Royal Credit Union Eau Claire WI | Reliable ATM Access Point

Introduction

Welcome to Royal, your trusted financial partner located at 1000 E Fillmore Ave, Eau Claire, WI 54701. Established in 1964, we have been dedicated to serving our community for nearly six decades. With a strong membership base of over 318,000 members, we pride ourselves on providing exceptional services tailored to meet the needs of individuals and families in our area. At Royal, our commitment extends beyond just banking. We believe in making a positive impact in the community by offering a range of financial products that cater to your goals. With total assets exceeding $5.36 billion and deposits amounting to $295,241,638, we ensure that your money is not only safe but also working hard for you. Our net worth stands at an impressive $507,323,441, reflecting our stability and sound management practices. Our team, led by CEO Brandon Riechers and Board President Tom Huffcutt, is here to assist you every step of the way. With a workforce of 855 dedicated employees, we are equipped to deliver personalized service that meets your unique financial needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 1000 E Fillmore Ave, Eau Claire, WI 54701. If you're looking for more information or wish to explore our services further, feel free to reach out at 715-852-3900 or visit our website at www.rcu.org. Join us today and discover how Royal can help you achieve your financial dreams!

Branch History & Mission

Welcome to Royal, a credit union with a rich history and a mission that continues to inspire. Established in 1964, our branch has grown alongside the community of Eau Claire, WI. Over the years, we have become a trusted financial partner for many families and individuals, achieving a total membership of 318,645 members. Our commitment to serving the community is reflected not only in our growth but also in our financial stability, boasting total assets of over $5.3 billion. Located at 1000 E Fillmore Ave, Eau Claire, WI 54701, our branch is easily accessible and surrounded by local landmarks that resonate with our members. While we are proud of our physical presence, we also understand the importance of digital advancements in today's world. We are dedicated to making banking easier through online services like mobile payments and online banking. At Royal, our mission is clear: to provide exceptional financial services while supporting the community we serve. We believe in empowering individuals by offering tools and resources that help them achieve their financial goals. Our values drive us to prioritize member satisfaction and community support through various outreach initiatives. Whether it's educational programs or partnerships with local organizations, we strive to make a positive impact beyond just banking. While members can visit us at 1000 E Fillmore Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours cater specifically to school schedules under the School $ense program, ensuring that students and their families have access to financial education when they need it most. Although we currently do not offer ATM services or drive-thru banking at this location, we are here to assist you during regular hours. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and the community. Discover how easy it is to get started by visiting us online or giving us a call at 715-852-3900. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local landmarks like Manz Elementary School, making it a familiar stop for many in the area. We prioritize accessibility and have features such as ramps and designated parking spots to ensure everyone can visit us comfortably.

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours through our School $ense program. You can count on us being available when you need assistance most.

Services Offered

Although our branch does not currently have ATM services or drive-thru banking, we are here to help with various financial needs during business hours. Our friendly staff is eager to assist you with your banking inquiries. If you're looking for a reliable credit union where members come first, look no further! Feel free to call us at 715-852-3900 or stop by to see how we can support your financial journey. We can't wait to meet you!

Member Eligibility

Becoming a member of Royal is like joining a caring community where your financial well-being is the priority. To qualify for membership, you simply need to live, work, or attend school in the areas we serve, which means you're already part of our extended family! We welcome individuals from all walks of life to join us at Royal, located at 1000 E Fillmore Ave Eau Claire Wi 54701. The benefits of membership are plentiful, including access to personalized financial services and competitive loan rates tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Once you're ready to take the next step and open your account, the process is straightforward and can be done online. If you have any questions or need assistance, don't hesitate to reach out to us at (715) 852-3900. We're excited to help you start your journey with Royal!

Business Banking & Commercial Services

Commercial Loans that Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine being able to accept payments from customers seamlessly. Our merchant services are designed to help you do just that, making transactions easy and efficient. Whether you run a brick-and-mortar store or an online shop, having reliable payment processing can enhance your customer experience and boost sales. Visit us at 1000 E Fillmore Ave Eau Claire Wi 54701, Eau Claire, WI, or give us a call at (715) 852-3900 to explore how we can partner with you on your business journey. Let's grow together!

Comprehensive List Of Services

Accessibility and Support

Need assistance? You can reach us at (715) 852-3900 during our operating hours. Our team is eager to support you with any inquiries regarding our services or membership options. We believe that having access to reliable customer support enhances your overall experience with us. In conclusion, whether you're stopping by for ATM services or looking for robust digital banking tools, Royal stands ready to serve you. We invite you to explore all we have to offer and discover how we can assist you in achieving your financial goals. For more information about becoming a member or to open an account, please visit us online at https://www.rcu.org/. Join us today and experience a credit union committed to your success!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features that allow you to manage your finances from anywhere. With our online banking platform, you can check balances, transfer money, and pay bills all from the comfort of your home or on the go using your mobile device. Our mobile application enhances this experience even further, providing a user-friendly interface for all your banking needs.

Everyday Banking Needs

Our primary focus is on ensuring that your banking experience is simple and accessible. We offer ATM Services Only, giving you the convenience of accessing your funds when you need them most. Imagine being out and about, and needing cash for a quick purchase. With our ATM services, you can easily access your money without any hassle.

Member-Centric Approach

At Royal, we prioritize our members' needs. Our friendly staff is always ready to assist with any questions or concerns. We understand that every member has unique financial goals, which is why we strive to offer personalized service tailored just for you. Whether it's setting up an account or exploring loan options, we're here to guide you every step of the way.

Digital & Online Banking

Conclusion

With our commitment to accessibility and ease-of-use, managing your money has never been more straightforward. Experience the convenience of modern banking at Royal today by visiting us online or downloading our mobile app!

Key Services

Our online banking service allows you to handle all your financial needs 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. You can even enjoy the benefits of electronic signature authorization, making it simple to sign documents securely without needing to visit a branch. If you prefer going paperless, we also provide e-statements for easier tracking of your transactions. No more clutter in your mailbox just quick access to your statements whenever you need them.

Mobile Banking Made Easy

For those on the go, our mobile application brings the bank right to your pocket. You can manage your accounts with ease, make person-to-person transfers effortlessly, and even utilize mobile payment features to pay for purchases directly from your phone. It's all about giving you control over your finances wherever life takes you. At Royal, we prioritize your security. Our systems are designed with advanced protections to keep your information safe while offering user-friendly features that anyone can navigate.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1000 E Fillmore Ave Eau Claire Wi 54701 or call (715) 852-3900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options are here to support you.

Credit Lines

In addition to traditional loans, we have credit line options available. With a total of $1,257,331,982 in credit lines, our services can help you maintain financial flexibility for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977. This is an excellent opportunity for those looking to invest in their future through real estate.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, our team is here to assist you with that as well. We can guide you through eligibility options and help you find the best solution tailored to your needs. For more details on our loan offerings or to speak with one of our representatives about how we can assist you further, please contact us at 715-852-3900. We look forward to helping you achieve your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans available to help members navigate their spending while keeping interest manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accurate sourcing ensures that users receive fair and transparent offers when exploring loan options.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans that Empower

Merchant Services for Everyday Success

Comprehensive List Of Services

Accessibility and Support

Digital Banking Features

Everyday Banking Needs

Member-Centric Approach

Digital & Online Banking

Conclusion

Key Services

Mobile Banking Made Easy

Financial Strength

Member-Centric Savings Options

Operational Efficiency

Reinvesting in Your Future

Strong Financial Health

Trustworthy Partnerships

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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