Royal Credit Union Altoona WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Royal, your trusted credit union located at 1159 Blazing Star Blvd, Altoona, WI 54720. Since our establishment in 1964, we've been dedicated to serving our community and providing financial solutions tailored to your needs. With a membership base of over 318,645 individuals, we pride ourselves on our commitment to helping you achieve your financial goals. At Royal, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, business banking solutions, and more. Our total assets exceed $5.36 billion, demonstrating our solid foundation and reliability as your financial partner. Our leadership team, headed by CEO Brandon Riechers and Board President Tom Huffcutt, is focused on ensuring that we maintain a member-first approach in everything we do. Our staff of 855 dedicated employees is here to provide personalized support whenever you need it. With total deposits reaching $295,241,638 and a net worth of $507,323,441, we are well-equipped to assist you with various financial needs. We also hold approximately $35,908,334 in cash reserves to ensure liquidity and stability for our members. Whether you're looking for assistance with loans (over 230,650 loans currently active) or simply want to explore new savings options with us, we're here for you. You can visit us during our operating hours from Monday to Friday between 8 AM and 5:30 PM or Saturday from 8 AM until noon. While members can visit us at 1159 Blazing Star Blvd, official correspondence should be sent to the same address. For any questions or assistance, feel free to call us at 715-833-8111 or visit our website at www.rcu.org. We look forward to helping you thrive financially!

Branch History & Mission

At Royal, we pride ourselves on a rich legacy that began in 1964 when our doors first opened in Altoona, WI. Over the years, we have grown from a small community credit union into a trusted financial partner for over 318,000 members. Our location at 1159 Blazing Star Blvd is more than just an address; it's a hub where community spirit thrives and financial dreams take shape. Our mission has always been clear: to provide exceptional financial services while supporting the communities we serve. We believe that by empowering our members with the right tools and resources, we can help them achieve their goals. Whether it's securing a home loan, financing a vehicle, or simply managing day-to-day expenses, Royal is here to make your financial journey as smooth as possible. Since our inception, we have continuously evolved to meet the changing needs of our members. Today, our total assets stand at an impressive $5.36 billion, reflecting our commitment to sound financial management and growth. This growth enables us to offer competitive rates and innovative products designed with you in mind. While members can visit us at 1159 Blazing Star Blvd, official correspondence should be sent to our mailing address at the same location for your convenience. We're open Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to noon, ensuring that we are accessible when you need us most. Royal is equipped with modern amenities including ATM availability and drive-thru banking services, making transactions easy and efficient. We also prioritize inclusivity with ADA-compliant facilities so everyone can access our services comfortably. As part of our commitment to community support, we actively engage in outreach efforts that extend beyond traditional banking. Our partnerships with local organizations allow us to give back and contribute positively to the lives of those around us. We invite you to experience the Royal difference join us today and discover how we can help you reach your financial aspirations. Together, let's build a brighter future! For more information about membership or services offered, feel free to call us at 715-833-8111 or visit our website at rcu.org.

Branch Location & Accessibility

Convenient Access

Finding us is simple! We are just a short drive from the heart of Altoona, making it easy for you to stop by whenever you need assistance. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps for those who may require extra support.

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 715-833-8111. We invite you to come visit us at the Royal Credit Union Altoona Office soon; we look forward to serving you!

Operating Hours & Services

We understand that life can get busy, so we offer flexible hours to accommodate your schedule. Our lobby hours are Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to noon. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is here to help. Speaking of services, we proudly offer a variety of banking options tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, with both ATM availability and drive-thru banking options, managing your finances has never been more convenient.

Member Eligibility

At Royal, we're excited to welcome you into our community! Becoming a member is simple and rewarding. If you live, work, or worship in our service area, you're likely eligible to join us. Our members enjoy access to a range of financial products and services designed to help you achieve your goals, from checking and savings accounts to auto loans and mortgages. We believe in building strong relationships with our members, so you'll feel supported every step of the way. To learn more about the specific eligibility requirements and see if you qualify, please visit this link. Once you're ready to take the next step, opening an account is a breeze! Check out the details for account opening here. If you have any questions, don't hesitate to give us a call at (715) 833-8111. We can't wait to have you as part of our family at Royal located at 1159 Blazing Star Blvd Altoona Wi 54720!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan options, we offer merchant services designed to streamline your transactions. Imagine having the ability to accept payments seamlessly whether in-store or online allowing you to focus on what matters most: growing your business. Our services provide practical tools that enhance customer experiences and improve cash flow. Located at 1159 Blazing Star Blvd Altoona Wi 54720, Altoona, WI, we invite you to explore how Royal can be your partner in success. Contact us today at (715) 833-8111 or visit us online at https://www.rcu.org/ to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have convenient ATM services available at our branch and throughout the community. You can withdraw cash or check balances without hassle.

Auto Loans & Vehicle Financing

Looking to purchase a new car? We provide auto loans and vehicle financing solutions that make owning a vehicle more attainable. With competitive rates, we can help turn your dream of hitting the road into reality without stretching your budget.

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're launching a startup or expanding an established company, we have the tools to help your business thrive.

Convenient Online & Mobile Banking

To ensure banking is convenient for all members, we offer robust online and mobile banking services. Manage your accounts on-the-go, pay bills, transfer funds, or check balances right from your smartphone or computer.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards featuring rewards programs. You can earn points for travel, dining, and shopping while enjoying competitive interest rates. It's a great way to get more from what you already buy!

Drive-Thru Banking Services

For those who prefer face-to-face interactions but want to stay on schedule, our drive-thru banking services allow for quick deposits and withdrawals without leaving your vehicle. At Royal, located at 1159 Blazing Star Blvd Altoona Wi 54720, we're here for all your financial needs! For any questions or assistance regarding our services, feel free to call us at 715-833-8111 during our operating hours: M-F 8am-5:30pm and Sat 8am-noon. Explore how we can support you today!

Home Financing Options

Thinking about buying a home or refinancing an existing mortgage? Our mortgage loans and refinancing options are designed to simplify the process. Our friendly team will guide you through each step, ensuring you find the best terms suited for your situation.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why at Royal, we offer various checking and savings accounts that fit different lifestyles and goals. Need a reliable place for your funds? Our accounts come with features that help you save effectively and access your money easily.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need extra cash, our personal loans and debt consolidation services can give you the relief you need. We provide flexible repayment plans that allow you to manage your debts more efficiently.

Digital & Online Banking

Accessing Your Account Anytime

With our 24/7 online banking services available at https://www.rcu.org/, you can easily manage your accounts from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our mobile application makes banking even more convenient by putting all these features right in your pocket.

Easy Payments and Transfers

Want to split the dinner bill or send money to a friend? Our person-to-person transfer feature makes it simple to send money quickly and securely. And if you're on the go, take advantage of our mobile payments feature to make purchases directly from your phone. At Royal, we're committed to providing you with user-friendly tools that help you manage your finances effectively while keeping your information safe. Whether you're at home or out running errands, our digital banking services are here to support you every step of the way. Explore more about what we offer by visiting us at https://www.rcu.org/ today!

Safe and Secure Transactions

Your security is our top priority. We provide electronic signature authorization for a hassle-free experience when signing documents digitally. This means you can complete transactions securely without the need for paper forms. Additionally, our platform supports e-statements, so you can access your account statements online instead of waiting for them in the mail saving both time and paper.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $29,141,126, further demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1159 Blazing Star Blvd Altoona Wi 54720 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you receive top-notch services tailored to your needs.

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $36,141,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors, with $97,770 in used auto loans and $4,692,350,119 in total loans and leases. This diverse range allows us to assist you whether you're looking to finance a vehicle or other personal aspirations.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, we've got you covered with flexible terms tailored to your budget.

Business Loans

For business owners in need of capital to grow and expand operations, our outstanding commercial loans totaling $1,433,801,712 provide vital support for your business ventures. Whether you're starting a new project or managing ongoing expenses, we offer solutions designed to meet your needs.

Credit Card and Personal Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These credit cards come with rewards that add value to your purchases while providing you with the financial flexibility you need. For those looking for personal loans or debt consolidation options, we can help you tailor a plan that suits your specific situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, ensuring that our members can find the right fit for their housing needs. With our expert guidance and competitive rates, stepping into your new home can be less daunting than you might think.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to assist you every step of the way. We believe everyone deserves access to affordable financing solutions. At Royal located at 1159 Blazing Star Blvd Altoona Wi 54720, we prioritize transparency and member satisfaction. If you have any questions or would like more information about our loan offerings, don't hesitate to reach out at 715-833-8111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers are fair and transparent. Each financial institution featured on LendMesh is vetted to ensure reliability, allowing users to compare genuine loan offers without concerns about misleading information.

The Benefits of Using LendMesh

LendMesh provides several key advantages for those seeking loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that genuinely reflect available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and user satisfaction associated with LendMesh's services. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Online & Mobile Banking

Credit Cards with Rewards

Drive-Thru Banking Services

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessing Your Account Anytime

Easy Payments and Transfers

Safe and Secure Transactions

Financial Strength

Growing Together

Investing Back into You

Member-Centric Savings

Operational Efficiency

Our Financial Health

Supporting Your Goals

Loan Offering

Auto Loans

Business Loans

Credit Card and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Ensuring Accurate Loan Comparisons

The Benefits of Using LendMesh

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