Royal Credit Union Chippewa Falls WI

Introduction

Welcome to Royal, your trusted partner in financial wellness, located at 17250 County Highway J, Chippewa Falls, WI 54729. Since our establishment in 1964, we've been committed to serving our community with integrity and care. With a robust membership of over 318,000 individuals, we take pride in being more than just a credit union; we're a community cornerstone. Our total assets stand strong at an impressive $5,362,983,803, demonstrating our stability and commitment to secure financial services. Whether you're looking to open a savings account or need guidance on loans totaling over 230,650 we're here for you every step of the way. Our total deposits have reached $295,241,638, showing the trust our members place in us. At Royal, we understand that your needs are unique. That's why we offer personalized solutions tailored to help you achieve your financial goals. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our team of 855 employees is dedicated to providing top-notch service and support. While members can visit us at our Chippewa Falls branch for all their banking needs, official correspondence should be directed to the same address: 17250 Co Hwy J, Chippewa Falls, WI 54729. For any inquiries or assistance, feel free to reach out at [insert phone number]. Join us today at Royal Credit Union and experience the difference a dedicated community credit union can make in your life!

Branch History & Mission

At Royal, we are proud to carry a legacy that began in 1964 right here in Chippewa Falls, WI. Our journey started with a simple yet profound mission: to empower our members and strengthen our community through accessible financial services. Over the decades, we have grown alongside our members, evolving from a small credit union into a trusted financial partner with total assets reaching an impressive $5,362,983,803. Located at 17250 County Highway J, Chippewa Falls, WI 54729, our branch is more than just a place for transactions; it's a community hub where relationships flourish. Though we don't have drive-thru service or ATM facilities at this location, we focus on providing personalized service that truly meets the needs of our members. Our operating hours align with the School $ense program, allowing us to serve students and families effectively. Today, we proudly support over 318,645 members. Our mission goes beyond banking; it's about making a difference in people's lives. We strive to provide financial education and resources that empower individuals and families to achieve their goals. By offering competitive loans and savings options, we're committed to helping our members build brighter futures. As part of our ongoing commitment to accessibility, we ensure that our services are compliant with ADA standards and embrace digital advancements like online banking and mobile payments. These tools allow us to meet our members wherever they are while maintaining the personal touch that defines us. Royal is also dedicated to community outreach. We believe in giving back and have formed valuable partnerships with local organizations to support various initiatives throughout Chippewa Falls. These efforts help foster a sense of belonging and ensure everyone can access essential resources. We invite you to join us on this journey! Experience firsthand how Royal can support your financial needs while being a part of a vibrant community network. To learn more about membership benefits or to open an account, visit our website or reach out directly at ****. Together, let's create a better tomorrow!

Branch Location & Accessibility

Call-to-Action

We invite you to come visit us soon! If you'd like more information or have any questions before your visit, don't hesitate to give us a call. Our team at Royal Credit Union is here for you every step of the way. Join us today and experience how easy banking can be!

Operating Hours

Our operating hours are tailored to fit your busy schedule. We are open during School $ense hours, allowing you to drop by when it's most convenient for you. If you have questions about specific times or services available during your visit, feel free to reach out!

Parking and Accessibility

We understand that convenience is key. Our branch features ample parking spaces and is fully compliant with ADA regulations, ensuring easy access for everyone. With ramps and clear signage, we strive to make your visit as smooth as possible.

Services Offered

At Royal Credit Union, we focus on providing essential services that matter most to our members. While we currently do not offer an ATM or drive-thru service at this branch, we are dedicated to assisting you inside with any banking transactions you need. Our staff can help with account inquiries and guide you through our various financial products.

Member Eligibility

At Royal, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming, designed for individuals who live, work, or worship in our local area. If you're looking to join a credit union that puts people first, you'll be pleased to know that eligibility includes anyone who meets these criteria. We're here to help you thrive financially while enjoying the benefits of being part of our cooperative family. To explore the specifics of eligibility, feel free to check out this link: Eligibility Details. Opening an account with us is just as easy! You can get started online by visiting Account Opening or simply reach out to us at if you have any questions. Our branch is located at 17250 County Highway J Chippewa Falls Wi 54729, and we can't wait to welcome you into our community where your financial goals are our priority!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine running your daily operations without worrying about payment processing or cash flow issues. Our merchant services are designed to streamline transactions and improve your bottom line. From accepting credit card payments to managing invoicing seamlessly, we provide tools that help you focus on what really matters growing your business. Located at 17250 County Highway J Chippewa Falls Wi 54729, Chippewa Falls, WI 54729, Royal is here to partner with you every step of the way. Let us help turn your business goals into reality!

Comprehensive List Of Services

Call to Action

We invite you to visit us at 17250 County Highway J Chippewa Falls Wi 54729 or give us a call at to learn more about how our services can benefit you. Join the Royal family today and experience personalized service that puts you first! For more information about becoming a member, check out our website at https://www.rcu.org/. Your financial journey starts here!

Commitment to Community

At Royal, we believe in supporting our community. Our services are designed not just to serve individual members but also to foster a sense of belonging and support within Chippewa Falls. We understand that every member has different needs whether it's saving for a new car, planning a vacation, or simply managing daily expenses and we're here to help you achieve those goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize digital banking options that allow you to handle your finances from the comfort of your home or on the go. With features like online banking, mobile payments, and e-statements, you can easily manage your accounts anytime, anywhere. You can even transfer money through person-to-person payments effortlessly, making it simple to share expenses with friends or family.

Personalized Banking Solutions

Whether you're looking for everyday banking services or specialized financial products, we've got you covered. Our primary offering includes ATM Services Only, ensuring that you have convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without worrying about long lines or inconvenient hours. With our ATM services, managing your finances has never been easier.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring that our services are user-friendly. With e-statements available, you can keep track of your financial activity without worrying about lost paper statements. Plus, our robust security measures help protect your information, giving you peace of mind as you bank online. Whether you're checking your account balance or making a payment from the comfort of your home or while out and about, our digital banking tools are here to help you manage your money with ease. Experience the convenience of modern banking at Royal today!

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also sign documents securely using our electronic signature authorization feature, making it easier than ever to complete transactions without the hassle of paperwork. For those who prefer to stay on-the-go, our mobile application provides all the features you need right in your pocket. You can send money to friends or family easily with our person-to-person transfers feature, and make purchases quickly using mobile payments.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $29,141,126, further highlighting our readiness to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 17250 County Highway J Chippewa Falls Wi 54729 or call to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we have various refinancing options available if you're looking to lower your payments or consolidate debt. Be sure to check out our eligibility requirements here for more information. Our dedicated team at Royal, located at 17250 County Highway J Chippewa Falls Wi 54729, Chippewa Falls, WI, is ready to assist you with any questions you may have about our loan products. You can reach us at for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Royal, we're here to help you secure the financing you need for a brighter financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and having access to funds can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our team is here to guide you through the process from start to finish.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and come with competitive interest rates and no hidden fees.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you gain access to a powerful tool designed to help you navigate the loan landscape with ease. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is fair and transparent, allowing you to make informed decisions without any hidden agendas. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. Unlike many comparison tools, LendMesh features no sponsored listings, meaning lenders are not prioritized based on paid promotions our goal is to provide unbiased results for all users. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users stay informed about current market conditions and find the best rates available for their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh can make a significant difference in your financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call-to-Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services That Simplify Operations

Comprehensive List Of Services

Call to Action

Commitment to Community

Digital Banking Convenience

Personalized Banking Solutions

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Growing Membership Trust

Member-Centric Savings

Operational Efficiency

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Additional Options

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community