Royal Credit Union Saint Croix Falls WI | Quick Personal Loans & Auto Financing

Introduction

Welcome to the Royal branch, located at 2175 Us Highway 8, Saint Croix Falls, WI 54024. Here at the St. Croix Falls Office, we pride ourselves on being more than just a financial institution; we are a vital part of our community, committed to helping our members achieve their financial goals. Established in 1964, our credit union has grown alongside our members, now boasting a total membership of 318,645 and total assets amounting to an impressive $5,362,983,803. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 2175 US Hwy 8, Saint Croix Falls, WI 54024. We offer a wide range of services designed to support both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we strive to provide accessible financial solutions tailored for you. Our leadership team is dedicated to ensuring that every member feels valued and supported. Led by CEO Brandon Riechers and Board President Tom Huffcutt, our experienced staff is here to assist you with any inquiries or services you may need. With a team of 855 employees, we are equipped to serve you effectively. At Royal, we understand the importance of trust and transparency in banking. That's why we maintain robust financial health with net worth standing at $507,323,441 and cash in hand totaling $35,908,334. Our commitment extends beyond numbers; we believe in making a positive impact in our community through various initiatives and support programs. We invite you to visit us or give us a call at 715-833-8111 during our operating hours Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon. Explore how Royal can help you thrive financially by visiting our website at rcu.org. Join us today and experience the Royal difference!

Branch History & Mission

Evolution and Growth

From humble beginnings, Royal has evolved into a robust credit union that emphasizes member service above all else. Our headquarters in Eau Claire serves as a hub for innovation and support, ensuring that every branch reflects our core values. Throughout the decades, we have embraced technology while maintaining a personal touch. Whether through our online banking services or mobile payments, we strive to make banking convenient and accessible. We're proud to offer services tailored to meet diverse needs from personal banking solutions like checking accounts and auto loans to business financing options. With features such as an ATM on-site and drive-thru banking available, we're here to serve you efficiently.

Join Us

We invite you to experience what makes Royal special. As we continue to grow and adapt, your needs will always come first. Together, let's build a brighter financial future for you and your community. Explore how you can become a part of Royal today by visiting our website or checking out membership eligibility here. Your journey towards financial empowerment begins with us!

Our Mission

At Royal, our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth and wellbeing. We believe that by investing in our members' futures, we can contribute positively to the neighborhoods we call home. Our commitment extends beyond traditional banking; we actively engage in community outreach programs and partnerships that uplift those around us. While members can visit us at 2175 Us Highway 8, official correspondence should be sent to 2175 US Hwy 8, Saint Croix Falls, WI 54024 if different from the branch address. You can reach us at 715-833-8111 during our operating hours: Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon.

Branch Location & Accessibility

Call to Action

If you're ready to experience exceptional service and community-focused banking, we invite you to visit us at the St. Croix Falls Office. You can also reach out by calling us at 715-833-8111 if you have any questions or need assistance before your visit. We look forward to serving you!

Nearby Landmarks and Access

Nestled near popular spots like the scenic Kinnickinnic River and just a short drive from downtown, our branch is positioned perfectly for your convenience. Ample parking is available right outside, making it easy for you to visit us without any hassle. We take pride in ensuring our facilities are ADA compliant, so everyone can access our services comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Friday from 8 AM to 5:30 PM or stop by on Saturday from 8 AM to noon. Our friendly team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. Plus, if you prefer not to walk inside, our drive-thru service allows for quick deposits and withdrawals right from your vehicle.

Member Eligibility

Becoming a member of Royal is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We embrace anyone who shares our values and aims for financial wellness. Membership offers a variety of benefits, including access to personalized banking services and competitive loan rates, ensuring that you feel supported every step of the way. For more detailed eligibility criteria, feel free to visit this page. When you're ready to open an account, the process is straightforward simply check out our account opening details here. If you have any questions or need assistance, don't hesitate to give us a call at (715) 833-8111. We're excited to welcome you to our family at Royal, located at 2175 Us Highway 8 Saint Croix Falls Wi 54024!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services make transactions easy for you and your customers. From credit card processing to online payments, we ensure that you have the tools needed to keep your business running smoothly. This allows you to focus on what really matters growing your business! Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024, Saint Croix Falls, WI, or call us at (715) 833-8111 to learn more about how we can support your business journey!

Comprehensive List Of Services

Convenient Access Anytime

We know life gets busy, so we've made banking convenient with our Online & Mobile Banking services. You can manage your accounts anytime, anywhere whether it's making deposits through your phone or withdrawing cash from one of our ATMs located conveniently around town. Our drive-thru service also provides quick access for simple transactions like deposits and withdrawals without leaving your car.

Financing Your Dreams

When it comes to financing, we provide various options that cater to all your needs. Our Auto Loans & Vehicle Financing help you get behind the wheel of your next vehicle without breaking the bank. If you're thinking about homeownership, our Mortgage Loans & Refinancing services are here to assist you through every step of the process. For unexpected expenses or consolidating debt, check out our Personal Loans & Debt Consolidation options, which offer flexibility and competitive rates.

Join Us Today!

Ready to experience all that Royal has to offer? Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024 in Saint Croix Falls, WI, or give us a call at (715) 833-8111 for more information. We look forward to welcoming you as a member and helping you achieve your financial goals!

Personal Banking Made Simple

We understand that managing finances can be overwhelming. That's why we offer Personal Banking services, including Checking and Savings Accounts tailored to fit different lifestyles. Imagine being able to easily track your spending and save for future goals all from the comfort of your home or on the go using our online and mobile banking features. You can set up alerts, transfer money, and even pay bills with just a few clicks.

Rewarding Credit Card Options

Credit cards can be an excellent tool for building credit when used responsibly. Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's a great way to get more from your everyday spending!

Supporting Local Businesses

For entrepreneurs and small businesses in Saint Croix Falls, we have tailored solutions in our Business Banking category. From Merchant Services that simplify payment processing to Business Loans that help you grow your company, we're committed to supporting local business owners.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to sign documents electronically. Our electronic signature authorization makes it easy for you to complete transactions without needing to visit a branch. Plus, with e-statements available, you can stay organized and eco-friendly by accessing your statements online whenever you need them. Are you always on the go? Take advantage of our mobile application! It offers all the functionalities of our online banking platform right in your pocket. You can also use mobile payments for quick transactions, making shopping and bill payments a breeze. Sending money to friends or family is simple with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, you can do it instantly from your phone. We prioritize your security while using these services. Rest assured that all transactions are protected with advanced security measures so that you can bank confidently. With our user-friendly tools at Royal, managing your finances has never been easier. Join us today and experience the benefits of modern banking!

Financial Strength

A Growing Community

Our branch supports a thriving community of savers with 628,543 total share accounts, showcasing a strong base of members who trust us with their finances. With net shares amounting to $29,141,126, we have ample funds available for lending and investments.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $97,770 in used auto loans and a total of $4,692,350,119 in loans and leases available.

Member-Focused Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $31,998,374, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our impressive $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees who are always ready to assist you with expert guidance.

Our Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can support your financial needs today and into the future. Our net worth ratio of $946 further demonstrates our capital strength, ensuring we can provide loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Our flexible terms make it easier than ever to secure financing for your next vehicle.

Credit Lines and Commercial Loans

For those needing additional flexibility, our total credit lines amount to $1,257,331,982, providing you with the resources you need for unexpected expenses or planned projects. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans total $1,433,801,712, offering essential capital for expansion.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored for you.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is here to guide you through the process and find options that best fit your financial situation. We aim to simplify the refinancing journey so that you can save money and reduce stress. For more information about eligibility and how we can assist you further, please contact us at 715-833-8111 during our operating hours: Monday to Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step towards fulfilling your financial dreams with Royal!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This allows you to make purchases with peace of mind while building your credit history.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each lender is carefully vetted, providing peace of mind that the information presented is both accurate and reliable.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Evolution and Growth

Join Us

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Convenient Access Anytime

Financing Your Dreams

Join Us Today!

Personal Banking Made Simple

Rewarding Credit Card Options

Supporting Local Businesses

Digital & Online Banking

Key Features

Financial Strength

A Growing Community

Conclusion

Investments in Your Future

Member-Focused Savings

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Credit Lines and Commercial Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community