At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a trusted partner who prioritizes your needs and works diligently to safeguard your assets. Our financial health is robust, with a
net worth of $507,323,441, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is further evidenced by our
net worth ratio of $946, which demonstrates our solid capital position and ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through
$1,795,145,004 in share certificates and
$769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at
$31,998,374, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with
$467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is noteworthy as well; we currently have
$97,770 in used auto loans and
$4,692,350,119 in total loans and leases. This means we are well-equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our
$36,141,946, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
794 full-time employees and
61 part-time employees at Royal, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We are proud of the trust you place in us as shown by our Total Share Accounts of
628,543, which highlights a growing member base that believes in our mission. Our net shares available for lending and investments stand at
$29,141,126, reflecting the strength of our resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 202 W Dolf St Colby Wi 54421 or call (715) 223-3939 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
