Royal Credit Union River Falls WI | Affordable Auto Loans & Checking

Introduction

Welcome to Royal Credit Union, your trusted financial partner located at 1150 N Main St, River Falls, WI 54022. Since our establishment in 1964, we have proudly served our community, growing to a robust membership of over 318,645 members. At Royal, we understand that every member has unique financial needs, and we are dedicated to providing personalized service and competitive products to help you achieve your goals. With total assets amounting to an impressive $5,362,983,803, our commitment to your financial wellbeing is unwavering. We offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Whether you're looking for personal loans or need assistance with debt consolidation, our team is here to guide you every step of the way. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our team of 855 employees works diligently to ensure that your experience with us is nothing short of excellent. Our branch also boasts a convenient drive-thru service and ATM access for your banking needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 1150 N Main St, River Falls, WI 54022-3509. Feel free to reach out to us at 715-833-8111 during our lobby hours Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 8:30 AM to Noon. Join us at Royal Credit Union today! Visit our website at rcu.org or come see us in person. Your financial success is just a conversation away!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Royal Credit Union family. Experience firsthand the benefits of membership with us where your financial success is our priority. Together, let's build a brighter future for you and our community! For more information on how to join or open an account, visit us at Royal Credit Union or check out our membership eligibility page.

Our Journey

From our humble beginnings as a small credit union, we have evolved significantly over the years. Each milestone has been marked by our unwavering dedication to providing quality financial services while fostering strong community ties. Our journey is rooted in the belief that everyone deserves access to financial resources that empower them to achieve their goals. As we expanded, we embraced innovation to meet the changing needs of our members. We now offer an array of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. In addition, we have enhanced digital capabilities such as online banking and mobile payments to ensure convenience for our members.

Our Mission

At Royal Credit Union, our mission is clear: to improve the financial well-being of our members and communities. We are more than just a financial institution; we are your partners in navigating life's financial challenges. We strive to provide exceptional service that makes banking easier and more accessible. Our commitment extends beyond financial services; we actively engage in community outreach initiatives aimed at making a positive impact. Whether through partnerships with local organizations or hosting educational workshops, we believe in giving back to the community that has supported us throughout our journey. While members can visit us at 1150 N Main St, official correspondence should be sent to 1150 N Main St, River Falls, WI 54022-3509. You can reach us at 715-833-8111 during our operating hours: Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 8:30 AM to noon.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We have ADA-compliant features such as ramps and designated parking spaces to ensure that everyone can visit us comfortably. With ample parking available right outside our doors, you won't have to worry about finding a spot.

Call to Action

We invite you to visit us at the River Falls Office today! For any inquiries or assistance, feel free to give us a call at 715-833-8111. Our team is ready and eager to help you with all your banking needs!

Operating Hours

We're open Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 8:30 AM to noon. This schedule makes it easy for you to stop by whether you're heading to work or enjoying your weekend.

Services Offered

At Royal Credit Union's River Falls Office, we provide a wide range of services tailored to fit your needs. From personal banking options like checking and savings accounts to loans for vehicles and homes, we are dedicated to helping you reach your financial goals. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, and our ATM is always available for cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Royal, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in opening an account with us, the process is straightforward and welcoming. To be eligible, you simply need to live, work, or go to school in the areas we serve, which helps us support our local community. We're here for everyone, whether you're a first-time account holder or looking to switch to a more supportive banking experience. Ready to start your journey with us? You can find all the details about membership eligibility at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. If you have any questions or would like to get started right away, don't hesitate to give us a call at (715) 833-8111. We're excited to welcome you to Royal at 1150 N Main St River Falls Wi 54022, where you'll find not just great financial services but also a community that cares! For account opening details, check out https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments seamlessly, so you can focus on what matters most growing your enterprise. From credit card transactions to online payment solutions, our services empower you to serve your customers better while enhancing your cash flow. Located at 1150 N Main St River Falls Wi 54022 in River Falls, WI, our team is ready to assist you with personalized solutions that align with your business goals. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs ensures easy access to your funds when you need them most. Plus, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car. At Royal, we pride ourselves on making banking simple and accessible for everyone in the community. If you have any questions about these services or want to discuss how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at (715) 833-8111 or visit us at our branch in River Falls. We look forward to serving you! Whether it's opening an account or applying for a loan, discover how easy banking can be by connecting with us today!

Auto Loans & Vehicle Financing

Looking to buy a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, you can drive off with confidence knowing that you've made a smart financial decision.

Business Banking

For business owners, we offer specialized Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your goals.

Credit Cards with Rewards

Make the most of your spending with our Credit Cards with Rewards program. Enjoy benefits like cashback and points for travel or shopping while building your credit history responsibly.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Royal, we provide robust Online & Mobile Banking options. You can easily manage your accounts, pay bills, and transfer money from anywhere at any time using our user-friendly mobile app or online portal.

Mortgage Loans & Refinancing

If homeownership is on your radar, our Mortgage Loans & Refinancing services are designed to guide you through the process. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide personalized assistance every step of the way.

Personal Banking

For those starting their savings journey or managing everyday expenses, our Personal Banking services are tailored just for you. We offer a variety of checking and savings accounts to fit different lifestyles and needs. Whether you're saving for a dream vacation or just need a safe place for your daily funds, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We help simplify your financial commitments by offering loans that can be used for various purposes, including consolidating debt into one manageable payment.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, available at https://www.rcu.org/, you can check balances, transfer funds, and pay bills anytime, anywhere. Our services are designed to be user-friendly, so you can navigate through your financial needs without any hassle. Plus, with 24/7 online banking services, you'll always have access to your accounts at your convenience. For those who prefer mobile banking, our mobile application offers all the features you need right in the palm of your hand. You can make mobile payments quickly and easily, ensuring you're never stuck without cash when you need it most. And if you want to send money to friends or family instantly, our person-to-person transfer option makes it simple.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for all transactions, providing an extra layer of protection for your sensitive information. Additionally, e-statements are available so that you can keep track of your finances without worrying about paper clutter. At Royal, we believe that managing your money should be as straightforward as possible. Our digital services empower you to take control of your finances securely and efficiently. If you're ready to experience hassle-free banking, visit us online today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $97,770 in used auto loans and $4,692,350,119 in total loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $507,323,441, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Resources

Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1150 N Main St River Falls Wi 54022 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our commercial loan products are designed to support your business goals.

Credit Lines

For those looking for additional financial flexibility, our credit lines total $1,257,331,982. These can be useful for unexpected expenses or larger purchases where you might not want to take out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We offer various mortgage products to fit different financial situations and dreams of homeownership.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is ready to assist you in navigating the best choices for your financial situation. To learn more about our loan offerings or to discuss which option might be right for you, please contact us at (715) 833-8111 during our operating hours: Mon-Fri from 8:00 AM - 5:30 PM and Saturday from 8:30 AM - Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Royal Credit Union in River Falls, we're committed to helping you find the right financing solution that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This option is perfect for those who need a little extra flexibility in their spending without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring users have access to trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, which helps them find the best deals quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh is as a tool for finding loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features of Our Digital Banking Services

Security You Can Trust

Financial Strength

Member-Centric Savings

Operational Efficiency

Reinvesting for Your Benefit

Solid Foundation

Trustworthy Resources

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community