Royal Credit Union Arden Hills MN | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Royal, your trusted financial partner in the heart of Arden Hills, Minnesota! Located at 1200 West County Rd E Suite 200, our branch has been serving the community since 1964. With a strong commitment to our members, we proudly support over 318,645 individuals and families, providing them with a range of financial services designed to enhance their financial well-being. At Royal, we understand that every member has unique needs. That's why we offer personalized solutions in personal banking, auto loans, mortgages, and business services. Our total assets amount to an impressive $5,362,983,803, demonstrating our stability and ability to serve you better. With $295,241,638 in deposits and a net worth of $507,323,441, you can trust us to manage your finances with care. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our dedicated team of 855 employees is here to ensure you receive exceptional service every time you visit or reach out. We also prioritize innovation; our online and mobile banking services make it easier for you to manage your finances on the go. While members can visit us at our Arden Hills location for all their banking needs, official correspondence should be directed to the same address: 1200 West County Rd E Suite 200, Arden Hills, MN 55112. Whether you're looking for a new loan or simply want to explore your options, we invite you to call us at 715-833-8111 or check out our website at www.rcu.org for more information. Join us today and experience the Royal difference where your financial success is our top priority!

Branch History & Mission

Community Impact

Over the years, Royal has actively engaged in community outreach efforts and formed partnerships with local organizations. We take pride in being a part of Arden Hills and strive to give back through various initiatives aimed at improving lives around us. While members can visit us at our branch location for all their banking needs during our operating hours Monday through Thursday from 8:30 AM to 5 PM and Friday until 4:30 PM official correspondence should be sent to our mailing address: 1200 West County Rd E, Suite 200, Arden Hills, MN 55112. We invite you to experience the Royal difference firsthand. Join us today and see how we can help you achieve your financial goals while contributing positively to our shared community! If you have any questions or would like more information about membership or services, feel free to call us at 715-833-8111 or visit our website at rcu.org.

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while supporting and enriching the communities we serve. We believe that banking should be more than just transactions; it should foster relationships and create opportunities. This commitment drives us to offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and much more. As technology advances, so do we. We are dedicated to ensuring that our members have access to modern banking conveniences like online and mobile banking, person-to-person payment options, and electronic signatures. Our aim is to make your banking experience as smooth as possible.

Branch Location & Accessibility

Accessibility Features

At Royal, we prioritize accessibility for all members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can access our services comfortably. Plus, ample parking is available right outside the building, so you won't have to worry about finding a spot when you visit.

Convenient Location

Nestled in Ramsey County, our branch is easy to reach, making it a convenient choice for both local residents and those from nearby areas. You can find us just minutes away from popular landmarks like Lake Johanna and the Arden Hills Army Training Site. Our location ensures that whether you're on your way home or running errands, visiting us is a breeze.

Friendly Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5 PM and Friday from 8:30 AM to 4:30 PM. Whether you need help opening an account or discussing loan options, our knowledgeable staff is here during these hours to assist you.

Get In Touch

We invite you to visit us soon! If you have any questions or need assistance before stopping by, feel free to give us a call at 715-833-8111. Join the Royal family today and discover how we can support your financial journey!

Services Offered

At Royal, we provide a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. While we currently do not have ATM availability or drive-thru services at this location, our team is always ready to help with all your banking inquiries in person. While members can visit us at 1200 West County Rd E, Suite 200 for all their banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing location.

Member Eligibility

At Royal, we believe that everyone deserves access to financial services that support their dreams and aspirations. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our community, you're likely already eligible to join us. We're dedicated to providing personalized services that cater to your unique needs, whether it's saving for a home or planning for retirement. You can find more detailed information about our eligibility criteria by visiting http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account with us is an easy process designed to make you feel right at home. Just head over to our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain, and you'll be on your way to enjoying the benefits of membership like competitive rates and community-focused services. If you have any questions, don't hesitate to reach out at (715) 833-8111. We look forward to welcoming you into the Royal family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify daily operations for businesses. Our services allow you to accept payments easily, manage transactions efficiently, and keep track of sales all from one platform. This means more time focusing on what truly matters: growing your business. Visit us at 1200 West County Rd E Suite 200 Arden Hills Mn 55112 in Arden Hills, MN, or call us at (715) 833-8111 to explore how our business banking and commercial services can benefit you today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Royal offers a suite of Business Banking services including Merchant Services and Business Loans. We recognize the challenges of running a business and provide tailored financial solutions that can help streamline operations and drive growth.

Credit Solutions

We also offer Personal Loans & Debt Consolidation options that allow you to consolidate multiple debts into one manageable payment. This can simplify your finances and potentially lower your overall interest costs. Plus, our Credit Cards with Rewards program lets you earn points on purchases ideal for anyone who wants their spending to go further.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's paying bills, transferring funds, or checking balances on-the-go, our mobile app puts control right in your hands. While we don't currently have ATMs or drive-thru service at this location, our online services ensure easy access whenever you need it. You can reach us at 715-833-8111 during our lobby hours from Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 4:30 PM. At Royal Credit Union in Arden Hills, we are more than just a financial institution; we are your partners in achieving financial success. Explore all our services today by visiting us or contacting us directly! Let us help you navigate your financial journey your future starts here!

Personal Banking

Our personal banking services include Checking & Savings Accounts tailored to fit your lifestyle. Imagine opening an account that not only helps you manage your day-to-day finances but also grows with you over time. Our savings accounts offer competitive interest rates, so you can watch your money work for you. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car. With flexible terms and competitive rates, we aim to provide financing solutions that suit your budget. For those interested in homeownership or refinancing their existing mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We guide you through the process from application to closing, ensuring that you understand each step along the way.

Digital & Online Banking

Convenience in Transactions

Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. Just a few taps on your smartphone or clicks on your computer will have the money sent securely in no time. In today's fast-paced world, having access to reliable online banking tools means less stress and more freedom. Join us at Royal and experience the ease of managing your finances with confidence!

Enhanced Security

We prioritize your security at Royal. Our system includes features like electronic signature authorization, which ensures that your transactions are safe and verified. You can also opt for e-statements, giving you immediate access to your financial documents without the clutter of paper.

Key Features

With our online banking platform available at https://www.rcu.org/, you can easily check your account balances, transfer funds, and pay bills anytime you need. Our user-friendly interface makes navigation a breeze, ensuring that even those new to online banking feel right at home. Plus, with 24/7 access, your finances are always within reach. If you prefer managing your accounts on your mobile device, our mobile application is here to help. It allows for quick transactions and real-time updates, so you'll always know where you stand financially. For those who enjoy hassle-free payments, our mobile payments feature lets you pay friends and businesses directly from your phone.

Financial Strength

Growing Together

Net Shares (Funds available for lending and investments): $29,141,126. Total Share and Deposit Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 1200 West County Rd E Suite 200 Arden Hills Mn 55112 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $97,770 in used auto loans and $4,692,350,119 in total loans and leases across various sectors.

Member Savings Security

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used car, our flexible terms can fit your budget.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we provide access to credit lines totaling $1,257,331,982. This option allows you to manage your finances effectively while having funds available when you need them most. For those looking for unsecured credit card options, we also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we can assist you with that too. Our team is here to evaluate your current situation and help you find the best solution tailored to your needs. For more information about our loan offerings or to discuss eligibility options, please don't hesitate to reach out at 715-833-8111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Royal can support your financial ambitions today!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Take Action Today

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Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Friendly Operating Hours

Get In Touch

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services Made Easy

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Banking Features

Personal Banking

Digital & Online Banking

Convenience in Transactions

Enhanced Security

Key Features

Financial Strength

Growing Together

Investing in Our Future

Member Savings Security

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Take Action Today

Join Our Community