Royal Credit Union Colby WI | Convenient ATM Services Access

Introduction

Welcome to Royal, your trusted financial partner located at 703 N 2nd St, Colby, WI 54421. Since our establishment in 1964, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With over 318,645 members benefiting from our services, we take pride in our role as a reliable credit union that prioritizes your needs. At Royal, we are not just about numbers; we're about building relationships. Our total assets of $5,362,983,803 reflect the trust our members place in us. We offer various loan options, with a total of 230,650 loans and leases granted to help you achieve your financial goals. Our deposits stand at a solid $295,241,638, ensuring that your money is safe and accessible whenever you need it. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our team of 855 employees is here to support you every step of the way. We understand that every member's journey is unique; whether you're looking for a new vehicle loan or planning for retirement, we have tailored solutions just for you. While members can visit us at 703 N 2nd St, official correspondence should be sent to the same address. If you're ready to experience exceptional service and financial expertise, don't hesitate to reach out! Call us at 715-223-8869 or explore more on our website at rcu.org. Join us today and discover the Royal difference!

Branch History & Mission

At Royal, located at 703 N 2Nd St in Colby, WI, our story began in 1964. Since then, we have dedicated ourselves to building a strong community through exceptional financial services and unwavering support. Over the years, we have grown alongside our members, currently boasting a total membership of over 318,645 individuals. This growth reflects our commitment to providing personalized service and fostering lasting relationships. From our humble beginnings, we have evolved into a trusted financial partner with total assets amounting to $5,362,983,803. Our mission is simple yet powerful: to empower our members by offering comprehensive financial solutions while actively contributing to the well-being of our community. Whether it's through affordable loans or educational resources, we strive to help individuals achieve their financial goals. While members can visit us at our branch address in Colby, official correspondence should be sent to 703 N 2nd Street, Colby, WI 54421 if it differs from the branch location. Our operating hours are tailored for school access under the School $ense initiative, ensuring that financial literacy reaches young minds right where they learn. We pride ourselves on being more than just a credit union. We actively engage in community outreach efforts and partnerships that uplift those around us. Our focus on accessibility includes ADA compliance and digital advancements like online banking and mobile payments ensuring that everyone can easily manage their finances. As part of our ongoing commitment to serve you better, we do not offer ATM services or drive-thru banking at this location; however, we provide robust online services for your convenience. Join us at Royal and experience the difference of being part of a member-driven organization that truly cares about your financial success and community growth. We invite you to become a member today and take advantage of the benefits we offer! For inquiries or assistance, feel free to reach out at 715-223-8869 or visit us online at rcu.org.

Branch Location & Accessibility

Welcome to the Royal branch located at 703 N 2nd St in the heart of Colby, Wisconsin! This friendly and convenient location is designed to serve our community's banking needs with ease. Whether you're dropping by for a quick transaction or seeking personalized service, our branch is here for you. For those who need to send official correspondence, please note that while we welcome you at our physical address, all mail should be directed to the same location: 703 N 2nd Street, Colby, WI 54421. Situated near local landmarks and easily accessible from main roads, our branch ensures that banking is simple and straightforward. We provide ample parking spaces right outside the entrance, making it easy for everyone to visit. Our facility is ADA compliant, featuring ramps and other accessibility options so that all members of our community can bank comfortably. We understand that your time is valuable. That's why our operating hours are tailored to fit your busy schedule. Although our services are primarily focused on school-related banking through School $ense, we strive to meet the needs of students and their families alike. While we currently do not have ATM services or drive-thru banking available, our team is committed to providing assistance inside the branch during regular hours. If you have any questions or need help with your accounts, feel free to reach out by calling us at 715-223-8869. We're excited to welcome you into our Royal family! Visit us today and see how we can assist you in achieving your financial goals.

Member Eligibility

Becoming a member of Royal is like joining a close-knit family that genuinely cares about your financial well-being. We welcome anyone who lives, works, or attends school in the areas we serve, making it easy for you to connect with us and enjoy our services. At Royal, you'll find a supportive community ready to help you achieve your financial goals while enjoying competitive rates and personalized service. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. The process of opening an account is straightforward and accessible just reach out to us at (715) 223-8869 or visit us at 703 N 2Nd St Colby Wi 54421 for assistance. We can't wait to welcome you into our community! If you're ready to take the next step, check out the details for opening an account at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether in-person or online, giving your customers more ways to shop with you. Our services help you streamline transactions so you can focus on what matters most growing your business. Visit us at 703 N 2Nd St Colby Wi 54421, Colby, WI, or give us a call at (715) 223-8869 to learn how our business banking and commercial services can work for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Centered Approach

At Royal, we're more than just a credit union; we're part of the Colby community. We take pride in supporting local initiatives and fostering relationships with our members. When you choose us for your financial needs, you're choosing a partner who genuinely cares about your success. For any inquiries or further information about how we can assist you, feel free to reach out at 715-223-8869. Our dedicated team is always ready to help you explore all available services and ensure that your banking experience is smooth and rewarding. Don't hesitate visit us today and discover how Royal can support your financial journey! For more details, check our website at www.rcu.org.

Convenient Access to Financial Tools

One of the standout features at Royal is our commitment to digital banking. With online banking capabilities, you can manage your accounts from the comfort of your home or on the go. Our mobile application allows you to check balances, transfer funds, and even make payments with just a few taps on your smartphone. We know how busy life can get, so we strive to make banking as convenient as possible for you.

Essential Services Available

While our branch primarily focuses on ATM Services Only, this essential service ensures that you have access to cash when you need it most. We understand that having quick access to your funds is crucial, whether you're out shopping or handling unexpected expenses.

Personalized Banking Experience

Understanding that each member has unique financial goals, we offer personalized assistance to help you navigate your options. Whether you're looking for basic banking services or more specialized solutions, we're here to guide you every step of the way.

Digital & Online Banking

Key Features

Our online banking services include electronic signature authorization, which allows you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can easily keep track of your financial records without the clutter of paper statements. If you're always on the go, our mobile application makes banking even more convenient. You can set up mobile payments to quickly pay for purchases right from your phone. Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that with just a few taps. Security is our top priority, so you can feel confident knowing that all your transactions are protected with state-of-the-art technology. Enjoy real-time account management with user-friendly features that put you in control of your finances. Whether you're at home or out and about, Royal provides the tools you need for hassle-free banking. Experience the convenience today by exploring our digital services!

Financial Strength

Building Trust Together

Net Shares available for lending and investments stand at $29,141,126. The trust placed in us by our growing member base is reflected in our total share accounts of 628,543. This indicates that more individuals are choosing Royal as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 703 N 2Nd St Colby Wi 54421 or call (715) 223-8869 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,770 in used auto loans and a total of $4,692,350,119 in loans and leases.

Member Savings Security

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $36,141,946, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, our flexible options can fit your budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and understanding their unique funding needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We aim to provide affordable financing solutions that cater to your unique situation.

Refinancing Options

If you're looking to refinance any existing loans or explore eligibility options for our various products, we are here to help. Our team can guide you through the process and find the best solution tailored for you. For more information about our loan offerings or to see how we can assist you in achieving your financial goals, give us a call at 715-223-8869 or visit us online at Royal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This product is perfect for those who want the freedom to spend without tying up their assets as collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. It is designed to help users navigate the complex landscape of lending options with ease. LendMesh ensures accurate loan comparisons through a rigorous data sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers that reflect current market conditions. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the tool's commitment to helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

A Community-Centered Approach

Convenient Access to Financial Tools

Essential Services Available

Personalized Banking Experience

Digital & Online Banking

Key Features

Financial Strength

Building Trust Together

Commitment to Growth

Member Savings Security

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Solutions

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

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