Royal Credit Union Chippewa Falls WI

Introduction

Welcome to Royal, your trusted financial partner located at 615 A St, Chippewa Falls, WI 54729. Since our establishment in 1964, we have been dedicated to serving our community with integrity and personalized service. Our commitment is evident in our impressive growth, boasting a total membership of 318,645 individuals who have chosen us for their banking needs. At Royal, we pride ourselves on our strong financial foundation. With total assets of $5,362,983,803 and total deposits reaching $295,241,638, we ensure that your money is safe and secure. Our net worth stands at $507,323,441, reflecting our stability and reliability in the credit union landscape. Additionally, we maintain a robust cash reserve of $35,908,334, allowing us to meet member needs promptly. Our team is led by CEO Brandon Riechers and Board President Tom Huffcutt, who are deeply committed to fostering a supportive environment for all members. Together with our dedicated staff of 855 employees, we strive to provide exceptional service tailored to each member's unique financial journey. We understand the importance of community involvement and are proud of the positive impact we make in Chippewa Falls and beyond. Whether you're looking for personal loans or savings options, we offer a wide range of services designed to help you achieve your financial goals. For any inquiries or assistance, feel free to reach out to us at 715-726-2411. We invite you to explore our website at rcu.org for more information about our services and how we can assist you today. Your journey towards financial well-being starts here with Royal!

Branch History & Mission

At Royal, we take pride in our rich history and commitment to serving the community of Chippewa Falls, WI. Established in 1964, our branch has grown alongside our members, evolving to meet their needs while staying true to our mission: providing accessible financial services and fostering community support. Located at 615 A St, Chippewa Falls, WI 54729, our branch is conveniently situated near local schools and parks, making it easy for families to visit us. Over the years, we have welcomed a total membership of 318,645 individuals who trust us with their financial journeys. Our assets have reached an impressive $5,362,983,803, reflecting our robust growth and stability. Royal's mission is clear: we aim to empower our members through personalized financial solutions that promote economic well-being. We believe that banking should be more than just transactions; it should be about building relationships and supporting the aspirations of our community. Our services include everything from personal loans to educational resources for financial literacy. While members can visit us at 615 A St, official correspondence should be sent to 615 A Street, Chippewa Falls, WI 54729 if necessary. We are proud to provide a welcoming environment with operating hours designed to accommodate school schedules and busy lifestyles. As a forward-thinking institution, we understand the importance of technology in today's world. Our branch offers digital banking options such as online banking and mobile payments for added convenience. Though we currently do not have ATM services or drive-thru banking available, we are committed to ensuring ADA compliance so everyone can access our services easily. Community involvement is at the heart of what we do. Through various outreach efforts and partnerships with local organizations, Royal actively contributes to the betterment of Chippewa Falls. Whether it's sponsoring events or providing financial education workshops, we strive to make a positive impact. Join us at Royal in Chippewa Falls and experience how we can help you achieve your financial goals while contributing to the community's growth. Together, let's build a brighter future! For more information or to become a member, please call us at 715-726-2411 or visit our website at www.rcu.org.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have features that ensure all members can enjoy our services comfortably. There's ample parking available nearby, making it convenient for everyone. The entrance is ADA compliant with ramps and wide doors to accommodate all visitors.

Operating Hours

We know your time is valuable! Our operating hours are tailored to fit your busy schedule, making it easier for you to drop by when you need us most.

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, our staff is here to assist you with a variety of services that meet your financial needs. From account inquiries to loan information, we're dedicated to providing personalized assistance. We invite you to stop by or give us a call at 715-726-2411 if you have any questions or need assistance. Your financial well-being is our priority, and we look forward to serving you soon!

Member Eligibility

At Royal, becoming a member means joining a community that truly cares about your financial well-being. If you're looking to enjoy personalized service and a range of benefits, you might be wondering how to get started. Membership is open to anyone who lives, works, or worships in the area, making it easy for local residents to join our supportive family. We aim to create an inclusive environment where everyone can thrive financially. For more specific eligibility criteria, feel free to check out our detailed information at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account is straightforward! You can start your journey towards membership by visiting us at our branch located at 615 A St Chippewa Falls Wi 54729 or by giving us a call at (715) 726-2411. We're here to help you every step of the way, making sure you have all the resources you need for a smooth transition into membership. Ready to take the next step? Explore how easy it is to open an account with us at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. We're excited to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments seamlessly while focusing on your customers. Our merchant services provide that ease, allowing you to accept various payment methods without the hassle. This means you can spend more time growing your business and less time worrying about transactions. At Royal, we are dedicated to empowering local businesses in Chippewa Falls, WI. Join us today and see how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is essential. That's why we provide online banking that allows you to manage your accounts right from your phone or computer. You can pay bills, check balances, and transfer funds with just a few clicks. With our mobile application, banking is literally at your fingertips. Whether you're at home or on the go, we've made it simple for you to stay connected to your finances.

Everyday Banking Needs

One of the key services we offer at Southview Elementary Rcu is ATM Services Only. This means you can easily access your funds whenever you need them, without any hassle. Imagine being on a road trip and needing cash for a quick snack or gas; our ATM services ensure that you're never far from your money.

Get Started Today!

At Royal, we strive to create an environment where everyone feels welcome and supported in their financial journey. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! You can contact us at (715) 726-2411 or visit our website at https://www.rcu.org/. Join us today and experience banking designed with you in mind!

Security and Accessibility

Safety is paramount when it comes to handling your money. We utilize electronic signature authentication to ensure that your transactions are secure while maintaining easy access to your accounts. Plus, features like e-statements help keep track of your transactions without the clutter of paper statements.

Digital & Online Banking

Mobile Application

For those who prefer banking on the go, our mobile application is a must-have. It's designed for ease of use, allowing you to manage your accounts right from your smartphone. Whether you're checking balances or making payments, everything is just a tap away. At Royal, we are committed to providing you with the best digital banking experience possible. Explore our online banking services today at https://www.rcu.org/ and take control of your financial journey!

Online Banking Services

With our 24/7 online banking options available at https://www.rcu.org/, you can access your accounts anytime, anywhere. Check balances, pay bills, or transfer funds with just a few clicks. Our user-friendly interface ensures that managing your finances is straightforward and hassle-free.

Real-Time Account Management

Stay on top of your finances with real-time account management tools. Our e-statements are available for easy access, helping you track your spending without the clutter of paper statements. If you ever need to send money quickly, our person-to-person transfer feature makes it simple to send money directly from your account to someone else's perfect for splitting bills or sending gifts.

Security Features

Your security is our top priority. We offer electronic signature authorization, so you can sign documents securely without having to visit a branch. Plus, our mobile payments feature allows you to make purchases safely using your smartphone, adding an extra layer of convenience to your daily transactions.

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want a credit union that you can trust to protect your hard-earned money while helping you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,726,403 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $97,770 in used auto loans and a total of $4,696,350,119 in loans and leases available. Our impressive net income of $36,141,946 reflects our operational efficiency and ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 628,543, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 615 A St Chippewa Falls WI 54729 or call 715-726-2411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the most competitive rates in the industry. We have already issued over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans to our members, helping them get on the road with ease. Whether you're considering a brand-new model or a reliable used option, we have financing solutions that fit your budget.

Credit Lines and Commercial Loans

For those who need extra flexibility or are running a business, our total credit lines amounting to $1,257,331,982 can provide the necessary support. Additionally, for business owners looking for growth opportunities, our outstanding commercial loans total $1,433,801,712, ensuring you have access to the capital needed for expansion. We invite you to explore all these lending options at our branch located at 615 A St Chippewa Falls Wi 54729. You can reach us at 715-726-2411 for any inquiries or assistance with your application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward securing financing that works for you or want more details about refinancing options and eligibility criteria, feel free to visit us or check out our website for more information. Let Royal be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, designed to support you through each step of the process. Our experienced team is here to guide you through eligibility requirements and refinancing options if you're looking to take advantage of lower rates.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans. With a total of $114,373,761 in these loans available, our cards are designed to help you handle unexpected costs while keeping your finances under control.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.

Royal

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Digital Banking Convenience

Everyday Banking Needs

Get Started Today!

Security and Accessibility

Digital & Online Banking

Mobile Application

Online Banking Services

Real-Time Account Management

Security Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community