Royal Credit Union Chippewa Falls WI

Introduction

At Royal, we believe that banking should be about more than just transactions; it's about building a community. Nestled in the heart of Chippewa Falls at 750 Tropicana Blvd, our branch has been serving members since 1964. With a commitment to providing personalized financial solutions, we have grown to support over 318,645 members with total assets of an impressive $5,362,983,803. Our dedicated team, led by CEO Brandon Riechers and Board President Tom Huffcutt, works tirelessly to ensure that every member feels valued and heard. With a robust net worth of $507,323,441 and total deposits reaching $295,241,638, we are well-equipped to meet your financial needs. We pride ourselves on our strong foundation, which includes a cash reserve of $35,908,334 and an extensive portfolio with over 230,650 loans and leases. While you can visit us at our Chippewa Falls location for personalized service, official correspondence should be directed to our mailing address: 750 Tropicana Boulevard, Chippewa Falls, WI 54729. Whether you're looking for loans, savings accounts, or financial advice, we're here to help you navigate your financial journey with confidence. We invite you to explore how Royal can make a positive impact on your life. Call us today at 715-726-2400 or visit our website at rcu.org to learn more about our services and how we can assist you. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Our roots run deep in Chippewa Falls and the surrounding areas. We are proud to contribute to local events and support various causes that make our community stronger. By working together with local organizations, we aim to create a positive impact that goes beyond just finances. While members can visit us at 750 Tropicana Blvd, official correspondence should be sent to the same address. You can reach us at 715-726-2400 during our operating hours under the School $ense program. As we look toward the future, we remain committed to innovation and growth while ensuring that we maintain ADA compliance and prioritize your needs with user-friendly digital tools like online banking and mobile payments. Join us at Royal and experience the difference of a credit union that puts people first. Discover how we can help you achieve your dreams together, let's build a brighter financial future! Visit us today or explore more about membership at Royal Credit Union.

Our Mission

At Royal, our mission is clear: we are dedicated to empowering our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, starting a business, or saving for the future. Our services extend beyond banking; we actively engage in community outreach initiatives and partnerships designed to uplift those around us. We understand that each member has unique needs, which is why we strive to offer personalized solutions tailored to your specific situation. Our focus on customer service means you can expect friendly assistance from our knowledgeable staff whenever you need help.

Branch Location & Accessibility

Accessibility Features

Your comfort and accessibility are important to us. Our branch complies with ADA standards, featuring ramps and designated parking spots to ensure everyone can access our services without hassle. We want every member of our community to feel welcomed and supported when they walk through our doors.

Call-to-Action

Ready to explore what we can offer? We encourage you to visit us or call at 715-726-2400 for any questions. The Royal team looks forward to assisting you with your financial journey right here in Chippewa Falls!

Operating Hours

We understand that your time is valuable! That's why we offer flexible hours under the School $ense program, allowing you to visit during times that suit your busy schedule. We invite you to come by and experience our friendly service firsthand.

Services Offered

At Royal, we pride ourselves on providing essential banking services tailored to your needs. Although we currently do not have ATM services or drive-thru banking available at this location, our team is always ready to assist you with personal banking inquiries and guidance.

Member Eligibility

Joining the Royal family at Royal is more than just opening an account; it's about becoming part of a community that genuinely cares for its members. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds, ensuring everyone feels at home here. To find out more about our eligibility criteria, feel free to check out our detailed resource at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account is a breeze and can be done online through our simple process. You can start your journey with us by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance, don't hesitate to call us at (715) 726-2400. We look forward to welcoming you to the Royal community located at 750 Tropicana Blvd Chippewa Falls Wi 54729, where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify transactions and enhance customer experiences. Picture your customers checking out smoothly with user-friendly payment options. Our services ensure you can focus on what you do best running your business while we handle the financial details. Visit us at 750 Tropicana Blvd Chippewa Falls Wi 54729 in Chippewa Falls, WI, or reach out at (715) 726-2400 to discover how our business banking and commercial services can empower your company today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATMs When You Need Them

While our branch currently focuses on providing ATM services only, rest assured that this feature allows you to access cash whenever you need it without hassle. We understand that sometimes cash is still king, so we ensure that our ATM network is reliable and accessible for all your withdrawal needs.

Banking Made Easy

In today's fast-paced world, convenience is key. That's why we provide easy access to essential banking services. Our online banking platform allows you to manage your accounts from anywhere, whether you're at home or on the go. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application offers features like mobile payments and person-to-person transfers, making it simpler than ever to handle your finances.

Join Our Community

At Chippewa Falls Middle School Rcu, we believe in building lasting relationships with our members. We encourage you to visit us at our branch in Chippewa Falls or give us a call at (715) 726-2400. Learn how we can support your financial goals today! If you're interested in becoming a member or opening an account, check out our website for more information on eligibility and the account opening process. Thank you for considering Royal as your financial partner. We look forward to serving you!

Personalized Support

Our friendly staff at Royal are always ready to assist you with any questions or concerns. Whether you're a first-time member or have been with us for years, we want you to feel comfortable reaching out for support. From understanding account options to discussing loans and savings plans, we're here to guide you every step of the way.

Digital & Online Banking

24/7 Access and Security

Our online banking services are available 24/7, so you can check balances, pay bills, and even apply for loans whenever it suits you. We prioritize your security with advanced encryption technologies to ensure that your personal information remains safe and sound. At Royal, we're committed to providing user-friendly solutions that simplify your banking experience while keeping it secure. Join us today and discover how easy it is to manage your finances with confidence! For more information or to get started, visit https://www.rcu.org/.

Key Features

One of the standout features of our online banking service is the ability to view e-statements. This not only helps you keep track of your transactions but also reduces paper clutter, allowing for a more eco-friendly approach to banking. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. Managing your money on-the-go is made easy with our mobile application. Whether you're making purchases through mobile payments or transferring money directly to friends and family via person-to-person transfers, everything is right at your fingertips. It's about giving you control over your finances whenever you need it.

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services and support. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $97,770 in used auto loans and $4,692,350,119 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is evident in our $36,141,946, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 750 Tropicana Blvd Chippewa Falls Wi 54729 or call (715) 726-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your monthly payments or reduce interest rates on your current auto loan.

Credit Lines

Our credit lines are designed for those who need quick access to funds without the hassle of applying for multiple loans. With a total available credit line amounting to $1,257,331,982, you can draw funds as needed while only paying interest on what you use. If you're interested in any of these loan products or need assistance determining your eligibility for our offerings, don't hesitate to reach out! You can contact us at 715-726-2400 or visit us at 750 Tropicana Blvd Chippewa Falls WI 54729. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about membership eligibility and how to apply for a loan with us, please visit our website at rcu.org. We look forward to helping you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. Our team is here to guide you through the process and help you find the best solution for your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees perfect for everyday spending or emergencies.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

ATMs When You Need Them

Banking Made Easy

Join Our Community

Personalized Support

Digital & Online Banking

24/7 Access and Security

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Join Our Community