Royal Credit Union New Richmond WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Royal Credit Union at 355 S Knowles Ave, New Richmond, WI 54017! Since our establishment in 1964, we've proudly served our community with dedication and integrity. With a robust membership of 318,645 individuals, we are committed to supporting your financial needs through personalized services and reliable solutions. At Royal, our total assets stand at an impressive $5,362,983,803, reflecting our strength and stability as a trusted financial partner. Our total deposits amount to $295,241,638, ensuring that your money is safe and accessible when you need it. With a net worth of $507,323,441, we continue to thrive and expand our offerings for the benefit of our members. Our passionate team of 855 employees, led by CEO Brandon Riechers and Board President Tom Huffcutt, is here to help you navigate everything from personal banking to business loans. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more all designed to fit your unique lifestyle. While members can visit us at our branch location for face-to-face assistance or to utilize our drive-thru services, official correspondence should be sent to PO Box 475, New Richmond, WI 54017-0475. Whether you're looking to open a new account or explore loan options totaling over 230,650, we're here for you every step of the way. Ready to take the next step? Feel free to call us at 715-833-8111 or visit us online at rcu.org for more information. Your financial journey begins here!

Branch History & Mission

Commitment to Community and Service

At Royal, we're not just about banking; we're about building relationships. Our team is devoted to understanding the unique challenges and opportunities faced by our members. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. We are proud to provide access to modern conveniences like online banking and mobile payments, making it easier than ever for our members to manage their finances on-the-go. Additionally, our branch features an ATM for convenient cash access and drive-thru banking for quick transactions. While members can visit us at 355 S Knowles Ave, official correspondence should be sent to PO Box 475, New Richmond, WI 54017-0475.

Looking Ahead

As we continue to grow and adapt to meet the needs of our members and community, we remain committed to being a responsible financial partner. Our outreach efforts include partnerships with local organizations and programs designed to promote financial literacy and support economic development within New Richmond. Whether you're looking for your first credit card or planning for retirement, Royal Credit Union invites you to join us on this journey toward financial wellness. Experience the benefits of membership today your path to better banking starts here! For more information or assistance, feel free to contact us at 715-833-8111 or visit us online at www.rcu.org.

Our Evolution

From our early days, Royal has been dedicated to providing personalized banking solutions tailored to meet the needs of our members. As we've expanded our offerings, we have focused on maintaining strong relationships within our community. Today, we manage total assets exceeding $5.3 billion and continue to prioritize member satisfaction as we evolve with the changing financial landscape. Our mission is straightforward: to help our members achieve their financial goals while supporting the communities we serve. We believe that when our members succeed, our entire community thrives. This guiding principle shapes everything we do at Royal Credit Union.

Branch Location & Accessibility

Call to Action

We invite you to stop by our New Richmond branch today! If you have any questions or need assistance before your visit, feel free to call us at 715-833-8111. Our team looks forward to welcoming you!

Nearby Landmarks and Accessibility Features

Our branch is situated close to local landmarks like the beautiful Willow River State Park, making it a familiar spot for residents and visitors alike. We take pride in ensuring that our location is accessible for all members. With ADA-compliant features and convenient parking available, visiting us is hassle-free.

Operating Hours and Services Offered

We know your time is valuable, which is why we're here Monday through Friday from 8:00 AM to 5:30 PM, and on Saturdays from 8:30 AM to noon. Our operating hours are designed to fit your busy schedule. When you visit us, you'll have access to a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, as well as credit card services with rewards. Additionally, we offer both ATM services for quick cash withdrawals and drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Royal is like joining a warm and welcoming family, where your financial needs are understood and prioritized. To qualify for membership, you generally need to live, work, worship, or attend school in the communities we serve. This means that many people in our area can easily become part of our supportive network. If you're curious about specific eligibility criteria, feel free to check out more detailed information at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. We're here to help you every step of the way! Opening an account is simple and straightforward. All you need to do is visit us at our branch located at 355 S Knowles Ave New Richmond Wi 54017, or you can start the process online by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. Whether you're looking for personal banking options or loans, our friendly team is ready to assist you. For any questions or assistance, don't hesitate to give us a call at (715) 833-8111. We can't wait to welcome you into the Royal family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify daily operations for your business. Imagine easily accepting payments from customers, whether they prefer credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps streamline your cash flow. When you partner with Royal, you're not just getting a bank; you're gaining a dedicated ally in your business journey. Visit us at 355 S Knowles Ave New Richmond Wi 54017 in New Richmond, or call us at (715) 833-8111 to learn more about how we can help you thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Additionally, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days. We invite you to explore all that Royal has to offer by visiting us or giving us a call at (715) 833-8111. Our friendly team is ready to assist with any questions or help get you started on your financial journey today! For more information about our services or how to become a member, visit us online at New Richmond. Your financial future is bright with us by your side!

Business Banking

For our business members, Royal offers comprehensive business banking solutions including merchant services and business loans. We understand how crucial it is for businesses to have access to reliable financial support, so we aim to provide the tools necessary for growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer money between accounts, and even make person-to-person payments right from your smartphone.

Home Financing

When it comes to purchasing or refinancing your home, you deserve support from experts who care. Our mortgage loans come with various options tailored to fit different budgets and lifestyles. With personalized service, we guide you through the process, ensuring you understand each step along the way.

Loans and Debt Solutions

Life can throw unexpected expenses your way. That's why we also offer personal loans and debt consolidation services, making it easier for you to manage financial challenges without feeling overwhelmed. If credit cards are more your style, our credit cards with rewards are perfect for those who want to earn while they spend.

Personal Banking

We understand that personal banking is about more than just accounts; it's about building relationships and providing solutions tailored to you. At Royal, we offer an array of personal banking services including checking and savings accounts that help you save for future goals while enjoying easy access to your funds. If you're considering a new vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms to get you on the road quickly.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. With it, you can take your banking on the go! Whether you're out running errands or enjoying a weekend trip, our app lets you deposit checks using your phone's camera, view recent transactions, and make payments with just a tap. Plus, enjoy the convenience of mobile payments, allowing you to pay with your smartphone wherever you're shopping. For those who need to send money quickly to friends or family, our person-to-person transfer service makes it simple. You can send cash securely without needing to exchange physical money. Just enter their details and hit send! We also prioritize security with our electronic signature authorization, ensuring that all your online transactions are safe and secure. You can trust that your sensitive information is protected while managing your accounts online. Additionally, for members who prefer paperless options, we offer e-statements that provide an eco-friendly way to keep track of your finances without cluttering your mailbox. With our commitment to accessibility and real-time account management at Royal, you'll find that managing your finances has never been easier. Experience the freedom of banking on your terms today!

Financial Strength

A Growing Member Base

Total Share Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. This trust is the backbone of our operation and drives us to provide the best services possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 355 S Knowles Ave New Richmond Wi 54017 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Member Services

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $97,770 in used auto loans and $4,692,350,119 in total loans and leases, we support members' financial goals across various sectors. Our impressive $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Protecting Your Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and develop tailored solutions that support their growth ambitions. At Royal, we're committed to making your financial journey as smooth as possible. Our team is here to assist you with any questions regarding loan products or the application process. Feel free to reach out at (715) 833-8111 for more information or visit us at our branch located at 355 S Knowles Ave New Richmond Wi 54017 in New Richmond, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those needing more financial flexibility, our credit lines totaling $1,257,331,982 are an excellent choice. They provide quick access to funds whenever you need them, making it easier to handle unexpected expenses or invest in opportunities that arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide personalized service to guide you through each step of the mortgage process. If you're considering refinancing your current mortgage, ask us about our competitive rates and eligibility requirements.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in budgeting and managing everyday expenses.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to see a variety of options without hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community and Service

Looking Ahead

Our Evolution

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Digital Banking Convenience

Home Financing

Loans and Debt Solutions

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

A Growing Member Base

Investing in Member Services

Protecting Your Savings

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community