Whether you're looking for personal banking solutions or have questions about loans, we're here for you! We invite you to stop by and experience the friendly service that makes Royal a valued member of the Balsam Lake community. Don't hesitate to call us if you have any questions your journey towards better banking starts here!
At Royal, we understand that accessibility matters. Our branch offers ample parking and is designed to be ADA compliant, ensuring everyone can visit us with ease. While you're here, take advantage of our friendly staff who are ready to assist you with any questions or banking services you may need. While members can visit us at 1908 150th St, official correspondence should be sent to the same address as our mailing address.
We are committed to being available when you need us. Our operating hours reflect our dedication to serving our members effectively. You can reach us at (715) 825-2101 during regular business hours for assistance or inquiries about your accounts. Although we do not currently offer ATM services or drive-thru banking at this location, our team is always here to help with all your financial needs inside the branch.
Imagine being able to accept payments easily, manage transactions efficiently, and provide a smooth experience for your customers. Our merchant services are here to do just that. From credit card processing to online payment solutions, we help streamline your operations so you can focus on what matters most growing your business. Whether you're based in Balsam Lake at 1908 150Th St Balsam Lake Wi 54810 or serving customers across Wisconsin, Royal is dedicated to providing the resources you need for success. Let us be your trusted partner on this journey!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.
We recognize the importance of digital banking in today's fast-paced world. With features like online banking and mobile applications, you can manage your accounts from anywhere at any time. Whether you're checking your account balance during lunch or transferring funds while waiting in line, our digital tools offer ease and flexibility. If you're considering becoming a member or want more information about how we can help you on your financial journey, don't hesitate to reach out! You can contact us at (715) 825-2101 or visit us online at [https://www.rcu.org/](https://www.rcu.org/). We look forward to serving you and helping you achieve your financial dreams at Royal!
Understanding that convenience is key, Royal offers accessible banking services tailored for our community. We provide ATM Services Only, ensuring you can easily access your funds whenever you need them. Imagine being able to withdraw cash, check your balance, or make deposits without hassle all while having the peace of mind that comes from banking with a credit union that prioritizes its members.
At Royal, we know that managing finances can sometimes feel overwhelming. That's why we are here to guide you through various options available, from personal loans to savings accounts. While we currently focus on ATM services, our commitment to member education means we're always prepared to discuss future offerings that may align with your needs.
Imagine being able to make mobile payments directly from your phone without any hassle. Our mobile payments feature enables you to shop securely with just a few clicks. With everything streamlined in one place, you'll experience real-time account management that keeps you in control of your finances. At Royal, we strive to make banking not just convenient but enjoyable too. Our user-friendly interface ensures that whether you're tech-savvy or new to digital banking, you'll find everything you need right at your fingertips. Discover how easy banking can be by exploring our digital services today!
Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds effortlessly. With our mobile application available for download, managing your finances is just a tap away. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it easy and quick. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, reducing paper clutter while keeping all your financial documents organized and easily accessible.
With $467,726,403 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity for lending is robust, with $97,770 in used auto loans and $4,692,350,119 in total loans and leases supporting your financial goals across various sectors.
We prioritize your savings. Members' funds are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $31,998,374, we ensure that our resources remain dedicated to serving you through better loan rates and exclusive perks.
Our $20,122,401 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees who are always ready to assist you with knowledgeable service.
With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 9.46%, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
We are honored to have a growing member base, with a total of 628,543 share accounts reflecting the trust you place in us. Additionally, our net shares available for lending stand at $29,141,126, further demonstrating our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1908 150Th St Balsam Lake Wi 54810 or call (715) 825-2101 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We aim to make your auto financing as smooth as possible. Our team is here to assist you with refinancing options and eligibility checks to ensure you find the best deal for your situation.
For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $1,433,801,712 are available to support your business journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in exploring any of these loan options or learning more about eligibility requirements and refinancing opportunities available at Royal Credit Union, please feel free to contact us at 715-825-2101. We're here to help you navigate your financial future!
For those who need flexibility in their finances, we offer total credit lines amounting to $1,257,331,982. In addition, our unsecured credit card loans total $114,373,761, providing members with easy access to funds for unexpected expenses or planned purchases. Our credit card terms are designed with your needs in mind.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, making buying or refinancing simple. We are committed to guiding you through the mortgage process with transparency and support every step of the way.
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