From humble beginnings, Royal has evolved into a robust credit union that emphasizes member service above all else. Our headquarters in Eau Claire serves as a hub for innovation and support, ensuring that every branch reflects our core values. Throughout the decades, we have embraced technology while maintaining a personal touch. Whether through our online banking services or mobile payments, we strive to make banking convenient and accessible. We're proud to offer services tailored to meet diverse needs from personal banking solutions like checking accounts and auto loans to business financing options. With features such as an ATM on-site and drive-thru banking available, we're here to serve you efficiently.
We invite you to experience what makes Royal special. As we continue to grow and adapt, your needs will always come first. Together, let's build a brighter financial future for you and your community. Explore how you can become a part of Royal today by visiting our website or checking out membership eligibility here. Your journey towards financial empowerment begins with us!
At Royal, our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth and wellbeing. We believe that by investing in our members' futures, we can contribute positively to the neighborhoods we call home. Our commitment extends beyond traditional banking; we actively engage in community outreach programs and partnerships that uplift those around us. While members can visit us at 2175 Us Highway 8, official correspondence should be sent to 2175 US Hwy 8, Saint Croix Falls, WI 54024 if different from the branch address. You can reach us at 715-833-8111 during our operating hours: Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon.
If you're ready to experience exceptional service and community-focused banking, we invite you to visit us at the St. Croix Falls Office. You can also reach out by calling us at 715-833-8111 if you have any questions or need assistance before your visit. We look forward to serving you!
Nestled near popular spots like the scenic Kinnickinnic River and just a short drive from downtown, our branch is positioned perfectly for your convenience. Ample parking is available right outside, making it easy for you to visit us without any hassle. We take pride in ensuring our facilities are ADA compliant, so everyone can access our services comfortably.
We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Friday from 8 AM to 5:30 PM or stop by on Saturday from 8 AM to noon. Our friendly team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. Plus, if you prefer not to walk inside, our drive-thru service allows for quick deposits and withdrawals right from your vehicle.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.
Imagine running your day-to-day operations without worrying about payment processing. Our merchant services make transactions easy for you and your customers. From credit card processing to online payments, we ensure that you have the tools needed to keep your business running smoothly. This allows you to focus on what really matters growing your business! Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024, Saint Croix Falls, WI, or call us at (715) 833-8111 to learn more about how we can support your business journey!
We know life gets busy, so we've made banking convenient with our Online & Mobile Banking services. You can manage your accounts anytime, anywhere whether it's making deposits through your phone or withdrawing cash from one of our ATMs located conveniently around town. Our drive-thru service also provides quick access for simple transactions like deposits and withdrawals without leaving your car.
When it comes to financing, we provide various options that cater to all your needs. Our Auto Loans & Vehicle Financing help you get behind the wheel of your next vehicle without breaking the bank. If you're thinking about homeownership, our Mortgage Loans & Refinancing services are here to assist you through every step of the process. For unexpected expenses or consolidating debt, check out our Personal Loans & Debt Consolidation options, which offer flexibility and competitive rates.
Ready to experience all that Royal has to offer? Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024 in Saint Croix Falls, WI, or give us a call at (715) 833-8111 for more information. We look forward to welcoming you as a member and helping you achieve your financial goals!
We understand that managing finances can be overwhelming. That's why we offer Personal Banking services, including Checking and Savings Accounts tailored to fit different lifestyles. Imagine being able to easily track your spending and save for future goals all from the comfort of your home or on the go using our online and mobile banking features. You can set up alerts, transfer money, and even pay bills with just a few clicks.
Credit cards can be an excellent tool for building credit when used responsibly. Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's a great way to get more from your everyday spending!
For entrepreneurs and small businesses in Saint Croix Falls, we have tailored solutions in our Business Banking category. From Merchant Services that simplify payment processing to Business Loans that help you grow your company, we're committed to supporting local business owners.
One of the standout features of our digital banking is the ability to sign documents electronically. Our electronic signature authorization makes it easy for you to complete transactions without needing to visit a branch. Plus, with e-statements available, you can stay organized and eco-friendly by accessing your statements online whenever you need them. Are you always on the go? Take advantage of our mobile application! It offers all the functionalities of our online banking platform right in your pocket. You can also use mobile payments for quick transactions, making shopping and bill payments a breeze. Sending money to friends or family is simple with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, you can do it instantly from your phone. We prioritize your security while using these services. Rest assured that all transactions are protected with advanced security measures so that you can bank confidently. With our user-friendly tools at Royal, managing your finances has never been easier. Join us today and experience the benefits of modern banking!
Our branch supports a thriving community of savers with 628,543 total share accounts, showcasing a strong base of members who trust us with their finances. With net shares amounting to $29,141,126, we have ample funds available for lending and investments.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 2175 Us Highway 8 Saint Croix Falls Wi 54024 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.
With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $97,770 in used auto loans and a total of $4,692,350,119 in loans and leases available.
Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $31,998,374, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks.
Our impressive $20,122,401 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees who are always ready to assist you with expert guidance.
With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can support your financial needs today and into the future. Our net worth ratio of 9.46% further demonstrates our capital strength, ensuring we can provide loans and competitive savings rates even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Our flexible terms make it easier than ever to secure financing for your next vehicle.
For those needing additional flexibility, our total credit lines amount to $1,257,331,982, providing you with the resources you need for unexpected expenses or planned projects. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans total $1,433,801,712, offering essential capital for expansion.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored for you.
If you're considering refinancing any existing loans or mortgages, our team is here to guide you through the process and find options that best fit your financial situation. We aim to simplify the refinancing journey so that you can save money and reduce stress. For more information about eligibility and how we can assist you further, please contact us at 715-833-8111 during our operating hours: Monday to Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step towards fulfilling your financial dreams with Royal!
We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This allows you to make purchases with peace of mind while building your credit history.
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