Royal Credit Union Eau Claire WI | Low Mortgage Rates & Auto Loans

Introduction

Call to Action

Whether you're visiting us for the first time or you've been a member for years, we invite you to stop by our branch or give us a call at 715-833-8111. Explore how Royal can help you achieve your financial goals with confidence. For more information about our services or to become a member today, visit us at rcu.org. Your journey toward financial empowerment begins here!

Community Commitment

As a member-focused institution, Royal is dedicated to providing personalized banking solutions tailored to your needs. Whether you're looking for competitive rates on auto loans or seeking advice on mortgage refinancing, our team is here to guide you. We currently manage a robust loan portfolio with 230,650 loans and leases and have total deposits of $295,241,638. Our strong financial foundation is reflected in our net worth of $507,323,441, ensuring that we can meet the diverse needs of our members today and in the future.

Leadership You Can Trust

Our commitment to excellence starts at the top. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, we strive for transparency and accountability in all our operations. With a dedicated staff of 855 employees, we focus on building lasting relationships with our members through exceptional service.

Branch History & Mission

Community Impact

As part of our commitment to community support, we engage in various outreach efforts and partnerships throughout Eau Claire and beyond. Our goal is not just about finances; it's about fostering strong relationships within the community. We actively participate in local events and initiatives that promote financial literacy and well-being. In addition to face-to-face interactions at our branch which includes convenient drive-thru banking options we also embrace digital advancements. Our services include online and mobile banking for easy access on-the-go. With ATM availability and customer-centric initiatives like e-statements and mobile payments, we strive to meet our members wherever they are.

Join Us

As we look towards the future, we invite you to be part of our continuing story. Experience firsthand how Royal can empower you on your financial journey. Visit us today or explore more about becoming a member here. Together, let's build a brighter future for ourselves and our community! For inquiries or assistance, don't hesitate to reach out at 715-833-8111 during our operating hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to noon.

Our Mission

Our mission is simple yet profound: to enhance the lives of our members and the communities we serve through quality financial products and personalized service. At Royal, we believe that everyone deserves access to reliable banking services that can help them achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or planning for retirement, we are committed to providing tailored solutions that make a real difference. While members can visit us at 1049 W Clairemont Ave for all their banking needs, official correspondence should be sent to our mailing address at 1049 W. Clairemont Avenue, Eau Claire, WI 54701.

Branch Location & Accessibility

Welcome to the Royal Credit Union Eau Claire Southwest Office, your local financial partner nestled conveniently at 1049 W Clairemont Ave in Eau Claire, WI. Our branch is designed with your needs in mind, making it easy for you to access banking services right in your neighborhood. Whether you're running errands or just passing by, we're here to help you manage your finances with ease. Located near popular landmarks like the scenic Hobbs Ice Center and the bustling Oakwood Mall, our office is not only easy to find but also surrounded by a vibrant community. When you visit us, you'll find ample parking available, ensuring a hassle-free experience from the moment you arrive. Plus, our branch is fully ADA-compliant, featuring accessible ramps and entryways for all members of our community. At the Eau Claire Southwest Office, we understand that life can get busy. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM to noon. These hours are designed to fit around your schedule so that you can manage your banking without any stress. Need cash or want to make a quick deposit? We offer ATM services right at our location, along with convenient drive-thru banking options for simple transactions like deposits and withdrawals. Our friendly staff is always ready to assist you inside the branch as well, whether you're looking for personal banking solutions or exploring loan options. While members can visit us at 1049 W Clairemont Ave, official correspondence should be sent to the same address. Don't hesitate to reach out at 715-833-8111 if you have any questions or need assistance before your visit. Come by and see how we can support your financial journey today!

Member Eligibility

At Royal, we believe that everyone deserves a chance to be part of a supportive and caring financial community. Becoming a member is simple and welcoming, especially if you live or work in the area around 1049 W Clairemont Ave Eau Claire Wi 54701. If you're at least 18 years old and meet certain criteria, such as being employed by a participating organization or residing in our service areas, you can join us! We love to help individuals and families access financial services tailored just for them, making it easier to achieve their goals. For more detailed information about eligibility requirements, check out this resource. Once you're ready to take the next step, opening an account with us is easy and can be done online. You can find all the details you need for account opening here. If you have any questions or need assistance, feel free to give us a call at (715) 833-8111. We're here to help you every step of the way!

Business Banking & Commercial Services

At Royal, we understand that every business has unique needs and aspirations. Whether you're starting a new venture or looking to expand an established one, having the right financial support can make all the difference. Our commercial loan options are designed to help you seize opportunities and navigate challenges. Imagine you're a local café owner dreaming of opening a second location. With our commercial loans, you could turn that dream into reality. We've funded over $1,918 in commercial loans for our members, helping businesses like yours scale and succeed. But we don't stop there; we also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions tailored to various industries. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical tools for your business operations. From easy payment processing to efficient transaction management, we ensure you have everything needed to serve your customers effectively. Located at 1049 W Clairemont Ave Eau Claire Wi 54701 in Eau Claire, WI, we're here to partner with you on your journey toward success. Reach out today at (715) 833-8111 and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our Business Banking services include essential features like Merchant Services & Business Loans, making it easier for you to focus on what matters most growing your business.

Convenient Access and Support

To further enhance convenience for our members, we provide basic drive-thru banking for simple transactions like deposits and withdrawals. Plus, our ATM access allows for quick withdrawals and balance checks without having to enter the branch. Whether it's through our friendly staff or our user-friendly technology, at Royal in Eau Claire, we're dedicated to making banking easy and accessible for everyone. If you're interested in becoming a member or would like more information about our services, don't hesitate to reach out! Call us at 715-833-8111 or visit us online at rcu.org. Your financial journey starts here!

Credit Card Benefits

At Royal, we also understand the importance of having the right credit tools. That's why we offer Credit Cards with Rewards that let you earn points on your purchases while enjoying low rates. This way, every dollar spent can lead to savings or rewards down the line.

Personal Banking Solutions

One of our core offerings is Personal Banking which includes Checking & Savings Accounts that help you manage your money effortlessly. Imagine being able to easily access your funds through our Online & Mobile Banking platforms, where you can check balances, transfer money, and pay bills from anywhere. Our ATM & Cash Withdrawal Services ensure that cash is always within reach whenever you need it. For those considering a new vehicle or needing a reliable mode of transportation, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. Perhaps you're eyeing a new home? Our Mortgage Loans & Refinancing services provide the support and guidance needed to make this significant investment smoothly. If you're facing debt challenges, don't worry! We offer Personal Loans & Debt Consolidation options tailored to help you regain control over your finances.

Digital & Online Banking

At Royal, we understand that banking should be convenient and secure, allowing you to manage your finances on your terms. That's why we offer a range of digital and online banking services designed to make your life easier. With our 24/7 online banking access, you can check your account balances, pay bills, and transfer funds anytime, anywhere. Discover the ease of banking at https://www.rcu.org/. You can enjoy features like electronic signatures for quick and hassle-free document signing, making it easier than ever to finalize transactions without the need for paper. Plus, with e-statements available, you can access your financial statements securely online goodbye clutter and hello convenience! Need to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly, making splitting bills or sharing expenses a breeze. And if you're always on the go, our mobile application provides all these services right at your fingertips. You can also take advantage of mobile payments for easy purchases directly from your phone. Security is a top priority for us at Royal. All our digital services are equipped with robust security measures to protect your information and give you peace of mind while banking online. Whether you're managing everyday transactions or planning for the future, our digital banking tools empower you with real-time account management and accessibility. Experience the future of banking with Royal, where convenience meets security!

Financial Strength

Commitment to Growth

Our commitment to serving you better is reflected in our $467,726,403 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. Additionally, with $97,770 in used auto loans and $4,692,350,119 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Dedicated Team

We also take pride in having 794 full-time employees and 61 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. The trust placed in us is evident with 628,543 accounts managed by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1049 W Clairemont Ave Eau Claire Wi 54701 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is further highlighted by our $36,141,946, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these main offerings, we have personal loans for various needs and debt consolidation options that may help simplify your financial situation. If you're considering refinancing any existing loans or exploring eligibility options for different products, our knowledgeable staff is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're located at our branch at 1049 W Clairemont Ave Eau Claire WI 54701 or want to reach us by phone at 715-833-8111, we're committed to providing exceptional service tailored to your unique financial needs. Visit us today or check out our website at www.rcu.org for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive off with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. Our commercial loan options are designed to help you navigate those hurdles successfully.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These credit cards come with rewards that can benefit your everyday spending while providing you with the financial flexibility you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We aim to make your transition into homeownership as smooth as possible. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent. Users can trust that they are seeing legitimate rates that reflect what they can expect from recognized lenders.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Call to Action

Community Commitment

Leadership You Can Trust

Branch History & Mission

Community Impact

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Services

Convenient Access and Support

Credit Card Benefits

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Dedicated Team

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Options

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community