Royal Credit Union Chippewa Falls WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Royal, your trusted financial partner located at 1031 Woodward Ave, Chippewa Falls, WI 54729. Established in 1964, we have proudly served our community for decades, helping over 318,000 members achieve their financial dreams. With total assets exceeding $5.36 billion, we are committed to providing a secure and supportive banking experience tailored to your needs. At Royal, we understand that every member has unique financial goals. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business financing. Our dedication is reflected in our impressive figures: we manage more than $295 million in deposits and have issued over 230,650 loans and leases to support our members' aspirations. Our leadership team is here to serve you with integrity and care. Under the guidance of CEO Brandon Riechers and Board President Tom Huffcutt, our skilled staff of 855 employees is ready to assist you with any inquiries or services you may need. Whether you're visiting us at our branch or reaching out by phone at 715-833-8111, we're here to ensure your banking experience is smooth and satisfying. While members can visit us at our Chippewa Falls location, official correspondence should be sent to 1031 Woodward Avenue, Chippewa Falls, WI 54729 if different from the branch address. Explore how Royal can help you thrive financially today! For more information about our services or to become a member, please visit our website at www.rcu.org or call us directly. We look forward to serving you!

Branch History & Mission

Community and Services

With convenient operating hours from Monday through Friday, 10 AM - 6 PM and Saturday from 10 AM - 2 PM, we make it easy for you to access our services. Our branch features ATM availability and drive-thru banking options for added convenience. Whether you're stopping by for a quick transaction or looking for comprehensive financial advice, we're here for you. While members can visit us at 1031 Woodward Ave, official correspondence should be sent to 1031 Woodward Avenue, Chippewa Falls, WI 54729 if different. If you're ready to experience the benefits of being part of a supportive credit union that truly cares about its members and community, we invite you to join Royal today! For more information about membership eligibility or how to open an account, visit us online at Royal Credit Union or call us at 715-833-8111. Together, let's build a brighter financial future!

Our Mission

At Royal, our mission is not just about offering banking services; it's about making a real impact in people's lives. We are dedicated to providing personalized financial solutions that cater to the unique needs of each member. Whether it's through checking and savings accounts, auto loans, or mortgage financing, we aim to be your trusted partner on your financial journey. We believe in giving back to the communities we serve. That's why we actively participate in outreach programs and local events, fostering relationships that strengthen our community bonds. Our initiatives extend beyond banking by supporting local charities and educational programs, we aim to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Royal Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and other accommodations so everyone can enjoy seamless banking services. If you have any special requirements during your visit, don't hesitate to let us know we're here to assist!

Convenient Access and Nearby Landmarks

Situated in the heart of Chippewa Falls, our branch is just a stone's throw away from popular local spots like the beautiful Irvine Park and the charming downtown area. This prime location makes it easy for you to combine your banking errands with a visit to nearby shops or restaurants. Parking is available right outside our branch for your convenience, ensuring that your visit is hassle-free.

Join Us Today!

We invite you to stop by our Chippewa Falls South Office today! If you have any questions or need assistance before visiting, feel free to give us a call at 715-833-8111. At Royal Credit Union, we're dedicated to making your banking experience as enjoyable and efficient as possible!

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Our drive-thru service allows you to conduct basic transactions without leaving your vehicle, making it even easier for you to manage your finances on the go. In addition to traditional banking services like checking and savings accounts, we also provide auto loans, mortgage loans, personal loans, and credit cards with rewards. For those who prefer digital banking options, we offer online and mobile banking solutions so you can manage your accounts anytime, anywhere.

Member Eligibility

At Royal, we believe that becoming a member is like joining a family where your needs are prioritized and your financial goals are supported. If you're wondering whether you can become part of our community, we welcome individuals who live, work, worship, or attend school in the areas we serve. This means that if you're connected to Chippewa Falls or surrounding regions, you might already be eligible! It's easy to find out more; just visit our eligibility page for detailed information. Joining Royal opens doors to a range of benefits from personalized banking services to competitive loan rates. We strive to make the membership process straightforward and welcoming. Once you're ready to take the next step, opening an account is a breeze! You can get started by checking our account opening page. If you have any questions or need assistance, don't hesitate to call us at (715) 833-8111. We look forward to welcoming you to our community at 1031 Woodward Ave Chippewa Falls Wi 54729!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine easily accepting credit cards and mobile payments, freeing you up to focus on what you do best running your business. Our user-friendly solutions make transactions smooth and efficient, giving you more time to engage with customers and grow your brand. Located at 1031 Woodward Ave Chippewa Falls Wi 54729 in Chippewa Falls, WI, we're here to partner with you every step of the way. Let's work together to turn your business dreams into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Accessibility is essential for our members. Enjoy hassle-free transactions at our ATM and drive-thru services located conveniently at our branch. Whether it's making deposits or withdrawing cash, we've got you covered with quick service during regular operating hours Monday through Friday from 10 am to 6 pm and Saturday from 10 am to 2 pm. At Royal, we aim to be more than just a place to bank; we want to be a partner in your financial journey. If you're ready to explore these services further or if you have any questions about how we can assist you better, don't hesitate to reach out! Call us at (715) 833-8111 or visit us online at Chippewa Falls South Office. Your financial future starts here!

Business Banking Solutions

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored to help you grow your business. Whether you're just starting out or looking to expand, we're committed to providing the resources necessary for your success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Royal, we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking, you can check balances, transfer funds, pay bills, and even send money to friends or family all from the comfort of your smartphone or computer.

Personal Banking Services

When it comes to personal banking, we offer a variety of options to help you manage your finances effectively. Our checking and savings accounts are designed with your lifestyle in mind, ensuring you have easy access to your money whenever you need it. Whether you're saving for a special occasion or managing daily expenses, our accounts come with features that suit everyone. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. We understand that buying a car is a significant investment, and we're here to make the process as smooth as possible. If homeownership is on your radar, our mortgage loans and refinancing solutions can help you find the right fit for your budget. We know that every homeowner's journey is unique, so we work closely with you to ensure you're informed every step of the way.

Personal Loans & Credit Options

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that give you the financial support you need without added stress. Our credit cards come with rewards, making everyday purchases even more rewarding.

Digital & Online Banking

Key Features

Our 24/7 online banking services ensure that you can check balances, transfer funds, and pay bills whenever it suits you. Whether it's early morning or late at night, your banking needs are just a click away. You can also enjoy e-statements, making it easy to keep track of your financial activity without the clutter of paper statements. For those times when you need to send money quickly, our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps on your phone. Plus, if you're always on the move, you'll love our mobile application, which provides all the essential banking features right in your pocket.

Security and Convenience

Security is a top priority for us. With electronic signature authorization, signing documents online is safe and straightforward. You won't have to worry about any unnecessary delays everything is handled securely and efficiently. And if you're looking for an easy way to make purchases without reaching for your wallet, our mobile payments feature has got you covered. Use your smartphone to pay quickly and safely wherever you're shopping. At Royal, we strive to provide tools that not only enhance accessibility but also support real-time account management. Our goal is to empower you with the resources needed to manage your finances effectively while ensuring a smooth and enjoyable banking experience. Visit us today at https://www.rcu.org/ and explore how our digital banking solutions can benefit you!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $29,141,126. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1031 Woodward Ave Chippewa Falls Wi 54729 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $97,770 in used auto loans and $4,692,350,119 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you thinking about purchasing a vehicle? Our auto loans provide some of the lowest rates in the industry. We have already issued $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans. This means many members are already enjoying the benefits of getting on the road with a reliable vehicle.

Business Financing

For those who own a business or are considering starting one, we also offer commercial loans. Our outstanding commercial loans amount to $1,433,801,712, providing vital capital needed for growth and expansion.

Mortgage Loans

If homeownership is on your mind, our mortgage options can help. We offer Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977. Whether you're looking to buy or refinance your home, our straightforward process ensures that you have the support you need every step of the way.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, refinancing options are available across many of our loan products. It's worth exploring how we can help you save money while achieving your financial goals. Our team is here to assist you in navigating these options and finding the best fit for your needs. To learn more about eligibility and how to become a member at Royal, please visit our website. For direct assistance or inquiries about specific loan products, feel free to call us at 715-833-8111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing your finances can be easier with our unsecured credit card loans. We provide flexible terms that have helped members manage their spending effectively, with a total of $114,373,761 in unsecured credit card loans available.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for its focus on transparency and reliability: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, putting your needs first. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how the platform can lead to significant savings and satisfaction. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reputable financial institutions ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh aims to give you peace of mind as you explore your loan options.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community and Services

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Access and Nearby Landmarks

Join Us Today!

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Solutions

Digital Banking Features

Personal Banking Services

Personal Loans & Credit Options

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

Growing Member Base

Operational Efficiency

Reinvesting in Our Members

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community