Royal Credit Union Menomonie WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Royal at our Menomonie East Office, located conveniently at 2421 Stout Rd, Menomonie, WI 54751. Established in 1964, we have been a cornerstone of the Menomonie community for nearly six decades, dedicated to serving our 318,645 members with integrity and care. At Royal, we understand that financial needs can vary widely, which is why we offer a range of services tailored just for you from personal banking solutions like checking and savings accounts to specialized loans for auto financing and mortgages. Our total assets have grown to an impressive $5,362,983,803, reflecting our commitment to financial stability and growth for our members. With total deposits reaching $295,241,638, you can trust us to safeguard your funds while providing competitive rates and benefits. Additionally, our net worth stands at $507,323,441, ensuring that we are well-equipped to support your financial journey. While members can visit us at 2421 Stout Rd, official correspondence should be sent to the same address for convenience. Whether you're looking to open a new account or explore loan options like our total loans of 230,650 we're here to help every step of the way. Led by our CEO, Brandon Riechers, and Board President Tom Huffcutt, our team of 855 employees is dedicated to enhancing your banking experience. We pride ourselves on being approachable and responsive to your needs. If you have questions or need assistance, don't hesitate to reach out at 715-833-8111 during our lobby hours from Monday through Friday, 8:30 AM to 5 PM. Explore all that Royal has to offer by visiting us online at rcu.org. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand that convenience matters. That's why we've embraced digital advancements, offering online banking and mobile app services that allow our members to manage their finances from anywhere. Our ATM availability and drive-thru services ensure that accessing your funds is always easy and efficient. Additionally, we prioritize accessibility by ensuring our facilities comply with ADA standards. This commitment extends beyond physical accessibility; we strive for inclusive services that cater to all members of our community.

Community Engagement

Royal believes in giving back. Our outreach efforts include partnerships with local organizations and initiatives designed to uplift those around us. We actively participate in community events and support local causes because when our community thrives, we all benefit. As you consider your financial future, we invite you to join us at Royal Credit Union. Experience firsthand how we're dedicated not only to your financial success but also to making a positive impact within Menomonie and beyond. Visit us today or call us at 715-833-8111 let's build a brighter future together!

Our Mission

Our mission is simple yet powerful: to improve the financial well-being of our members while actively supporting the community. We believe that everyone deserves access to quality financial services without barriers. That's why we offer a wide range of products tailored to meet diverse needs from personal banking and auto loans to mortgage options and business banking solutions. While members can visit us at 2421 Stout Rd, official correspondence should be sent to the same address for convenience. We are more than just a bank; we are your partners in achieving financial goals and dreams.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Menomonie East Office or give us a call at 715-833-8111 if you have any questions or need assistance. Our dedicated team is ready to help you with all your banking needs!

Convenient Access and Amenities

At Royal, we prioritize your convenience and comfort. Our location offers ample parking with accessible options for everyone. The branch is fully ADA compliant, featuring ramps and other accessibility features to ensure that all members can visit us without any hassle. When you arrive, you'll find that our lobby hours are welcoming, open Monday through Friday from 8:30 AM to 5 PM. We encourage you to come in during these hours for personalized service from our friendly team.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them. We also provide drive-thru banking services for those who prefer a more streamlined experience perfect for deposits, withdrawals, and simple transactions without leaving your vehicle. In addition to traditional banking services like checking and savings accounts, we offer various loan options including auto loans, mortgages, personal loans, and credit cards with rewards. If you're a business owner, we also have tailored services such as merchant services and business loans.

Member Eligibility

At Royal, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to join us at our cozy location at 2421 Stout Rd Menomonie Wi 54751, we're excited to welcome you! Membership is open to anyone who lives or works in the communities we serve, which makes it easy for most people to become a part of our supportive network. You can find more detailed eligibility criteria on our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. The process to open an account is straightforward and welcoming. Whether you're interested in checking accounts, savings options, or loans, we have a variety of services tailored just for you. To get started, visit us online at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain or give us a call at (715) 833-8111. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services provide easy solutions for accepting payments from customers, whether they pay with a credit card, debit card, or mobile payment app. This means faster transactions, improved cash flow, and happier customers all critical elements for any successful business. Visit us at 2421 Stout Rd Menomonie Wi 54751 or contact us at (715) 833-8111 to learn more about how our business banking solutions can support your journey toward success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services offer essential support like merchant services and business loans. We understand how vital it is for businesses to have reliable financial backing and tools to thrive. Our team is here to partner with you in achieving your business goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to perform transactions at any time. You can make cash withdrawals at our ATM locations or enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Get Started Today!

Ready to take control of your finances? At Royal, we are excited to assist you with all your banking needs. Whether you're looking for personal finance solutions or business support, we're here for you! Give us a call at (715) 833-8111, visit us online at Menomonie East Office, or stop by our branch at 2421 Stout Rd Menomonie Wi 54751 in Menomonie, WI. Let's embark on this financial journey together!

Personal Banking Solutions

Our personal banking services begin with checking and savings accounts designed to help you save and manage your money effectively. Imagine starting your day by checking your balance through our user-friendly online banking platform or mobile app while enjoying your morning coffee. With access to your accounts anytime, anywhere, managing your finances has never been more convenient. When it comes to making big purchases, our auto loans and vehicle financing options can help turn your dreams into reality. Picture driving off in a new car with a loan that fits comfortably within your budget. We also offer mortgage loans and refinancing opportunities for those looking to buy their first home or refinance their existing mortgage. With competitive rates, we're here to support you every step of the way. For those unexpected expenses or projects, our personal loans and debt consolidation services provide flexible solutions tailored to your needs. Plus, our credit cards with rewards ensure that you earn points on everyday purchases while enjoying the benefits of cash back or travel rewards.

Digital & Online Banking

Key Services

Visit us at https://www.rcu.org/ to explore a variety of features that make banking simple. Our 24/7 online banking services ensure you can check balances, pay bills, and transfer funds whenever it suits you. Plus, our user-friendly mobile application offers all these functionalities right at your fingertips. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family in seconds. Enjoy the flexibility of making payments on the go with our mobile payments feature it's like having your wallet in your pocket!

Security and Convenience

Your security is paramount, which is why we offer electronic signature authorization for added protection when handling important documents online. Want to go paperless? Sign up for e-statements and receive your account statements electronically, reducing clutter while keeping everything secure. Managing your money should be as straightforward as possible. At Royal, we are committed to providing accessible and intuitive banking solutions that help you stay in control of your finances. Whether you're at home or on the move, our digital banking tools are here to support you every step of the way.

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which highlights our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust earnings reflect our commitment to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $467,726,403 in undivided earnings, we focus on your needs today while planning for tomorrow. We also support your financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases. This lending capacity allows us to assist you across various sectors. Our operational efficiency is evident with a net income of $36,141,946, which enables us to continue offering competitive loan rates and solid financial products tailored for our members. We take pride in having 794 full-time employees and 61 part-time employees dedicated to providing exceptional service at every visit. Net Shares (Funds available for lending and investments): $29,141,126. Total Share Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 2421 Stout Rd Menomonie Wi 54751 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan for better terms or lower payments, we can help you explore those options as well.

Credit Lines

For those looking for additional flexibility in managing their finances, our credit lines totaling $1,257,331,982 provide an excellent solution. With a credit line from Royal, you can access funds when needed while only paying interest on what you use. At Royal Credit Union in Menomonie, we are committed to providing personalized service and financial solutions that meet your unique needs. If you're interested in any of our loan products or would like more information about eligibility and refinancing options available to you, please don't hesitate to reach out at 715-833-8111. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. We aim to provide competitive rates and flexible terms to ensure that your path to owning a home is as smooth as possible. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This option is perfect for those who want the freedom to make purchases without tying up cash reserves.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can rely on. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling informed decision-making without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Our Mission

Branch Location & Accessibility

Call to Action

Convenient Access and Amenities

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans that Fuel Growth

Merchant Services that Make Transactions Easy

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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