Trust

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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