Royal Credit Union Chippewa Falls WI | Quick Personal Loans & Top Checking

Introduction

Welcome to Royal, your trusted financial partner in the heart of Chippewa Falls! Located at 215 Bay St, Chippewa Falls, WI 54729, our branch has been serving the community since 1964. With a strong commitment to our members, we proudly support over 318,645 individuals who rely on us for their financial needs. At Royal, we understand that banking is about more than just transactions; it's about building relationships and providing personalized services that make a difference. As of now, we have total assets amounting to an impressive $5,362,983,803, with total deposits reaching $295,241,638. Our net worth stands strong at $507,323,441, ensuring your money is safe and sound. We also boast a total loan portfolio of 230,650, empowering our members to achieve their dreams through auto loans, mortgages, and personal financing options. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 215 Bay Street, Chippewa Falls, WI 54729. Our dedicated team of 855 employees, led by CEO Brandon Riechers and Board President Tom Huffcutt, is here to help you navigate your financial journey with confidence. We invite you to explore the wide range of services available at Royal from checking and savings accounts to rewarding credit cards and business loans. With convenient online and mobile banking options, managing your finances has never been easier! For any inquiries or assistance, feel free to call us at 715-833-8111. Join us at Royal today and experience banking that puts you first! Visit our website at www.rcu.org for more information on how we can serve you better. Your financial well-being is our priority!

Branch History & Mission

Community-Centric Services

Royal offers a variety of services designed with you in mind. Our operating hours are convenient Monday through Thursday from 8 AM to 5 PM, Friday until 6 PM, and Saturday from 8 AM to noon making it easy for you to stop by whenever you need assistance. With ATM availability and drive-thru banking services, we ensure you have access to your funds when you need them most. While members can visit us at 215 Bay St Chippewa Falls WI 54729 for all their banking needs, official correspondence should be sent to our mailing address at 215 Bay Street, Chippewa Falls, WI 54729 if different from the branch address. As we look towards the future, we remain committed to embracing digital advancements while ensuring compliance with ADA standards so that everyone can enjoy our services without barriers. We invite you to become a member of Royal today and experience firsthand the benefits of being part of a credit union that truly cares about its members and its community. Join us on this journey toward financial empowerment! For more information on membership eligibility or how to open an account, visit our website or call us at 715-833-8111. Your future starts here!

Our Mission

Our mission at Royal is clear: we strive to empower our members by providing personalized financial solutions that enhance their lives. We believe in making banking accessible and straightforward. Whether you're looking for a checking account, an auto loan, or mortgage refinancing options, we aim to offer services that cater to your unique needs. But our commitment extends beyond just financial services. We actively engage with the Chippewa Falls community through various outreach programs and partnerships aimed at fostering growth and prosperity. We understand that when our members thrive, so does our community.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services without hassle. Plus, there is ample parking available right outside the branch, making your visit convenient whether you're driving through or coming in on foot.

Call to Action

We invite you to visit us today at our Chippewa Falls Downtown Office! Our friendly team is ready to help you with all of your banking needs. If you have any questions or would like more information about our services, feel free to give us a call at 715-833-8111. We look forward to serving you!

Operating Hours

Our doors are open to assist you during flexible hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to noon. We strive to accommodate your busy schedule so that you can easily manage your banking tasks.

Services Offered

At Royal Credit Union, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Enjoy quick access through our ATM or utilize our drive-thru banking for deposits and withdrawals all while staying comfortably in your vehicle.

Member Eligibility

At Royal, we believe that becoming a member is like joining a welcoming family where everyone is supported and valued. If you're interested in joining us, you'll be pleased to know that eligibility is open to various individuals, including those who live, work, worship, or attend school in our community. Plus, family members of current members are also welcome! This means if you have ties to the Chippewa Falls area or know someone already part of our credit union, you're likely on the path to membership. For more specific details about the criteria, feel free to visit our eligibility page at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account with us is a simple and straightforward process. You can easily get started by visiting us online through this link: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance along the way, don't hesitate to give us a call at (715) 833-8111. We're excited to help you take this important step toward financial empowerment at Royal, located conveniently at 215 Bay St Chippewa Falls Wi 54729. Join us today and experience all the benefits of being part of our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services provide essential tools to help streamline your payment processes. Picture this: you're at a busy market, and a customer wants to buy your product but only has a credit card. With our merchant services, you can easily accept various forms of payment, ensuring you never miss a sale. Located at 215 Bay St Chippewa Falls Wi 54729, Chippewa Falls, WI, we are here to partner with you on your journey to success. Connect with us today!

Comprehensive List Of Services

Business Banking

For those who are entrepreneurs or running small businesses, we understand the unique challenges you face. Our business banking services include merchant services and business loans tailored to help you thrive. From accepting payments easily to securing funding for expansion, we're by your side every step of the way.

Convenient Access

In addition to traditional banking services, we also offer ATM and cash withdrawal services so that you have access to your funds whenever you need them. With our drive-thru banking option available for simple transactions like deposits and withdrawals, you can get in and out quickly without hassle. We recognize that life can be busy, which is why we've made accessing financial services as convenient as possible. Our online tools like person-to-person payments ensure that sending money is quick and straightforward perfect for splitting bills with friends or paying back family members. If you're ready to explore how Royal can make your financial life easier, feel free to reach out at (715) 833-8111 or visit us at 215 Bay St Chippewa Falls Wi 54729 in Chippewa Falls, WI. Join us today and take advantage of all the resources we offer! Visit us online at Chippewa Falls Downtown Office for more information on becoming a member and opening an account!

Credit Cards

Don't forget about our credit cards with rewards! Whether you're using them for everyday purchases or planning a special trip, these cards allow you to earn points that can be redeemed for various rewards. It's like getting paid back for spending money!

Loans and Financing

If you're thinking about buying a car or refinancing your home, look no further than our auto loans and mortgage products. Our competitive rates on vehicle financing can help you hit the road in style without breaking the bank. Plus, if you need extra cash for a big purchase or want to consolidate debt, our personal loans are here to help.

Personal Banking

We offer various personal banking options that include checking and savings accounts tailored to fit your lifestyle. With easy access to your funds through our online and mobile banking platforms, managing your finances has never been simpler. Imagine being able to check your balance or transfer money while waiting in line for coffee our mobile app makes it all possible!

Digital & Online Banking

Accessibility and Ease of Use

Need to send money to a friend? Our person-to-person transfer feature makes it effortless to share funds instantly. Plus, if you love using mobile payments, you're in luck! Our services support various mobile payment options for quick and secure transactions. With 24/7 access to online banking services, managing your finances has never been easier. Whether it's checking your balance late at night or setting up recurring payments during your lunch break, Royal ensures that you're always connected to your accounts. Experience the freedom of digital banking with us today!

Key Features

Our online banking platform at https://www.rcu.org/ allows you to view your account balances, pay bills, and transfer money with ease. You can also set up electronic statements, making it simple to stay organized while keeping your sensitive information secure. If you're always on the go, our mobile application brings all these features directly to your smartphone, so you can bank wherever you are.

Security First

Your security is our priority. We utilize advanced encryption technology to protect your personal information while enabling features like electronic signature authorization for transactions. This means you can sign documents electronically without the worry of potential fraud.

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports our community and meets your banking needs. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation and improvement is reflected in our $467,726,403 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $97,770 in used auto loans and $4,692,350,119 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $36,141,946, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 215 Bay St Chippewa Falls Wi 54729 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Royal, we understand that finding the right loan can make a significant difference in your financial journey. Whether you're looking to purchase a new vehicle, buy a home, or manage your day-to-day expenses, our loan products are designed with you in mind. Located at 215 Bay St, Chippewa Falls, WI 54729, we invite you to explore our diverse offerings tailored to meet the needs of our community. With over 230650 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out in particular; if you're looking to buy a new car, you'll be pleased to know we offer some of the lowest rates in the industry. Currently, we have $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977. We aim to make buying or refinancing simple and accessible. If you're interested in managing your finances effectively through credit options, we provide flexible terms on unsecured credit card loans. We've issued a total of $114,373,761 in these loans to assist members in navigating their financial commitments. For business owners seeking capital for growth and expansion, our outstanding commercial loans total $1,433,801,712, offering essential support for your business endeavors. We also cater to various eligibility options and refinancing opportunities that may suit your needs better be sure to inquire about these when you contact us! Our dedicated team is available for any questions you might have at 715-833-8111 during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you find the right loan product that fits your life!

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Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans