At Royal Credit Union, our mission extends beyond just banking. We are dedicated to making a positive impact in Apple Valley and surrounding areas. We actively participate in community outreach programs and foster partnerships that enhance the lives of those around us. Whether it's sponsoring local events or offering financial education workshops, we strive to be a force for good in our community. We also prioritize making banking accessible for everyone. With ADA-compliant facilities and digital advancements like mobile payments and online banking, we ensure that all members can manage their finances conveniently and securely. Our drive-thru service provides added convenience for quick transactions without leaving your vehicle. While you can visit us at 14295 Cedar Ave, official correspondence should be directed to our mailing address at 14295 Cedar Ave, Apple Valley, MN 55124 if it differs from your visit.
We invite you to experience the Royal difference for yourself. Our friendly team is here during operating hours Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM to assist you with any inquiries you may have. You can reach us at 800-341-9911 or explore our website at www.rcu.org for more information about membership eligibility and account opening. Together, let's build a brighter financial future!
Since our founding, Royal has been committed to providing exceptional financial services tailored to meet the needs of our members. We believe in building strong relationships based on trust and service. Our journey began with a simple mission: to empower our members through affordable financial solutions. As we expanded, so did our range of services, which now includes personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services.
At Royal, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious entrances to make your visit as smooth as possible. There's ample parking available right outside our doors, so you can park with ease and get the services you need without any hassle. For those on-the-go, we offer a drive-thru banking option where you can handle deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're in need of cash or account information outside of business hours, our ATM is ready to serve you.
We understand that everyone has busy schedules! That's why our lobby hours are designed to fit your needs: we're open Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. Whether you're stopping by before work or during lunch breaks on weekdays, we've got you covered!
At Royal Credit Union, we provide a wide range of personal banking services tailored for your convenience. From checking and savings accounts to auto loans and mortgage financing, we're here to help you with all your financial needs. You can also take advantage of online and mobile banking options for easy access anytime. While members can visit us at 14295 Cedar Ave, official correspondence should be sent to the same address as we keep things simple and straightforward. Feel free to reach out at 800-341-9911 if you have any questions or need assistance! We can't wait to welcome you into our branch and help you achieve your financial goals.
In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy café using our point-of-sale systems to accept payments quickly and securely. This not only enhances customer satisfaction but also streamlines operations, allowing business owners to focus on what they do best serving their clients. Located at 14295 Cedar Ave Apple Valley Mn 55124, Apple Valley, MN, we are here to empower local businesses every step of the way. Visit us today or call us at (800) 341-9911 to learn more about how we can assist you in achieving your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.
At Royal, we also recognize the needs of small businesses. Our Business Banking services include essential tools like Merchant Services & Business Loans, which can help you streamline payments and access funding when needed. Running a business comes with challenges, but with our support, managing your finances will be one less worry on your plate.
At Royal, we strive for excellence in customer service and member satisfaction. If you're interested in learning more about how we can assist you with any of these services or if you have questions about membership eligibility, feel free to reach out by calling us at (800) 341-9911 or visit us at 14295 Cedar Ave Apple Valley Mn 55124 in Apple Valley. Join us today at Apple Valley Office and experience the difference personalized financial services can make in your life!
For those who prefer using credit responsibly, we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases while enjoying competitive interest rates. This means every dollar spent can bring you closer to exciting rewards or cashback opportunities.
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills through our app, everything is just a few taps away. Plus, our ATM & Cash Withdrawal Services ensure you have easy access to cash whenever necessary. For those quick transactions or deposits, take advantage of our Drive-Thru Banking, where basic services such as deposits and withdrawals can be completed without leaving your car.
For those seeking personal banking options, we offer Checking & Savings Accounts that cater to various lifestyles and savings goals. Imagine having a checking account that not only meets your daily transaction needs but also helps you save effortlessly. Our Auto Loans & Vehicle Financing make it easier for you to get behind the wheel of your dream car. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free. If homeownership is on your mind, our Mortgage Loans & Refinancing services can help you navigate the process with ease. We understand that every family's journey is unique, so our team is ready to provide personalized advice to find the best mortgage solution for you. In addition, our Personal Loans & Debt Consolidation options are designed to help you manage expenses or consolidate existing debts into one manageable payment.
Our online banking platform allows you to manage your accounts in real-time. You can view e-statements for quick access to your financial information without the clutter of paper documents yes, we offer e-statements! Plus, if you're looking for an even simpler way to send money, our person-to-person transfer service makes sharing funds with friends and family a breeze. For those who prefer mobile banking, our user-friendly mobile application is ready for download. It includes features like mobile payments, allowing you to make purchases directly from your smartphone. Whether you're out shopping or paying bills, it's all just a tap away!
Security is a top priority at Royal. Our electronic signature authorization ensures that your online transactions are safe and protected. You can conduct all your banking activities confidently knowing that we have put strong measures in place to keep your information secure. In today's fast-paced world, convenience matters. That's why our digital banking services are designed with ease-of-use in mind. From managing multiple accounts to making payments or transfers with just a few clicks, we aim to provide a smooth experience that fits into your busy life. Join us at Royal today and discover how our digital banking services can simplify your financial management while keeping everything secure and accessible!
Total Share Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $29,141,126. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 14295 Cedar Ave Apple Valley Mn 55124 or call (800) 341-9911 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our $20,122,401 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Our commitment to our members is reflected in our $467,726,403 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $97,770 in used auto loans and $4,692,350,119 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $507,323,441, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
In addition to these loan offerings, we also provide credit lines totaling $1,257,331,982, giving you access to funds when you need them most. This flexibility can be invaluable for unexpected expenses or opportunities. Feel free to reach out to us at (800) 341-9911 for more information on our loan products or visit us at 14295 Cedar Ave Apple Valley Mn 55124 in Apple Valley, MN. Our friendly staff is ready to assist you Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your borrowing needs today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that can fit any budget.
For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face, and we are here to support you every step of the way.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide various refinancing options to help you save money on your monthly payments or tap into your home's equity.
Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $114,373,761 in loans helping members handle their finances effectively, you can enjoy flexible terms and rewards that suit your lifestyle.