Royal is not just about numbers; it's about people. We take pride in building partnerships with local organizations and schools to provide educational resources and support to those who need it most. Our efforts include financial literacy programs designed for all ages, ensuring that every member of the community can make informed decisions about their finances. As we look ahead to the future, we invite you to join us on this journey. Whether you're looking for loans, savings options, or simply a place where your voice matters, Royal is here for you. Experience firsthand the benefits of membership with us become part of a community that truly cares about your financial well-being. For more information or to explore membership options, please visit our website or contact us directly. Together, let's build a brighter financial future!
At Royal, our mission is simple yet profound: we strive to provide accessible financial solutions that empower individuals and strengthen families. We believe that everyone deserves the opportunity to achieve their financial goals. This commitment extends beyond banking; we actively engage in community outreach programs that support local initiatives and enhance the quality of life for residents in Saint Croix Falls and beyond. We embrace digital advancements to ensure convenient banking experiences for our members. From online banking to mobile payments, we aim to make managing finances easier than ever before while ensuring compliance with ADA standards so everyone can access our services without barriers.
Our branch is situated at 740 Maple Dr, Saint Croix Falls, WI 54024. This location not only serves as a hub for financial services but also as a place where community bonds are forged. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address for consistency. Since opening our doors nearly six decades ago, Royal has evolved significantly. From humble beginnings, we have expanded our services and embraced modern technology to meet the ever-changing needs of our members. Our focus has always been on providing exceptional financial products while fostering a sense of belonging and support within our community.
At our Royal branch, we want your visit to be as smooth as possible. Ample parking is available right outside our doors, making it easy for you to stop by for your banking needs. Our facility is fully compliant with ADA standards, ensuring that everyone can access our services comfortably.
While our branch currently offers ATM services only, we are dedicated to meeting your financial needs with quality assistance from our knowledgeable staff. Although there is no drive-thru service available at this location, our team is eager to help you inside the branch. For any official correspondence, please note that while you can visit us at 740 Maple Dr, mail should be sent to the same address: 740 Maple Drive, Saint Croix Falls, WI 54024.
We understand that life can get busy. That's why we offer flexible operating hours tailored to fit into your day-to-day routine. Whether you're looking to deposit a check or inquire about loan options, we are here during school hours for your convenience. For details on specific hours, just give us a call!
Got questions? Don't hesitate to reach out! You can for more information or simply drop by during our operating hours. We look forward to welcoming you and assisting with all your banking needs!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services help streamline your transactions, allowing you to focus on what you do best running your business. From efficient payment processing to tailored financial products, we equip you with resources that help simplify day-to-day operations. Located at 740 Maple Dr, Saint Croix Falls, WI 54024, Royal is here to empower your business every step of the way. Explore how we can partner with you to achieve your goals!
Being part of the community means understanding what our members truly need. We are here not only to provide financial services but also to support you in achieving your dreams whether that's buying a car, financing education, or planning for retirement. The friendly staff at Royal is always ready to assist you in finding the right products and services tailored just for you.
In today's fast-paced world, accessibility is key. At Royal, we have embraced technology to enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. You can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our electronic signature authentication and e-statements, you can complete transactions and stay informed without the clutter of paper statements.
We invite you to experience all that Royal has to offer. For more information about our services or how we can help you reach your financial goals, feel free to reach out by phone at ** or visit us online at [St. Croix Falls Middle School Rcu**](https://www.rcu.org/). Your journey towards better financial health starts here!
We understand that every member has unique financial goals. Whether you are looking to manage your day-to-day banking, save for a future purchase, or explore loan options, Royal has you covered. Our offerings include ATM services, which provide convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without the hassle of waiting in line. That's the kind of ease we strive to provide.
With our electronic signature authorization feature, signing documents has never been simpler. You can complete transactions from the comfort of your home without needing to visit a branch. Plus, we provide e-statements so you can manage your financial records digitally and help the environment by reducing paper use. For those on the go, our mobile application allows you to handle everything from checking your account balance to making person-to-person transfers with just a few taps on your smartphone. Our mobile payments feature also lets you make purchases quickly and securely right from your device. Security is paramount at Royal. We utilize advanced technology to ensure that your information remains private and secure while using our digital services. You can bank with peace of mind knowing that we prioritize protecting your personal data. In summary, whether you're at home or out and about, our digital banking options offer convenience, security, and real-time access to your finances. Join us at Royal for a banking experience that truly fits into your life!
Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $29,141,126 underscores our commitment to supporting your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 740 Maple Dr Saint Croix Falls Wi 54024 or call to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $20,122,401 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected by $97,770 in used auto loans and $4,692,350,119 in total loans and leases, supporting your financial goals across various sectors.
With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new vehicle, our financing options make it easier than ever to drive away satisfied.
For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We believe in supporting local businesses by offering financing options that cater specifically to your operational needs.
Additionally, our total credit lines amounting to $1,257,331,982 give members access to flexible borrowing options for whatever they may need throughout the year. If you're considering refinancing or exploring eligibility options for any of our loan products, we encourage you to reach out. Our team is here to guide you through every step of the process and help you find the best solution for your financial situation. For more details on how we can assist you with our loan offerings or visit us at our branch located at 740 Maple Dr Saint Croix Falls Wi 54024 in Saint Croix Falls, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together towards achieving your financial dreams!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide tailored solutions to fit your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.
We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and benefits that help you take control of your spending without adding unnecessary stress.
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