Roswell Community Credit Union NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Roswell Community, your trusted partner in financial well-being. Located at 2514 N Main St, Roswell, NM 88201, we have proudly served our community since 1953. As a member-focused credit union, we prioritize your needs and aim to make banking as easy and accessible as possible. At Roswell Community, we are dedicated to building lasting relationships with our members. With a total membership of 3,719 and assets amounting to an impressive $49,692,067, we are committed to fostering financial growth for everyone in our community. Our dedicated team of 8 employees, led by CEO Karen Griffo and Board President Carol Smith, is here to provide personalized service that makes you feel valued. We understand the importance of trust in banking. That's why we maintain a strong financial foundation with total deposits of $6,433,021 and a net worth of $8,537,770. Our members can rest assured knowing that their funds are secure with us. Additionally, our available cash on hand totals $203,754, reflecting our commitment to serving you effectively. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or business banking solutions such as merchant services and business loans, we've got you covered. Plus, our online and mobile banking options make managing your finances more convenient than ever. While members can visit us at the branch address mentioned above for face-to-face assistance, any official correspondence should be sent to the same mailing address: 2514 N Main St, Roswell, NM 88201. We invite you to explore all that Roswell Community has to offer by visiting our website at roswellcu.org. If you have questions or need assistance, don't hesitate to call us at 575-623-7788. Let us be your first choice for all your financial needs!

Branch History & Mission

Commitment to the Community

Our commitment extends beyond banking. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By supporting local events and programs, we strengthen the fabric of our community and ensure that we grow together. Additionally, we are dedicated to digital advancements that enhance your experience with us. From online banking capabilities to mobile applications for managing your finances on-the-go, we're here to meet your needs effectively. Plus, with ADA compliance measures in place at our branch facilities, we ensure everyone can access our services comfortably. While members can visit us at 2514 N Main St for all their banking needs, official correspondence should be sent to the same address for consistency.

Join Us!

We invite you to be part of the Roswell Community family! Experience firsthand the benefits of membership where your financial goals are supported by a team that truly cares about your success. Connect with us today at (575) 623-7788 or explore more about our services on our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Roswell Community has grown significantly, now boasting a total membership of 3,719 and assets amounting to an impressive $49,692,067. Our branch is located at 2514 N Main St, Roswell, NM 88201 a convenient spot for locals and just minutes away from popular landmarks like the Roswell Museum and Art Center. We invite you to stop by during our operating hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. As we evolved over the years, we've embraced new technologies while staying true to our mission of providing exceptional financial services tailored to our community's needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services.

Our Mission

At Roswell Community, our mission is simple yet powerful: to empower individuals and families in our community through accessible financial services while fostering a sense of belonging and support. We understand that every member has unique needs, which is why we prioritize customer service and strive to create a welcoming environment. We take pride in being more than just a financial institution; we are your partners in achieving financial well-being. Whether you're looking for guidance on loan options or need assistance with online banking services our friendly staff is always ready to help.

Branch Location & Accessibility

Banking Services Tailored for You

Our branch offers a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options for everyone. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru banking for deposits and simple transactions without leaving your car. While members can visit us at 2514 N Main St, official correspondence should be sent to the same address since our mailing address is the same as our physical location.

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 575-623-7788 or drop by our branch to experience personalized service that puts you first. We look forward to seeing you soon at Roswell Community where community banking meets convenience!

Easy Access and Parking

At Roswell Community, we understand that accessibility is key. Our branch is equipped with ADA-compliant features, ensuring that everyone can navigate with ease. Ample parking is available right outside our door, so you won't have to worry about finding a spot when you visit us.

Operating Hours That Fit Your Schedule

We know life gets busy! That's why we offer flexible operating hours to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by during your lunch break or after work, we're here when you need us!

Member Eligibility

Joining the Roswell Community is like stepping into a warm and welcoming family where your financial needs are prioritized. To become a member, you simply need to live, work, or worship in the Chaves County area or have a family member who is already a part of our community. This means that individuals from various walks of life can find their place here, benefiting from our supportive services designed just for you. With membership comes access to personalized banking options that cater to your unique circumstances, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is easy! You can find detailed eligibility requirements at this link, which will guide you through everything you need to know. Once you're ready, opening an account is just as simple visit us online at this page or give us a call at (575) 623-7788 for assistance. We're located at 2514 N Main St Roswell Nm 88201, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your shop and having the ability to process payments seamlessly. Our merchant services allow you to accept various payment methods, ensuring your customers have a smooth purchasing experience. With tools tailored for businesses of all sizes, managing transactions has never been easier. Visit us at 2514 N Main St Roswell Nm 88201 in Roswell, NM or call us at (575) 623-7788 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also recognize the need for convenience in banking transactions. That's why we provide ATM and cash withdrawal services along with basic drive-thru banking options for deposits, withdrawals, and other simple transactions. This allows you to handle your banking needs without stepping inside the branch when you're short on time. In summary, whether you're looking to open an account or apply for a loan, our team at Roswell Community is here to assist you every step of the way. Feel free to reach out via phone at (575) 623-7788 or visit us during our operating hours Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and discover how we can help you achieve your financial goals! For more information about opening an account or becoming a member, check out our website at Main Office or visit us in person.

Business Banking

If you're a business owner, you'll find our business banking services equally appealing. We provide merchant services and business loans that can help fuel your growth and streamline operations. Our solutions are designed to support businesses of all sizes.

Digital Banking Features

Understanding the importance of accessibility in today's fast-paced world, Roswell Community offers robust online and mobile banking features. You can manage your accounts from anywhere with just a few clicks or taps on your phone. From checking balances to transferring funds, everything is at your fingertips.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts designed for convenience and growth. Imagine having easy access to your funds while enjoying competitive interest rates that help your money work harder for you. If you're planning to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing options can assist you in making that dream a reality. We offer flexible terms and competitive rates, ensuring that you can find a plan that fits your budget. When it comes to homeownership, our mortgage loans and refinancing options can help you secure the perfect loan for your new home or lower your current payments. Our experienced team is here to guide you through the process every step of the way. For those who may need additional funds for personal projects or debt consolidation, we also offer personal loans tailored to meet your specific needs. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Digital & Online Banking

Key Features

One of the great features we offer is e-statements. You can opt to receive your statements electronically, which not only saves paper but also gives you immediate access to your financial information. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. If you're always on the move, you'll love our mobile application. It allows you to conduct banking tasks right from your smartphone. From checking balances to making payments, everything is at your fingertips. While we currently do not support mobile payments, our focus remains on providing reliable banking solutions that meet your needs.

Security First

We take security seriously at Roswell Community. Your data is protected with advanced encryption technology, ensuring that your personal information stays safe while you bank online. Although we do not offer electronic signature authorization yet, we're committed to providing a secure environment for all transactions. In summary, whether you're using our website or mobile app, managing your finances has never been easier or more secure. Join us at Roswell Community today and experience the ease of digital banking!

Financial Strength

Commitment to Growth and Security

With $8,412,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $660 in used auto loans and $36,571,914 in total loans and leases, supporting your financial goals across various sectors.

Growing Trust Among Members

We are proud to have 5,424 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust is further reflected in our net shares available for lending and investments totaling $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Roswell Community is your trusted partner. Visit us at 2514 N Main St Roswell Nm 88201 or call (575) 623-7788 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $13,497,859 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $341,642, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 8 full-time employees ready to assist you with knowledge and dedication.

Solid Financial Foundation

With a net worth of $8,537,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,133,266 in used vehicle loans and $7,041,445 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or looking for a reliable used vehicle, our financing options are tailored to fit your needs.

Credit Lines

In addition to our loan products, we provide credit lines totaling $2,000,000. This option offers flexibility for unexpected expenses or larger purchases when you need it most. Our team is here to discuss refinancing options and eligibility requirements, ensuring that you find the best solution for your financial situation. You can learn more about membership and apply online through our website at https://roswellcu.org/. The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back for updates as our offerings may expand in the future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,083,386 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday expenses without needing collateral.

Loan Aggregator

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ROSWELL COMMUNITY FEDERAL CREDIT UNION - Roswell, NM

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