Royal Credit Union Eau Claire WI | Secure & Easy ATM Access

Introduction

Welcome to Royal, your trusted partner in financial wellness located at 2115 Mitscher Ave, Eau Claire, WI 54701. Established in 1964, we have proudly served our community for nearly six decades, helping over 318,645 members achieve their financial goals. With total assets exceeding $5.36 billion, we are committed to providing a safe and supportive environment for all your banking needs. At Royal, our members are at the heart of everything we do. Our dedicated team of 855 employees works tirelessly to ensure you receive personalized service tailored to your unique financial journey. Led by CEO Brandon Riechers and Board President Tom Huffcutt, we strive to foster trust and reliability within our community. In addition to our robust membership base, our financial strength is reflected in our impressive figures: total loans amounting to 230,650, total deposits of $295,241,638, and a net worth of $507,323,441. We also maintain a healthy cash reserve of $35,908,334, ensuring that we can meet the needs of our members while promoting growth and stability. While you can easily reach us at our branch location for all your banking inquiries, official correspondence should be sent to the same address: 2115 Mitscher Ave, Eau Claire, WI 54701. Join us today and discover how Royal can help you navigate your financial future with confidence. For more information or assistance, don't hesitate to call us at 715-852-5200 or visit our website at www.rcu.org. We're excited to serve you!

Branch History & Mission

Our Evolution

From our humble beginnings, we have witnessed remarkable growth and transformation. With total assets now exceeding $5.3 billion, Royal has adapted to meet the changing needs of our members while remaining true to our mission. As part of this evolution, we've embraced digital advancements that make banking easier and more convenient for everyone. Today, we offer online banking and mobile payments alongside traditional services. Our dedication extends beyond just financial transactions. We actively engage with the community through various outreach programs and partnerships aimed at supporting local initiatives. Whether it's providing educational resources or participating in community events, we strive to make a positive impact where it matters most.

Our Mission

Royal Credit Union's mission is simple yet powerful: to enhance the well-being of our members and the communities we serve. We believe in empowering individuals with the tools they need to achieve their financial goals while fostering a sense of belonging and trust. Our team works tirelessly to provide tailored financial solutions that not only meet but exceed member expectations. While members can visit us at 2115 Mitscher Ave for all their banking needs during our School $ense operating hours, official correspondence should be sent to the same address as our mailing address remains unchanged. We understand that every member's journey is unique. That's why we focus on building relationships that go beyond transactions creating lasting connections that promote growth and prosperity within our community. As we look ahead, Royal Credit Union remains committed to serving you with integrity and transparency. Join us today and experience firsthand how we can help you achieve your financial dreams. Together, let's build a brighter future! For more information about membership or services offered, please visit us at www.rcu.org or call us at 715-852-5200.

Branch Location & Accessibility

Come Visit Us!

We invite you to visit Royal Credit Union today and discover how we can support your financial journey. Whether you're looking for advice on loans, savings plans, or everyday banking needs, we're just a short walk away from where life happens. We look forward to welcoming you into our community!

Convenient Access and Services

At Royal Credit Union, we pride ourselves on being accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and other accessibility options for those who need them. Parking is available right outside our doors, making it simple for you to pop in for a quick transaction or consultation. Although we do not have an ATM on-site or drive-thru banking available, our dedicated team is always ready to assist you during our operating hours. Currently, we are open for School $ense services, providing tailored financial education and resources that empower our members. If you have any questions about our services or need assistance, don't hesitate to reach out by calling us at 715-852-5200.

Member Eligibility

At Royal, we believe that everyone deserves a supportive community to help them achieve their financial goals. If you're looking to become a member of our welcoming family, you'll be pleased to know that eligibility is open to anyone who lives, works, or attends school in the areas we serve. This means you can join us and enjoy a range of benefits tailored just for you, from competitive loan rates to personalized financial advice. To get started on your journey with us, simply visit our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member for detailed information on the eligibility criteria. Once you've confirmed that you qualify, opening an account is easy! Just head over to https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain to start your application process. If you have any questions along the way, feel free to give us a call at (715) 852-5200. We're excited to welcome you to Royal at 2115 Mitscher Ave Eau Claire Wi 54701, where your financial well-being is our top priority!

Business Banking & Commercial Services

Financing Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify transactions for your business. Imagine making it easy for customers to pay with various options while ensuring fast processing. This convenience not only enhances customer satisfaction but also helps streamline your operations. Visit us at 2115 Mitscher Ave Eau Claire Wi 54701 in Eau Claire, WI or call us at (715) 852-5200 to discover how our business banking and commercial services can help you succeed!

Comprehensive List Of Services

Always Here for You

We know that having a personal touch in banking matters. Our friendly staff is always available at our branch during operating hours to assist with any questions you may have about using our services or managing your accounts effectively. If you ever need help navigating our digital tools or have inquiries about transactions, just give us a call at 715-852-5200. At Royal Credit Union in Eau Claire, we're more than just a bank; we're your financial partner dedicated to empowering you every step of the way. We invite you to explore all that we offer and see how we can assist you in achieving your financial goals. Ready to take the next step? Visit us online at Royal Credit Union for more information or stop by our branch today!

Banking Solutions Tailored for You

Our primary service offering includes ATM Services Only. While this might seem limited, we ensure that our ATM services provide you with quick access to your funds when you need them the most. Imagine being able to withdraw cash effortlessly after a long day at school or work our ATMs are here to help make that happen.

Digital Convenience at Your Fingertips

In today's world, convenience is key. At Royal, we understand that many members prefer managing their finances online. That's why we offer robust digital banking features. With our online banking platform, you can check your account balances, transfer money, and even pay bills from the comfort of your home or on the go. Our mobile application takes this convenience further, allowing you to manage your finances right from your smartphone. Additionally, our e-statements eliminate the hassle of paper clutter while keeping your information secure and easily accessible. If you're looking for an easy way to send money to friends or family, our person-to-person payment feature makes it straightforward and fast.

Digital & Online Banking

24/7 Support at Your Fingertips

With 24/7 online banking services, you'll never have to wait for regular business hours to check your finances. You can access your account whenever it suits you best. This real-time management gives you peace of mind knowing that you're always in control of your money. In summary, Royal offers a comprehensive suite of digital banking services designed for modern lifestyles. From secure online access to convenient mobile features, we are here to support your financial needs every step of the way!

Convenient Online Access

Visit us at https://www.rcu.org/ to explore our online banking features. You can check your account balance, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly platform ensures that even those new to online banking can navigate it with ease.

Mobile Banking Made Easy

For those who prefer managing their accounts on their mobile devices, our mobile application is a great fit. It includes features like mobile payments and person-to-person transfers, making it simple to send money to friends or make purchases directly from your phone. Whether you're grabbing coffee or splitting a bill with friends, we've got you covered.

Secure and Accessible Services

Your security is our top priority. We offer electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. Plus, with e-statements available, you can go paperless while keeping your financial records organized and accessible whenever you need them.

Financial Strength

Growing Community Trust

Total Share Accounts stand at an impressive 628,543, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments amount to $29,141,126, reinforcing our ability to help our community thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 2115 Mitscher Ave Eau Claire WI 54701 or call 715-852-5200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $36,141,946 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Reinvestment for Future Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $97,770 in used auto loans and a total of $4,696,350,119 in loans and leases.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, we have options that can fit your budget.

Credit Lines

For those looking for a little extra financial flexibility, our credit lines amounting to $1,257,331,982 give you access to funds when you need them most. This is perfect for unexpected expenses or planned purchases where you want to avoid high-interest debt. If you're interested in learning more about eligibility options or how to apply for any of these loans, feel free to reach out at 715-852-5200 or visit us online at Royal's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Royal, we strive to provide our members with not just loans but pathways toward financial success. Let us help you take the next step today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. We offer competitive rates and flexible terms to suit your needs. If you are considering refinancing your current mortgage, we have options available to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These cards come with benefits that make them ideal for everyday purchases while allowing you to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability and effectiveness of the platform.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh eliminates guesswork, allowing you to see genuine loan rates that reflect what lenders are currently offering.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Services

Member Eligibility

Business Banking & Commercial Services

Financing Options That Make a Difference

Merchant Services for Everyday Needs

Comprehensive List Of Services

Always Here for You

Banking Solutions Tailored for You

Digital Convenience at Your Fingertips

Digital & Online Banking

24/7 Support at Your Fingertips

Convenient Online Access

Mobile Banking Made Easy

Secure and Accessible Services

Financial Strength

Growing Community Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Future Growth

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

How LendMesh Ensures Accurate Loan Comparisons

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