Royal Credit Union Eau Claire WI | Convenient 24/7 ATM Access

Introduction

Welcome to Royal Credit Union, located at 3832 E Hamilton Ave, Eau Claire, WI 54701! Established in 1964, we have proudly served our community for nearly six decades, earning the trust of over 318,645 members. With total assets exceeding $5.36 billion, we stand as a pillar of financial stability and support in Eau Claire. At Royal Credit Union, we're dedicated to empowering our members with the tools they need to achieve their financial goals. Our commitment is reflected not only in our robust offerings including $295.24 million in deposits and a net worth of $507.32 million but also in the personalized service provided by our talented team of 855 employees, led by CEO Brandon Riechers and Board President Tom Huffcutt. While you can visit us at our branch location for all your banking needs, any official correspondence should be directed to our mailing address: 3832 East Hamilton Avenue, Eau Claire, WI 54701. With an impressive total loan portfolio of 230,650 loans, we are here to help whether you're looking for a new vehicle loan or planning a home renovation. The cash reserves of over $35.91 million ensure that we are well-equipped to meet your needs quickly and efficiently. Join us at Royal Credit Union today! For more information or assistance, feel free to give us a call at 715-852-4600, or visit our website at www.rcu.org. Your journey toward financial success starts here!

Branch History & Mission

At Royal, we pride ourselves on our rich legacy and commitment to serving the community of Eau Claire, WI. Established in 1964, our branch has grown from humble beginnings into a trusted financial institution with over 318,000 members. Located at 3832 E Hamilton Ave, Eau Claire, WI 54701, we are proud to be part of a vibrant community that supports one another. Over the years, Royal has achieved remarkable milestones. With total assets amounting to an impressive $5,362,983,803, we have become a pillar of financial strength in our region. Our mission is simple yet powerful: to provide quality financial services while enhancing the lives of our members and the communities we serve. We believe that banking should be more than just transactions; it should be about building relationships and fostering growth. Our focus extends beyond just finances. We actively engage in partnerships and outreach efforts aimed at uplifting those around us. Whether it's through educational programs or local sponsorships, we strive to make a positive impact. While members can visit us at 3832 E Hamilton Ave, official correspondence should be sent to 3832 East Hamilton Avenue, Eau Claire, WI 54701 if needed. Our operating hours are designed for accessibility and convenience under the School $ense initiative. Royal is dedicated to providing modern banking solutions that meet the needs of our diverse member base. From online banking and mobile payments to person-to-person transfers, we are committed to making banking easier for everyone. We also prioritize accessibility for all our members. Our facilities comply with ADA standards ensuring everyone can comfortably access our services. As we look toward the future, we invite you to join us on this journey. Experience the difference that comes with being part of Royal. Together, let's build a stronger community where everyone thrives! If you're ready to take the next step in your financial journey or want to learn more about membership opportunities, visit us online at Royal Credit Union or give us a call at 715-852-4600 today!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our facility complies with ADA guidelines and includes ramps to ensure everyone can easily access our services. Parking is available nearby, so you can visit us without any hassle.

Operating Hours

At Royal Credit Union, we aim to fit into your busy schedule. Our operating hours are tailored around school needs, ensuring that you have access when it matters most. Whether you're stopping by after dropping off your kids or during lunch breaks, we're here to help!

Services Offered

While we do not currently offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. You'll find a variety of services designed to meet your financial needs. If you have any questions or need assistance, don't hesitate to give us a call at 715-852-4600. We invite you to stop by and experience the welcoming atmosphere of Royal Credit Union. Your financial well-being is our priority!

Member Eligibility

At Royal, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, or attend school in our area. If you're looking for a financial partner that genuinely cares about your needs, you're in the right place! To learn more about the specific eligibility criteria, feel free to visit our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Once you see that you qualify, opening an account is just a click away! Simply follow the steps outlined on our account opening page here: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance during the process, don't hesitate to give us a call at (715) 852-4600. We're excited to help you take this important step toward financial well-being at Royal, located at 3832 E Hamilton Ave Eau Claire Wi 54701!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a busy café using our payment processing tools to serve customers efficiently while managing their cash flow seamlessly. These services are designed with your operational needs in mind, making it easier for you to focus on what you do best running your business. At Royal, we are here to help you navigate your financial journey. Whether you're looking for a loan or need reliable merchant services, our team is ready to support you every step of the way. Reach out today at (715) 852-4600 to learn how we can assist you!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why our digital banking features allow you to manage your finances anytime, anywhere. With options like online banking, you can check balances, pay bills, and transfer funds without leaving home. If you're on the go, our mobile application makes it even simpler to handle your banking tasks right from your smartphone.

Join Us Today

Your journey with us can start today! If you're interested in becoming a member and enjoying all these benefits, visit us online or give us a call at 715-852-4600 for more information. We would love to welcome you into the Royal family where your financial goals become our priority. Together, let's build a brighter financial future!

Tailored Financial Solutions

We know that different members have different needs. For those looking for cash management solutions, we provide essential ATM services only, ensuring quick access to your funds when you need them most. Whether you're withdrawing cash for a weekend outing or checking your balance before a big purchase, we've got you covered.

Digital & Online Banking

Conclusion

In today's fast-paced world, having reliable digital banking options is crucial. At Royal, we are committed to providing user-friendly services that empower you to manage your money effectively and securely. Explore everything we offer by visiting https://www.rcu.org/ today!

Key Services

When you visit us at https://www.rcu.org/, you'll discover a suite of features designed to make your banking experience as smooth as possible. Our 24/7 online banking services mean that you can check balances, transfer funds, and pay bills at any time that suits you. Whether you're on your lunch break or lounging at home, your bank is always just a click away. For those who prefer mobile banking, our mobile application brings all these features right to your fingertips. You can easily manage accounts, make person-to-person transfers, and enjoy the convenience of mobile payments all from your smartphone. Plus, with electronic signature authorization, signing documents is quick and secure.

Stay Organized and Informed

Keeping track of your finances has never been easier with e-statements available at Royal. Instead of waiting for paper statements in the mail, you can receive them electronically. This not only helps reduce clutter but also ensures you have immediate access to important information regarding your accounts. Security is a top priority for us. All online transactions are encrypted to protect your personal information. You can feel confident knowing that your data is safe while you manage your finances from the comfort of home or on the go.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $29,141,126, reflecting our healthy liquidity position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 3832 E Hamilton Ave Eau Claire Wi 54701 or call (715) 852-4600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Focused on Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,770 in used auto loans and $4,692,350,119 in total loans and leases. Our operational efficiency is evident in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $507,323,441, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Secure

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is a big decision, and our team is here to guide you through every step of the process. Plus, refinancing options are available if you're looking to lower your monthly payments.

Credit Lines and Unsecured Loans

For those who need more flexibility in their finances, we offer total credit lines amounting to $1,257,331,982. This option can be perfect for managing larger purchases or unexpected expenses without the pressure of fixed payments. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. If you have any questions or need assistance with choosing the right loan for you, don't hesitate to reach out. You can contact us at 715-852-4600 or visit us at 3832 E Hamilton Ave Eau Claire WI 54701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Royal Credit Union, we're dedicated to helping you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We aim to make your home-buying journey as smooth as possible with clear terms and supportive service.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh can make a significant difference in your loan search. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, helping them avoid hidden fees and misleading terms often found in the lending industry. One of the standout features of LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, which helps ensure transparency in what borrowers can expect. Additionally, LendMesh does not prioritize lenders based on paid promotions; instead, it focuses on delivering unbiased results. This means you can trust that the comparisons you see are based solely on the most current and relevant information. Another benefit of using LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users have already trusted LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options Tailored for Growth

Practical Merchant Services

Comprehensive List Of Services

Banking Made Easy

Join Us Today

Tailored Financial Solutions

Digital & Online Banking

Conclusion

Key Services

Stay Organized and Informed

Financial Strength

A Growing Community

Focused on Growth

Strong Financial Health

Your Savings Are Secure

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Join Our Community