Royal Credit Union Rice Lake WI | Convenient 24/7 ATM Services

Introduction

Welcome to Royal, your trusted financial partner located at 202 Cameron Rd, Rice Lake, WI 54868. Since our establishment in 1964, we have proudly served our community with a commitment to providing exceptional financial services tailored to your needs. With a robust membership of 318,645 and total assets reaching an impressive $5,362,983,803, we understand the importance of building relationships based on trust and reliability. At Royal, we believe in empowering our members through financial education and personalized service. Our dedicated team, led by CEO Brandon Riechers and Board President Tom Huffcutt, works tirelessly to ensure that you have access to the resources you need to achieve your financial goals. With 855 employees ready to assist you, we're here to help every step of the way. Our financial strength is reflected in our total deposits of $295,241,638 and net worth of $507,323,441, ensuring your money is secure with us. We also maintain a healthy loan portfolio with over 230,650 loans and leases designed to cater to diverse needs from auto loans to personal financing options. While you can visit us at our Rice Lake branch for all your banking needs, official correspondence should be directed to our mailing address at the same location: 202 Cameron Rd, Rice Lake, WI 54868. We invite you to explore how we can support your financial journey. Whether you're looking for a loan or simply want advice on managing your finances better, feel free to reach out by calling us at 715-234-4998 or visiting our website at www.rcu.org. Join us today and experience the difference that comes with being part of the Royal family!

Branch History & Mission

At Royal, we take pride in our rich history and commitment to serving the community. Established in 1964, our branch has grown alongside the vibrant community of Rice Lake, WI. From our humble beginnings, we have expanded our reach and services to better meet the needs of our members. Today, we serve over 318,000 members with total assets amounting to an impressive $5,362,983,803. Located at 202 Cameron Rd in Rice Lake, our branch is easily accessible for all your financial needs. While you can visit us at this address for friendly service and support, any official correspondence should be directed to our mailing address at the same location. Our mission goes beyond just providing financial services; we are dedicated to uplifting our community. We believe in empowering individuals and families by offering not only competitive banking products but also resources and education that enhance financial literacy. This mission is at the heart of everything we do. Throughout our journey, we have achieved significant milestones that reflect our growth and dedication. Our headquarters in Eau Claire serves as a central hub for innovation and community outreach programs aimed at strengthening local ties. Even without drive-thru services or ATM availability at this branch, we ensure that members can access essential banking services through online platforms and mobile applications. In addition to modernizing our offerings with features like electronic signatures and mobile payments, we prioritize accessibility for all members of our community. We engage in partnerships that support local initiatives and create opportunities for meaningful impact. We invite you to join the Royal family today! Experience firsthand how we blend traditional values with modern conveniences to help you achieve your financial goals while making a positive difference in Rice Lake. Whether you're looking for a loan, savings account, or simply advice on managing your finances better, we're here for you every step of the way. For more information or to open an account, visit us online at Royal Credit Union or call us at 715-234-4998. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Convenience

At our Rice Lake branch, accessibility is a top priority. The location features ample parking and complies with ADA standards, ensuring that everyone can easily access our services. Whether you're walking in or driving by, you will find our branch welcoming and accessible. While members can visit us at 202 Cameron Rd, official correspondence should be sent to the same address. We're proud to be part of the community and strive to make your banking experience as smooth as possible.

Get In Touch!

We invite you to stop by and see how we can support your financial journey. Whether you're looking for advice or simply want to explore your options, Royal is here for you. Visit us today at 202 Cameron Rd in Rice Lake or call us at 715-234-4998 we can't wait to meet you!

Operating Hours

Our branch operates under the School $ense hours, which means we are here when you need us most especially during school hours. If you have any questions or need assistance, feel free to give us a call at 715-234-4998. Our team is always ready to help!

Services Offered

Although we do not have ATM services or drive-thru banking at this location, our dedicated staff is on hand to assist with all your banking needs. From opening accounts to providing financial advice, we're committed to offering personalized service tailored just for you.

Member Eligibility

Becoming a member of Royal is like stepping into a welcoming community where your financial well-being is the priority. If you're located in or around Rice Lake, WI, you're already on the right path to joining our supportive family! To be eligible, you simply need to live, work, or attend school in Barron County, or even have a family member who is already a member with us. This means that whether you're just starting out, planning for your future, or looking for better banking options, Royal has something special for everyone. Joining us is easy and rewarding. Not only do you gain access to a wide range of financial services designed to help you succeed, but you also become part of an organization that puts people before profits. For more details about eligibility and to see if you qualify, check out this link. When you're ready to open an account and start enjoying all the benefits we offer, simply visit this page or give us a call at (715) 234-4998. We can't wait to welcome you to Royal, located at 202 Cameron Rd Rice Lake Wi 54868!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. Our merchant services offer seamless transaction solutions that enable you to accept payments easily, giving you more time to serve your customers. From small shops to larger enterprises, our offerings are designed to fit various needs and enhance operational efficiency. Visit us at 202 Cameron Rd Rice Lake Wi 54868, Rice Lake, WI, or contact us at (715) 234-4998 to learn how we can help your business thrive!

Tailored Loan Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Tailored for You

One of the key features we offer is our ATM Services Only. This means that while you may not find traditional branch services like drive-thrus or teller counters here, you can still access your money easily and securely through our ATMs. Imagine being able to withdraw cash or check your balance without waiting in line perfect for those busy days when time is of the essence.

Embracing Convenience with Digital Banking

In today's fast-paced world, convenience is crucial. That's why Royal has integrated robust digital banking solutions into our offerings. You can enjoy the ease of online banking from the comfort of your home, allowing you to manage your accounts, pay bills, and transfer funds at any time. Whether you prefer using your computer or mobile device, we have made it simple and secure for you to stay on top of your finances.

Join Our Community

We believe that being part of a credit union means more than just accessing financial services; it's about building a community. At Royal, we prioritize member satisfaction and aim to provide resources that empower you financially. If you're interested in learning more about becoming a member or exploring additional services, visit us online at https://www.rcu.org/. Don't miss out on the opportunities available at Royal! We invite you to connect with us today and discover how we can support your financial goals. Whether it's through our convenient ATM services or our extensive digital banking options, we're here for you every step of the way.

Personalized Support

While our physical location focuses on ATM services, our commitment to customer support remains strong. If you have questions about your account or need assistance with online banking features, feel free to give us a call at (715) 234-4998. Our friendly staff is always ready to help ensure that your experience is as smooth as possible.

Digital & Online Banking

Key Services

With just a few clicks, you can access your account through our online banking portal at https://www.rcu.org/. Here, you can view transactions, pay bills, and even set up e-statements to help reduce paper clutter all while enjoying enhanced security features to keep your information safe. For those who prefer mobile banking, we offer a robust mobile application that allows for quick access to your accounts right from your smartphone. Need to make a payment? With our mobile payments feature, sending money is simple and fast. You can also take advantage of person-to-person transfers to send funds directly to friends or family without any hassle.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected. Plus, our 24/7 online banking services mean you can check your balance or transfer funds whenever it suits you no need to rush during business hours. At Royal, we believe managing your finances should be straightforward and stress-free. Explore all these digital options and more by visiting us online today!

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial future, backed by our strong performance metrics and unwavering commitment to our community. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $97,770 in used auto loans and $4,692,350,119 in total loans and leases. Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 202 Cameron Rd Rice Lake Wi 54868 or call (715) 234-4998 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we work closely with you to tailor financing solutions that align with your goals. If you're considering any of our loan products or are unsure about eligibility options, don't hesitate to reach out. You can call us at (715) 234-4998 or visit us at our branch located at 202 Cameron Rd Rice Lake Wi 54868 in Rice Lake, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey matters to us, and we're here to support you every step of the way!

Credit Lines and Unsecured Loans

For those who need flexibility in managing finances, we offer total credit lines amounting to $1,257,331,982. Additionally, our unsecured credit card loans total $114,373,761, giving you access to funds without requiring collateral. These options can help you handle unexpected expenses or make large purchases while managing your cash flow effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We offer various mortgage products tailored to suit different needs, whether you're a first-time homebuyer or looking to refinance your current mortgage.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh helps users navigate their borrowing options effectively. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means you can trust that the loan offers presented are legitimate and reflect current market conditions. One of the standout features of LendMesh is its commitment to transparency: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of the platform in helping borrowers achieve better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Get In Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions for Growth

Comprehensive List Of Services

Banking Services Tailored for You

Embracing Convenience with Digital Banking

Join Our Community

Personalized Support

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Options

Loan Aggregator

Join Our Community