At Royal Credit Union, we prioritize accessibility for all members. Our branch is designed with ADA-compliant features and ramps to ensure everyone can enjoy their visit. Parking is available right outside the entrance, making it hassle-free for you to stop by. While members can visit us at 740 Maple Dr, official correspondence should be sent to the same address. This keeps everything simple and straightforward!
We understand that your time is valuable. That's why we offer flexible operating hours that cater to your busy schedule. Currently, our operating hours are aligned with the School $ense program. If you have any questions or need assistance, feel free to reach out via phone. While we do not have ATM services or drive-thru banking at this location, we provide essential services through our friendly staff who are eager to assist you with your banking needs.
Whether you're looking to open an account or just want to ask a few questions about our services, we invite you to come by and experience the Royal difference. Our team is here to help you every step of the way. We can't wait to welcome you!
Imagine being able to accept payments from customers seamlessly, whether they prefer card transactions or mobile payments. Our merchant services make it easy for you to process payments efficiently, so you can focus on what truly matters growing your business. From point-of-sale systems to online payment options, we provide the tools you need to enhance customer satisfaction and streamline operations. Located at 740 Maple Dr Saint Croix Falls Wi 54024 in Saint Croix Falls, WI, we are dedicated to empowering local businesses. Let us partner with you on your journey to success!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.
We understand that convenience is key in today's busy world. That's why Royal offers ATM Services Only to ensure you can access your funds when you need them. Imagine being able to withdraw cash or check your balance without having to visit a branch during traditional banking hours. Our ATMs are strategically placed for easy access, making it simple for you to manage your money on the go.
In addition to our ATM services, we also prioritize digital banking options that enhance your experience. With our online banking platform, you can check account balances, transfer funds, and pay bills from the comfort of your home or wherever you are. You will find that managing your finances becomes much easier with just a few clicks. Our mobile application further extends these conveniences, allowing you to perform transactions right from your smartphone. You can even set up person-to-person payments, making it straightforward to send money to friends or family quickly and securely.
If you're not yet a member of Royal, we invite you to explore what we have to offer and become part of our community. Visit us at our branch or check out our website at rcu.org for more information about membership eligibility and how you can start taking advantage of all the benefits we provide. Your financial journey is important to us, and at Royal, we're here every step of the way!
At Royal, we believe in building relationships with our members. Our knowledgeable staff is always here to assist you with any questions or concerns regarding our services. If you're unsure about how to navigate our digital tools or need guidance on using our ATM services effectively, don't hesitate to.
Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. For added convenience, we provide person-to-person transfers, so sending money to friends or family is as simple as sending a text. Plus, if you're always on the go, our mobile application makes banking even easier whether you need to deposit checks or pay for purchases using mobile payments.
Your security is our top priority. We offer electronic signature authorization to ensure that your transactions are safe and protected. You can also choose to receive e-statements, which not only help reduce paper clutter but also allow for easy access to your financial records whenever you need them. With these user-friendly features, managing your accounts has never been more straightforward. Whether you're at home or out and about, Royal provides the tools you need for real-time account management. Experience the freedom of banking on your terms with our comprehensive digital services!
Total Share Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $29,141,126. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 740 Maple Dr Saint Croix Falls Wi 54024 or call to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to efficiency is reflected in our net income of $20,122,401, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.
With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or looking for options on a reliable used car, we have you covered.
For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand your business. We're committed to supporting local entrepreneurs with tailored solutions that meet your unique needs.
If you're looking for more flexibility in your borrowing options, our total credit lines amounting to $1,257,331,982 can help you manage expenses efficiently. Whether it's for unexpected costs or planned purchases, having access to credit can provide peace of mind. We also encourage members to explore refinancing options and eligibility criteria that may be available to them. For more information on how to become a member and take advantage of these offerings, visit us at https://www.rcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Royal be your partner in achieving financial success!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We also provide resources to guide you through the process and ensure that you find the right fit for your family's needs.
Managing your finances is crucial, and our flexible terms on unsecured credit card loans are here to help. With a total of $114,373,761 in loans, we assist members in maintaining control over their spending and achieving financial stability.
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