Royal Credit Union Eau Claire WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Royal, your trusted partner in financial well-being located at 4501 Royal Dr, Eau Claire, WI 54701. Since our establishment in 1964, we have been dedicated to serving our community with integrity and a commitment to excellence. With a robust membership of 318,645 individuals and total assets exceeding $5.36 billion, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of each member. At Royal, we understand that every financial journey is different. That's why our diverse offerings include everything from checking and savings accounts to auto loans and business financing. With total deposits of $295,241,638 and a net worth of $507,323,441, we ensure that your money is not only safe but also working hard for you. Our leadership team is passionate about fostering community growth. Under the guidance of CEO Brandon Riechers and Board President Tom Huffcutt, our dedicated staff of 855 employees is here to support you every step of the way. Whether you need assistance with mortgage loans or want to explore our credit card options with rewards, we're ready to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 4501 Royal Drive, Eau Claire, WI 54701. If you have any questions or would like more information about our services, feel free to reach out at 715-833-8111 or explore our website at rcu.org. Join us today and discover how Royal Credit Union can empower your financial future!

Branch History & Mission

Join Us Today

Royal Credit Union invites you to be part of our vibrant community. Whether you're looking for personal banking solutions or seeking a supportive partner for your business endeavors, we have something for everyone. Experience the difference that comes from being a member of Royal Credit Union where your financial well-being is our top priority! Visit us today or check out our website at rcu.org to learn more about becoming a member.

Our Mission

At Royal Credit Union, our mission is clear: we strive to improve the financial lives of our members while making a positive impact on the communities we serve. This means not only providing valuable financial products but also engaging in outreach efforts that uplift those around us. We believe in the power of community partnerships and actively participate in initiatives that support local causes. While members can visit us at 4501 Royal Dr for all their banking needs, official correspondence should be sent to our mailing address at 4501 Royal Drive, Eau Claire, WI 54701. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out at 715-833-8111.

Our Story

Since its inception, Royal Credit Union has been dedicated to providing exceptional service and support to its members. From humble beginnings, we have expanded our services to meet the diverse needs of our community. Our evolution includes embracing digital advancements that make banking more accessible and convenient for everyone. We pride ourselves on being ADA compliant and ensuring that all members can take advantage of our offerings. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer innovative solutions like online banking and mobile payments. Our commitment to technology is matched by our focus on personal service whether through our drive-thru banking or friendly staff ready to assist during lobby hours.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to call us at 715-833-8111. We're excited to help you achieve your financial goals! Come visit us at Royal Credit Union today we look forward to welcoming you!

Operating Hours

Our doors are open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM, making it easy for you to find a time that works for your schedule. Whether you're looking to open an account or discuss loan options, our friendly team is ready to assist you during these hours.

Parking and Accessibility

We understand that convenience is key when it comes to banking. That's why we offer ample parking right outside our branch for your ease. The facility is fully ADA compliant with ramps and accessible entrances to ensure everyone can easily access our services.

Services Offered

At the Eau Claire South Office, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Royal is like stepping into a community where your financial well-being is the priority. If you live, work, or attend school in the area around Eau Claire, or if you have family members who are already part of our credit union, you're likely eligible to join! We welcome everyone who shares our values and commitment to supporting one another. For more details about the specific eligibility criteria, feel free to check out this link. Joining Royal comes with numerous advantages, including access to personalized banking services and competitive rates on loans and savings. Opening an account is simple just visit us at 4501 Royal Dr, Eau Claire, WI 54701 or give us a call at (715) 833-8111 for assistance. Ready to take the next step? You can start the account opening process by visiting this page. We're excited to help you become part of our family!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine being able to accept payments effortlessly while managing your cash flow smoothly. Our merchant services do just that. Whether you're a retailer or a service provider, you can easily handle transactions with confidence. From point-of-sale systems to mobile payment solutions, we make it simple for you to focus on what matters most growing your business. Located at 4501 Royal Dr Eau Claire Wi 54701, Eau Claire, WI, we invite you to experience how Royal can be your partner in success. Visit us today or call us at (715) 833-8111!

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand how crucial it is to have reliable financial support. That's why our Business Banking services include everything from Merchant Services to Business Loans, ensuring that you have the capital needed to grow and thrive.

Digital and Convenient Access

In today's fast-paced world, accessing your finances should be easy. That's why we provide robust Online & Mobile Banking features. You can manage your accounts from anywhere at any time pay bills, transfer funds, and even check balances all at your fingertips. Our ATM & Cash Withdrawal Services ensure that cash is always within reach, with ATMs conveniently located throughout the area.

Drive-Thru and ATM Services

For those who prefer in-person banking but want to save time, our basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, our ATMs facilitate easy access to cash and balance checks whenever you need it. At Royal in Eau Claire, we're not just about transactions; we're about building relationships with our members. We invite you to explore all these services further by visiting us or giving us a call at 715-833-8111. Whether you're starting out on your financial journey or looking for ways to enhance it, we're here for you every step of the way!

Loans and Financing

Need a new car? Our Auto Loans & Vehicle Financing options can help you get on the road in no time. With competitive rates and terms that fit your budget, financing a vehicle has never been easier. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process smoothly. For those unexpected expenses or larger purchases, we provide Personal Loans & Debt Consolidation solutions, giving you the ability to manage your finances more effectively. Plus, our Credit Cards with Rewards not only offer convenience but also allow you to earn points for every dollar spent perfect for those who love to travel or shop!

Personal Banking

When it comes to managing your everyday finances, our Personal Banking services are designed for convenience and flexibility. We offer Checking & Savings Accounts that help you keep track of your money while earning interest on your savings. Imagine being able to access your funds anytime you need them, whether you're making a quick purchase or planning for future expenses.

Digital & Online Banking

Key Features

By visiting https://www.rcu.org/, you can explore all the features available to you. Our online banking platform provides real-time account management, allowing you to view balances, transfer funds, and pay bills with just a few clicks. Plus, if you're on the go, our mobile application makes it even simpler to manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family instantly perfect for splitting bills or sending gifts. And when it comes to security, we've got you covered. We utilize electronic signature authorization for important documents, so you can sign with confidence and ease.

Stay Organized and Informed

We also offer e-statements that help you stay organized without the clutter of paper statements. You'll receive your monthly statements directly in your inbox, making it easy to keep track of your transactions while being environmentally friendly. Lastly, if you're interested in making purchases using your phone, take advantage of our mobile payments feature. It allows for quick and safe transactions right from your device. At Royal, we are committed to providing accessible, user-friendly banking solutions that fit into your lifestyle. Whether you're at home or on the move, managing your money has never been more straightforward or secure!

Financial Strength

Investing Back into Our Community

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $29,141,126. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 4501 Royal Dr Eau Claire Wi 54701 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms can make it happen.

Business Financing

For business owners looking to grow their operations, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to expand and innovate. We are dedicated to supporting local businesses and providing them with the resources they need to thrive. At Royal Credit Union, we strive to provide personalized service tailored to each member's needs. If you're interested in exploring any of these loan options or want more information about eligibility requirements and refinancing opportunities, feel free to reach out at 715-833-8111 or visit us online at rcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. We believe that owning your own home should be accessible and affordable. If you're considering refinancing your existing mortgage, we offer options to help lower your payments and improve your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $114,373,761 in unsecured credit card loans helping members manage their finances effectively, you can have peace of mind knowing you have access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its dedication to transparency. All loan offers are sourced from reputable financial institutions, ensuring that users receive reliable information. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. Real-time rate comparisons are another major benefit. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and impact of utilizing this tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By relying on verified data, users can trust that they are seeing legitimate loan options tailored to their needs.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today

Our Mission

Our Story

Branch Location & Accessibility

Get in Touch

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans that Fuel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking

Digital and Convenient Access

Drive-Thru and ATM Services

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Stay Organized and Informed

Financial Strength

Investing Back into Our Community

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community