Royal Credit Union Chippewa Falls WI

Introduction

Welcome to Royal, your trusted credit union located at 1200 Miles St, Chippewa Falls, WI 54729. Since our establishment in 1964, we have been dedicated to serving the financial needs of our community, proudly supporting over 318,000 members with a range of services designed to help you achieve your financial goals. With total assets exceeding $5.36 billion, we are not just a credit union; we are a partner in your financial journey. At Royal, we understand that every member is unique. That's why we offer personalized services and competitive rates on loans, savings, and deposits, including more than $295 million in total deposits. Our commitment to you goes beyond numbers; it's about building relationships grounded in trust and reliability. Whether you're looking for a home loan or need assistance with managing your finances, our team is here to guide you every step of the way. Led by CEO Brandon Riechers and Board President Tom Huffcutt, our experienced team of over 855 employees is dedicated to providing you with exceptional service. We believe in investing back into our community and ensuring that each member feels valued and supported. While members can visit us at our Chippewa Falls location for all their banking needs, official correspondence should be sent to 1200 Miles Street, Chippewa Falls, WI 54729. Ready to take control of your financial future? Call us today at 715-726-2405 or explore our website at rcu.org for more information about how we can assist you!

Branch History & Mission

A Legacy of Community Support

From our humble beginnings at 1200 Miles St, we have expanded our offerings and services to meet the evolving needs of our members. Our total assets now stand at an impressive $5,362,983,803, reflecting our commitment to prudent management and growth. We are not just about numbers; we are about people. Our dedicated team works tirelessly to ensure that every member feels valued and supported.

Commitment to Innovation

As technology advances, so do we. Royal offers online banking services that allow members to manage their finances conveniently from home or on-the-go. With features like mobile payments and e-statements, we ensure that accessing your accounts is both easy and secure. Our commitment extends beyond traditional banking; we are focused on creating an inclusive environment where everyone has access to the tools they need for financial success.

Community Engagement

Our partnerships within the Chippewa Falls area highlight our dedication to community engagement. We actively participate in local events and initiatives aimed at improving the lives of those around us. By working hand-in-hand with various organizations, Royal fosters a strong sense of belonging among its members and neighbors alike.

Join Us Today!

As we look towards the future, we invite you to become part of the Royal family. Experience firsthand how we can help you navigate your financial journey with confidence and ease. Reach out today by calling us at 715-726-2405 or visit our website at www.rcu.org. Together, let's build a brighter financial future!

Our Mission

At Royal, our mission is clear: we exist to serve you. We aim to enhance the quality of life for our members and their families by providing affordable financial solutions while fostering a sense of community. Whether it's securing loans for new homes or providing advice on saving for the future, we strive to offer personalized service that meets your unique needs. While you can visit us at our branch location in Chippewa Falls, official correspondence should be sent to our mailing address at 1200 Miles Street, Chippewa Falls, WI 54729 if it differs from your visit.

Branch Location & Accessibility

Easy Access for Everyone

At Royal, we believe banking should be accessible to everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate our space with ease. While parking is available right outside our door, if you need assistance or have questions about our services, our team is always ready to help.

Operating Hours Designed for Your Convenience

We know that life can get busy, which is why our operating hours are tailored to fit your schedule. While we operate under the School $ense program during school hours, we encourage you to reach out via phone at 715-726-2405 if you have specific inquiries or need assistance outside these hours.

Services Tailored Just for You

At Royal, we pride ourselves on offering a range of services that cater to your unique financial needs. Although we currently do not have ATM services or drive-thru banking at this location, our dedicated team is always available to provide personalized service and support during your visit. While members can visit us at 1200 Miles St, official correspondence should be sent to the same address since our mailing address is the same as the branch address. We invite you to stop by and experience the welcoming atmosphere at Royal. Whether you're looking to open a new account or simply have questions about our offerings, we're here for you! Come visit us today!

Member Eligibility

At Royal, we believe that becoming a member is about joining a warm, supportive community where your financial well-being is our priority. If you're wondering how to get involved, it's simple! Membership is open to anyone who lives or works in the areas we serve, including Chippewa Falls and beyond. Whether you're a student, a professional, or simply someone looking for better financial options, there's a place for you here. Plus, as a member of Royal, you'll enjoy access to personalized services, lower loan rates, and various resources designed to help you achieve your financial goals. To learn more about specific eligibility requirements and see if you qualify, check out our detailed information at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. When you're ready to take the next step and open an account with us, visit https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain for easy instructions. If you have any questions or need assistance, don't hesitate to reach out at (715) 726-2405. We're excited to welcome you to the Royal family at 1200 Miles St Chippewa Falls Wi 54729!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having the right tools is crucial. Our merchant services can help simplify transactions and improve customer experiences. Imagine being able to accept payments seamlessly at your storefront or online, allowing you to focus more on what matters most your business. Whether you're a local retailer or a service provider, our solutions are designed to fit your unique needs. Visit us at 1200 Miles St Chippewa Falls Wi 54729 in Chippewa Falls, WI, or give us a call at (715) 726-2405 to learn how we can partner with you on your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Convenience

In today's busy world, we understand that managing your finances should be as easy as possible. That's why Royal offers essential services like ATM Services Only. This means you can access your cash quickly and efficiently whenever you need it. Our ATMs are strategically placed to ensure you can find one nearby, making it easier for you to handle daily transactions without hassle.

Digital Banking Features

In addition to traditional banking options, we embrace digital solutions that enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been more convenient. You can check your balance, pay bills, or transfer funds from the comfort of your home or on the go. Imagine being able to settle your accounts while waiting for a coffee or during your lunch break!

Get Started Today

At Royal, we're committed to making banking accessible and straightforward for everyone in our community. If you're interested in learning more about our services or becoming a member, don't hesitate to reach out! Call us at (715) 726-2405 or visit us at 1200 Miles St Chippewa Falls Wi 54729. We look forward to serving you and being a part of your financial journey!

Member-Focused Solutions

We know that every member has unique financial needs. That's why we strive to offer solutions that cater to different stages of life. From students needing their first checking account to families saving for a home, our services aim to support all your financial journeys. If you ever need assistance or advice on choosing the right products, our team at Hillcrest Elementary Rcu is always here for you.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.rcu.org/, you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. No more waiting in line; everything you need is right at your fingertips.

Go Green with E-Statements

Enjoy the benefits of going paperless with e-statements! With this feature, you can receive your bank statements electronically, reducing clutter while keeping your financial information organized and easily accessible.

Mobile Application

For those who prefer managing their finances on their smartphones, our mobile application provides an easy-to-use interface where you can access all the features you love about online banking. Whether you're paying for groceries or sending money to friends, our mobile app has got you covered.

Mobile Payments Made Easy

For added convenience, we also support mobile payments. This means you can make purchases directly from your phone no need for cash or cards. Just tap and go! At Royal, we are committed to providing a user-friendly experience that fits into your lifestyle. Embrace the future of banking with us today! Visit https://www.rcu.org/ to explore all our digital banking services.

Quick and Secure Transactions

Need to send money quickly? Our person-to-person transfers make it easy to share funds with family or friends without hassle. Plus, with electronic signature authorization available, signing documents online is both safe and straightforward. You can rest assured that your personal information is protected every step of the way.

Financial Strength

Commitment to Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $29,141,126, emphasizing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1200 Miles St Chippewa Falls Wi 54729 or call (715) 726-2405 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational expenses, we are here to assist you. We encourage you to reach out if you have any questions about our loan offerings or if you'd like to discuss how we can help meet your financial needs. You can contact us at 715-726-2405 or visit us at 1200 Miles St Chippewa Falls WI 54729. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our lending options today and discover how Royal can help pave your way to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We strive to make the home-buying process straightforward and stress-free. If you're considering refinancing your existing mortgage, we can help explore eligibility options tailored for your situation.

Unsecured Credit Card Loans

Managing expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This option provides convenience and peace of mind for unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects real-time offers without any hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach helps users compare options on equal footing. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, having current data at your fingertips is invaluable. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Community Support

Commitment to Innovation

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Easy Access for Everyone

Operating Hours Designed for Your Convenience

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Banking Convenience

Digital Banking Features

Get Started Today

Member-Focused Solutions

Digital & Online Banking

Convenient Online Banking

Go Green with E-Statements

Mobile Application

Mobile Payments Made Easy

Quick and Secure Transactions

Financial Strength

Commitment to Growth

Growing Trust

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundations

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community