Royal Credit Union Hudson WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Royal Credit Union, your trusted financial partner since 1964. Located at 2501 Hanley Rd, Hudson, WI 54016, our Hudson Office is dedicated to serving our community with reliable banking solutions tailored to meet your needs. With over 318,645 members and a robust asset base of $5,362,983,803, we pride ourselves on being a cornerstone of financial support in the Hudson area. At Royal Credit Union, we understand that every member's financial journey is unique. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgage financing, and business banking options. Whether you're looking for a new vehicle or planning for homeownership, we're here to help with personalized guidance and competitive rates. Our commitment to our members goes beyond just banking. We focus on building lasting relationships and fostering financial literacy in our community. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our dedicated team of 855 employees works tirelessly to ensure you receive exceptional service every time you visit us or reach out via phone at 800-341-9911. While members can visit us at our Hudson branch for all their banking needs, official correspondence should be sent to the same address: 2501 Hanley Rd, Hudson, WI 54016. With total deposits exceeding $295,241,638 and a net worth of $507,323,441, Royal Credit Union stands strong in its mission to empower individuals through sound financial practices. We also maintain a healthy loan portfolio with over 230,650 loans and leases, reflecting our commitment to supporting local growth. Ready to take control of your financial future? Visit us online at www.rcu.org or stop by our branch today! Your journey towards better banking starts here.

Branch History & Mission

Our Mission

At the core of Royal's mission is a simple yet powerful goal: to improve the lives of our members and enrich the communities we serve. We provide a range of financial products including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our services extend to business banking as well, with merchant services and business loans tailored to meet the unique needs of local enterprises. Our commitment goes beyond just numbers; it's about community support and outreach. We actively engage in partnerships that uplift our neighbors and contribute positively to Hudson's growth. Whether it's sponsoring local events or offering financial education workshops, Royal strives to make a real impact where it counts. While members can visit us at 2501 Hanley Rd Hudson Wi 54016, official correspondence should be sent to 2501 Hanley Rd, Hudson, WI 54016 if different. You can reach us at (800) 341-9911 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer drive-thru services for your convenience. As we continue this journey together, we invite you to join Royal Credit Union. Experience firsthand how we prioritize your financial well-being while giving back to the community. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Royal's Hudson Office, conveniently located at 2501 Hanley Rd in beautiful Hudson, Wisconsin. This prime location makes it easy for members to access a variety of financial services while enjoying the charm of our community. Whether you're visiting us for personal banking or loan inquiries, you'll find that our office is situated near popular local spots, making your trip even more enjoyable. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. We also offer ample parking for those who drive in, including designated spaces for individuals with disabilities. At Royal, we believe that convenience matters. That's why we provide both ATM availability and drive-thru banking options. If you prefer the ease of accessing your funds without leaving your car, our drive-thru service will meet your needs. Our ATMs allow for quick cash withdrawals and balance checks at any time. We understand that life can be busy, so our operating hours are tailored to accommodate your schedule. You can stop by our lobby Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is here to assist you during these hours. While members can visit us at 2501 Hanley Rd, official correspondence should be sent to the same address as our mailing address: 2501 Hanley Rd, Hudson, WI 54016. Ready to experience personalized service? We invite you to visit Royal's Hudson Office or give us a call at 800-341-9911. Your financial goals are important to us, and we look forward to helping you achieve them!

Member Eligibility

At Royal, we believe that everyone deserves a chance to be part of a community that supports their financial goals. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Hudson area, you're likely eligible to join us. We also extend membership to family members of existing members, making it easy for loved ones to benefit from our services together. By choosing Royal, you'll enjoy access to personalized banking solutions designed just for you, from checking accounts to loans and everything in between. To get started on your membership journey, simply visit our eligibility page at http://www.rcu.org/about-royal/royal-credit-union/become-a-member for the latest details. Once you're ready, opening an account is just a click away through this link: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance, don't hesitate to call us at (800) 341-9911. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine running your business without worrying about payment processing. Our merchant services offer easy solutions for accepting payments, whether in-store or online. This means you can focus more on serving your customers while we handle the transactions smoothly. When you choose Royal, you're not just getting a financial partner you're gaining a team dedicated to seeing your business thrive. Visit us at 2501 Hanley Rd Hudson Wi 54016 or call us at (800) 341-9911 to explore how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for quick withdrawals and balance checks. Plus, with our basic drive-thru banking services, depositing checks or making simple transactions is hassle-free. At Royal, we strive to create an environment where financial empowerment is accessible for everyone. Our friendly team is always ready to assist you in navigating these services just give us a call at (800) 341-9911 or visit us during our lobby hours: Monday-Thursday 9:00 AM - 5:00 PM, Friday 9:00 AM - 5:30 PM, and Saturday 9:00 AM - 12:00 PM. Explore how we can help you reach your financial goals today!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to hit the road. With competitive rates and personalized plans, we ensure that financing your vehicle fits comfortably within your budget.

Business Banking

For our business members, we offer specialized services such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business growth with tailored financial solutions.

Credit Cards with Rewards

Our Credit Cards with Rewards give you more than just purchasing power; they also reward you for spending! Enjoy cashback offers and points for travel or merchandise, making every purchase worthwhile.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Royal, we assist you every step of the way with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Royal provides robust Online & Mobile Banking features. Manage your accounts from anywhere with ease check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Banking

Managing your finances should be simple and straightforward. That's why we provide a variety of personal banking options, including Checking & Savings Accounts that cater to everyday needs. Whether you're saving for a vacation or managing monthly expenses, our accounts offer flexibility and convenience.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. We offer tailored solutions to help simplify your finances, making it easier to manage payments and achieve peace of mind.

Digital & Online Banking

At Royal, we understand that banking should be convenient, secure, and accessible whenever you need it. That's why we offer a comprehensive range of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our user-friendly platform at https://www.rcu.org/ ensures that you have real-time control over your finances right at your fingertips. Plus, the option for Electronic Signature Authorization means you can complete transactions securely without the hassle of paperwork. For those who prefer going paperless, we offer E-Statements Availability. You can easily view and download your statements whenever you need them, reducing clutter while keeping everything organized. And if you're on the go, our Mobile Application Availability makes it simple to manage your accounts directly from your smartphone. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to quickly and safely send money with just a few taps. Plus, if you're looking for a way to pay without cash or cards, our Mobile Payments Feature lets you make purchases effortlessly using your mobile device. At Royal, security is paramount. We prioritize protecting your information with advanced security features so that you can bank with peace of mind. In short, our digital and online banking services are designed not just for convenience but also for empowerment putting you in control of your financial journey every step of the way. Visit us today at https://www.rcu.org/ and discover how easy managing your finances can be!

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $29,141,126, further illustrating our commitment to enhancing your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 2501 Hanley Rd Hudson Wi 54016 or call (800) 341-9911 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $97,770 in used auto loans and $4,692,350,119 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loans provide flexible terms and competitive interest rates. Whether you're purchasing a new or used vehicle, we have financing options that can fit your budget. Buying a car doesn't have to be a stressful experience; let us guide you through the process and help you secure the best financing available.

Business Financing

If you're a business owner looking for capital to grow or expand, our outstanding commercial loans amounting to $1,433,801,712 can provide the resources you need to reach your business goals. At Royal, we believe in empowering our members with financial tools that work for them. We encourage you to explore refinancing options if you're interested in improving your current loan terms. For more information on eligibility and how we can assist you further, visit us online or give us a call at (800) 341-9911. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? We offer various mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977. Our mortgage team is here to assist you in navigating the lending process, whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

For those seeking additional flexibility in managing their finances, we also offer unsecured credit card loans totaling $114,373,761. These cards come with competitive rates and rewards programs, helping you make purchases while earning benefits along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how quickly and effectively users can find better rates using the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, rooted in accurate information.

Royal

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

Community Trust

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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