Royal Credit Union Somerset WI | Best Auto Loans & Personal Banking

Introduction

Welcome to Royal Credit Union, your trusted financial partner located at 115 Parent St, Somerset, WI 54025. Established in 1964, we have proudly served our community for nearly six decades, building a strong foundation of trust and reliability among our 318,645 members. At Royal, we prioritize your financial well-being, ensuring that you have access to a variety of services designed to meet your unique needs. Our branch is not just a place for transactions; it's a hub for personal connection and support. With total assets exceeding $5.36 billion, we stand ready to help you with everything from checking and savings accounts to auto loans and mortgages. Our commitment to responsible lending is reflected in our impressive total loans and leases of 230,650 and total deposits of $295,241,638. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our dedicated team of 855 employees works hard every day to provide exceptional service. We believe in the power of community and strive to make a positive impact through our financial programs and services. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 220, Somerset, WI 54025-0220. We invite you to explore how Royal Credit Union can assist you on your financial journey. For inquiries or assistance, don't hesitate to reach out at 715-833-8111 or visit us online at www.rcu.org. Let us partner with you in achieving your financial goals!

Branch History & Mission

Community Impact

Our commitment goes beyond traditional banking; it extends into meaningful community outreach efforts. We actively participate in local events and support various organizations that make Somerset a better place for everyone. Whether it's through financial literacy programs or charitable contributions, we are passionate about making a positive impact.

Join Us

As we look ahead, we invite you to join us on this journey toward financial empowerment. Experience firsthand what it means to be part of Royal Credit Union a place where your financial goals matter and your community thrives. Discover all that we have to offer by visiting us today or exploring more about membership on our website at rcu.org. Let's build a brighter future together!

Mission Statement

At Royal Credit Union, our mission is clear: we aim to provide our members with the tools they need for financial success while fostering a sense of community. We believe in the power of people helping people, which drives us to support local initiatives and partnerships that enrich lives beyond just banking. While you can visit us at 115 Parent St Somerset Wi 54025, official correspondence should be sent to PO Box 220, Somerset, WI 54025-0220 if needed. Our team is here for you during regular operating hours Monday through Friday from 8 AM to 5:30 PM and Saturday from 8:30 AM to Noon ready to assist you with your financial needs.

Our Journey

Royal Credit Union began its journey with a simple mission: to offer accessible and affordable financial solutions to our members. From our humble beginnings, we have continuously evolved, expanding our services and enhancing our offerings. Our branch at 115 Parent St has become a cornerstone of the Somerset community, known for its commitment to personal banking that includes checking and savings accounts, auto loans, mortgage loans, and much more. Our physical presence is complemented by modern digital services that allow members to manage their finances conveniently. We are proud to offer online banking and mobile applications that enable you to bank anytime, anywhere. At Royal, we strive for ADA compliance in all our facilities to ensure everyone can access our services comfortably.

Branch Location & Accessibility

Convenience Features

At Royal Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces. You'll find ample parking available right outside our doors, allowing for easy access whether you're coming in for a quick transaction or a longer visit. We're proud to offer both ATM availability and drive-thru banking services. This means you can withdraw cash or handle other transactions without having to leave your vehicle if you prefer. Our drive-thru service is designed for your convenience, allowing you to perform basic transactions like deposits and withdrawals quickly.

Operating Hours

Our friendly team is here to assist you during convenient hours. We are open Monday through Friday from 8 AM to 5:30 PM and on Saturdays from 8:30 AM until noon. Whether you're looking for personal banking solutions like checking accounts and auto loans or need help with mortgage loans and credit cards, we're here to support you during these times. If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at 715-833-8111. We look forward to welcoming you into our branch soon!

Member Eligibility

At Royal, we believe that everyone deserves access to a supportive financial community. If you're interested in becoming a member, you'll find that the eligibility criteria are designed to be welcoming and inclusive. Generally, anyone who lives or works in the area surrounding our branch at 115 Parent St Somerset Wi 54025 is eligible to join. We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits of membership together. You can explore all the specific details about eligibility by visiting our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Joining us is not just about accessing financial services; it's about being part of a community that values its members. Enjoy personalized service, competitive rates, and various products tailored to meet your needs. Opening an account is a straightforward process just visit us or check out our online account opening guide here: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions, feel free to reach out at (715) 833-8111. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer merchant services designed to make everyday transactions smoother for your business. Imagine being able to accept payments easily while managing cash flow more efficiently. Our tools help you do just that, allowing you to focus on what truly matters growing your business. Located conveniently at 115 Parent St Somerset Wi 54025, Somerset, WI, we're here to provide the financial support you need. Whether you're looking for a loan or need assistance with payment processing, our dedicated team is ready to help you thrive. Connect with us today at (715) 833-8111!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM services for quick withdrawals and balance checks without any hassle. Plus, our drive-thru banking makes it easy for those quick transactions like deposits and withdrawals without leaving your vehicle. At Royal, we strive to make banking as accessible as possible while offering personalized service tailored just for you. Explore all these services and more by visiting us at 115 Parent St Somerset Wi 54025 in Somerset, WI or reach out at (715) 833-8111. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it simple for you to drive away in the vehicle of your choice. With competitive rates and flexible terms, you can feel confident about your purchase without breaking the bank.

Business Banking

If you're a business owner, you'll appreciate our business banking services, which include merchant services and business loans. We know how important it is for businesses to have reliable financial support, so we ensure easy access to funds that can help grow your enterprise.

Credit Cards with Rewards

Our credit cards offer more than just purchasing power; they come with rewards that let you earn while you spend. Enjoy benefits like cashback on purchases or points towards travel and shopping making every transaction work for you.

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance an existing mortgage, we provide comprehensive mortgage solutions. Our knowledgeable staff will guide you through the process, helping you find the best loan option that suits your financial situation and future plans.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be convenient. Our online and mobile banking platforms allow you to check balances, pay bills, transfer money between accounts, and more all at your fingertips anytime, anywhere.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. We offer various options designed to fit different lifestyles, ensuring easy access to your funds whenever you need them. Imagine being able to manage your finances effortlessly online or through our mobile app, making deposits and transfers from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether you need funds for a home project or want to consolidate debt into one manageable payment, we are here to help with straightforward loan terms that fit your budget.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services mean you can access your accounts whenever it suits you best. Need to view e-statements? No problem! You can sign up for e-statements and get your account information delivered straight to your inbox no more waiting for the mail. Additionally, we offer electronic signature authorization for documents, making it quicker and easier to complete transactions without needing to visit a branch in person. This feature adds another layer of convenience while keeping everything secure. At Royal, we are committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Join us today and experience how our digital banking services can simplify your financial management!

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.rcu.org/, you can check balances, pay bills, and transfer funds with just a few clicks. Our user-friendly interface makes it easy for anyone to navigate through their financial needs. Plus, you can enjoy the peace of mind that comes with our secure login features. For those who prefer using their smartphones, our mobile application allows you to manage your accounts right from the palm of your hand. You can make mobile payments easily and even set up person-to-person transfers to send money to friends and family without any hassle.

Financial Strength

Growing Trust

The trust our members place in us is reflected in our total share accounts 628,543, showcasing a strong and growing member base that relies on us for their financial needs. With net shares amounting to $29,141,126, we have ample funds available for lending and investments to better serve you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 115 Parent St Somerset Wi 54025 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, providing stable growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; with non-member deposits at $31,998,374, we ensure our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $36,141,946, enabling us to maintain competitive loan rates while offering solid financial products for our members. We are also proud of our dedicated team of 794 full-time employees and 61 part-time employees who are ready to serve you with knowledge and commitment.

Reinvestment for Growth

Our commitment to growth is evident with $467,726,403 in undivided earnings. These earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures that benefit you directly. With $97,770 in used auto loans and $4,692,350,119 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $946, which demonstrates our ability to weather economic uncertainties while continuing to provide you with loans and competitive savings rates.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you need financing for a reliable used car or a brand-new model, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business, we can help tailor a solution that fits your needs.

Credit Lines and Unsecured Credit Cards

For those who need flexible borrowing options, our total credit lines amount to $1,257,331,982, providing access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This allows you to make purchases confidently while enjoying the benefits of rewards programs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We offer various loan types tailored to fit your unique situation, whether you're purchasing your first home or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any current loans or mortgages, our team at Royal can assist you in exploring eligibility options that could lower your monthly payments or reduce interest rates. We're located at 115 Parent St Somerset Wi 54025, Somerset, WI, and our friendly staff is ready to help you find the best financial solutions for your lifestyle. Feel free to reach out by phone at (715) 833-8111 during our operating hours: Monday through Friday from 8 AM to 5:30 PM and Saturday from 8:30 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and take the first step towards achieving your financial goals!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Each lender listed has been thoroughly vetted, providing users with confidence in the integrity of the information presented.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Join Us

Mission Statement

Our Journey

Branch Location & Accessibility

Convenience Features

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Access Anytime, Anywhere

Key Features of Our Digital Banking Services

Financial Strength

Growing Trust

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community