Royal Credit Union Medford WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Royal, your trusted financial partner in the heart of Medford, WI! Located at 352 N 8th St, our branch has proudly served the community since 1964. With a strong commitment to our members, we provide a range of services designed to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to help you achieve your financial goals. At Royal, we believe that our success is measured by the satisfaction of our 318,645 members. We currently manage assets totaling over $5.36 billion, with total deposits reaching approximately $295 million. Our solid financial standing is reflected in our net worth of $507 million, ensuring that your money is secure with us. Led by our dedicated CEO, Brandon Riechers, and Board President, Tom Huffcutt, our team of 855 employees is committed to providing exceptional service tailored to your needs. We understand that every member's financial journey is unique, which is why we offer personalized solutions and expert guidance. While you can visit us at our Medford branch for all your banking needs, please note that official correspondence should be sent to the same address: 352 N 8th St, Medford, WI 54451-1514. We invite you to explore the many ways Royal can support you financially. Give us a call at 715-833-8111 or visit our website at rcu.org for more information on how we can serve you better. Join us today and experience the Royal difference!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we are proud to offer digital banking options that make managing your finances easier than ever. From online banking and mobile applications to secure electronic signatures and e-statements, we strive to keep up with the needs of our members while ensuring ADA compliance for accessibility.

Join Us

As we look ahead to the future, Royal remains committed to serving our members and the community at large. We invite you to experience the benefits of being part of something bigger than just banking join us today! Whether you're looking for personal banking options or seeking business solutions, we're here to help you thrive. For any inquiries or assistance, feel free to reach out at 715-833-8111 during our operating hours: M-Th 7:30am - 5pm; F 8:30am - 5pm; Sat 8:30am - 12pm (Drive-Thru only). Let's work together towards your financial success!

Our Journey

From our humble beginnings, Royal has always focused on empowering our members with the resources they need to achieve their financial goals. As we expanded, so did our offerings. Today, we provide a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets have grown to an impressive $5,362,983,803, reflecting our commitment to stability and growth. Throughout our journey, we have prioritized community engagement and outreach. Whether it's partnering with local organizations or providing educational workshops on financial literacy, Royal is dedicated to making a positive impact in Medford and surrounding areas.

Our Mission

At Royal, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their unique needs. Our focus on exceptional member service ensures that each person who walks through our doors feels valued and supported. While you can visit us at our main location in Medford for all your banking needs, official correspondence should be sent to our mailing address: 352 N 8th St, Medford, WI 54451-1514.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our Medford Office is conveniently situated near popular local spots, making it easy for you to visit us while running errands or enjoying a day out. Just a short drive from the beautiful Brazeau Park, you can swing by for banking before heading to enjoy some time outdoors. We prioritize accessibility for all our members and offer features like ADA-compliant ramps and ample parking spaces, ensuring a comfortable experience for everyone.

Hours of Operation

We understand that your time is valuable. That's why we offer convenient operating hours designed to fit your busy schedule. You can visit us Monday through Thursday from 7:30 AM to 5:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday mornings for Drive-Thru service from 8:30 AM until noon. Our dedicated team is always ready to assist you during these times.

Services Offered

At the Royal Credit Union Medford Office, we pride ourselves on offering a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we provide solutions that cater to both individuals and businesses. Plus, with our ATM availability and Drive-Thru service, accessing your funds has never been easier. While members can visit us at 352 N 8th St for all their banking needs, please send any official correspondence to our mailing address at 352 N 8th St, Medford, WI 54451-1514.

We're Here for You!

Have questions or need assistance? Don't hesitate to give us a call at 715-833-8111. Our friendly staff is eager to assist you with anything you may need. We invite you to stop by soon experience firsthand the community-focused service that makes Royal Credit Union a trusted choice in Medford!

Member Eligibility

Joining the Royal community at our Medford branch is more than just opening an account; it's about becoming part of a caring family that supports you every step of the way. To become a member of Royal, you simply need to meet a few friendly eligibility criteria. If you live or work in certain areas, are related to a current member, or belong to specific organizations, you're likely eligible! We welcome everyone with open arms and want to ensure that you feel at home here. For a detailed look at the criteria and how we can support your financial journey, check out this link: Eligibility Details. Opening an account with us is a breeze! You can start the process online or visit us at our branch located at 352 N 8th St, Medford, WI 54451. Our team is ready to assist you with any questions you may have, so don't hesitate to reach out at 715-833-8111. We can't wait for you to join us and enjoy all the great benefits that come with being a member of Royal!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that seamlessly processes payments, manages inventory, and keeps customers coming back for more. That's the power of our merchant services. Whether you run a retail shop or a service-based business, our solutions help you streamline operations, allowing you to focus on what you do best serving your customers. Explore how Royal, located at 352 N 8Th St Medford Wi 54451, Medford, WI, can be your partner in achieving business success. Contact us today at (715) 833-8111 and let's grow together!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide robust Business Banking solutions including merchant services and business loans designed to fuel your growth. At Medford Office, we understand that every business is unique, so we tailor our services to meet your specific requirements.

Customer Support When You Need It

We pride ourselves on being accessible. If you have questions or need assistance, feel free to call us at (715) 833-8111 during our operating hours: Monday through Thursday from 7:30 AM to 5 PM, Friday from 8:30 AM to 5 PM, and Saturday from 8:30 AM to 12 PM (Drive-Thru only). We invite you to explore all the ways Royal can support your financial journey. Visit us today at 352 N 8Th St Medford Wi 54451, or check out more about what we offer at our website. We're here to help you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or making transfers, everything is just a few clicks away. You can also enjoy hassle-free access through our ATMs and basic drive-thru banking for deposits and withdrawals.

Personal Banking Solutions

Managing your personal finances is a breeze with our various offerings. If you're looking to open a checking or savings account, we have options that fit different lifestyles and needs. For those planning to purchase a vehicle, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. We also offer Mortgage Loans & Refinancing for those ready to invest in their dream home.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy, allowing you to take control of your financial situation. Plus, with Credit Cards with Rewards, you can earn points for every purchase while managing your spending effectively.

Digital & Online Banking

Key Features

With our online banking services available at https://www.rcu.org/ , you can easily check balances, transfer funds, and pay bills without needing to visit a branch. Our secure electronic signature authorization makes it simple to sign documents from the comfort of your home, saving you time and hassle. If you prefer keeping track of your finances through your smartphone, our mobile application is here to help. It allows for mobile payments so you can make purchases with just a tap. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier.

Security and Accessibility

We prioritize your security while ensuring that our services remain user-friendly. With 24/7 online banking services, you can manage your accounts in real-time without any worries. Plus, opting for e-statements not only helps keep your information safe but also contributes to a greener planet by reducing paper waste. At Royal, we believe that banking should be straightforward and accessible for everyone. Our digital tools empower you to take charge of your finances with ease, allowing you more time to focus on what matters most in life. Join us today at https://www.rcu.org/ and experience banking designed for you!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $29,141,126, further indicating our commitment to fostering growth for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 352 N 8Th St Medford Wi 54451 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're financing your first car or upgrading to something more reliable, we can guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and understand the importance of having reliable funding sources. At Royal, located at 352 N 8Th St Medford Wi 54451, Medford, WI 54451, we're here to assist you every step of the way. If you're interested in learning more about our loan offerings or would like to discuss eligibility options, feel free to give us a call at (715) 833-8111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you today!

Credit Cards and Lines of Credit

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. Plus, our credit lines allow you to access funds when you need them most without the hassle of constant applications.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide clear pathways for those looking to invest in their future through real estate. Refinancing options are available as well, so you can explore ways to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers for all users. By utilizing verified financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy. One of the significant advantages of using LendMesh is its focus on providing verified data. Loan offers are sourced only from credible financial institutions, which promotes transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This impartial approach allows users to receive unbiased results when searching for loans. LendMesh also excels in offering real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, making it easier to find the best options tailored to their needs. Thousands of users have already benefitted from this service. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to compare real-time loan offers today, visit LendMesh and discover the best rates available for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ROYAL CREDIT UNION - Medford, WI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans