Rome Kraft Employees Credit Union Rome GA | Best Auto Loans & Business Banking

Introduction

Welcome to Rome Kraft Employees, your trusted financial partner located at 4620 Alabama Hwy NW, Rome, GA 30165. Established in 1955, our credit union has been committed to serving the community for over six decades. With a proud membership of 1,676 individuals and total assets of $21,840,960, we are here to provide you with a range of financial services tailored to meet your needs. At Rome Kraft Employees, we understand that banking is more than just numbers; it's about building relationships and supporting our members' financial journeys. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. Our focus on member satisfaction drives us to offer competitive rates and personalized service. Led by our dedicated CEO, Diane McCoy, and Board President Patricia Thompson, our team of five employees is here to assist you with everything from basic transactions to complex loan inquiries. We pride ourselves on being accessible and responsive feel free to reach out at 706-295-9027 during our operating hours: Monday, Tuesday, Thursday, and Friday from 7:00 A.M. to 5:00 P.M. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 387, Coosa, GA 30129. Join us at Rome Kraft Employees where your financial well-being is our top priority! Explore what we can do for you by visiting our website at romekraftcu.com or give us a call today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Although we currently do not offer ATMs or mobile payments, we provide essential drive-thru banking services for deposits and withdrawals during our operating hours from 7:00 A.M. to 5:00 P.M., Monday through Friday. We prioritize accessibility for all members and ensure ADA compliance in all areas of our operations. Our commitment extends beyond just banking; it encompasses fostering lasting relationships within our community. By choosing Rome Kraft Employees as your credit union, you are not only accessing valuable financial services but also joining a network of individuals who care deeply about each other's success. We invite you to experience the benefits that come with being a member of Rome Kraft Employees. Join us today and become part of a family dedicated to making your financial goals a reality! For more information or assistance, please call us at 706-295-9027.

Our Mission

At Rome Kraft Employees, our mission is simple yet profound: We strive to enhance the financial lives of our members through personalized service and competitive products. We believe that everyone deserves access to quality banking services that meet their unique needs. Whether it's offering checking and savings accounts, auto loans, or mortgage refinancing options, we are here to support you every step of the way. Community engagement is at the heart of what we do. We actively participate in various outreach efforts and partnerships that benefit our local community. By focusing on financial education and support programs, we aim to empower our members with the knowledge they need to make informed decisions about their finances.

Branch Location & Accessibility

Communication Made Easy

While members can visit us at our branch address, official correspondence should be sent to P.O. Box 387 in Coosa, GA if needed. If you have any questions or need assistance, don't hesitate to give us a call at 706-295-9027 we're here to help! At Rome Kraft Employees, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and more all aimed at helping you achieve your financial goals. We look forward to welcoming you into our credit union family soon! Come by today or reach out; we're excited to assist you!

Getting Here

Situated just off the highway, our location is close to local landmarks that many residents recognize. Whether you're coming from downtown Rome or nearby communities, you'll find us easy to reach. We have ample parking available right outside our doors, along with features designed for everyone's comfort and accessibility.

Visit Us

If you're looking for a reliable place to manage your finances, look no further than our Main Office. While you can drop by any time during our lobby hours Monday, Tuesday, Thursday, and Friday from 7:00 A.M. to 5:00 P.M. you'll also find that we have a drive-thru option available for those quick transactions on the go.

Member Eligibility

Becoming a member of Rome Kraft Employees feels like joining a close-knit family where everyone supports one another on their financial journeys. If you're looking to be part of this welcoming community, you'll find that eligibility is designed to be inclusive. Generally, membership is open to those who live or work in the local area, and even family members of existing members can join. It's all about fostering connections and ensuring that our services benefit as many people as possible. For specific details on who qualifies, feel free to explore more at . Joining is straightforward, and we're here to help every step of the way! If you're ready to open an account or have any questions, don't hesitate to reach out at (706) 295-9027. We're located at 4620 Alabama Hwy Nw Rome Ga 30165, and our friendly team is eager to welcome you into the Rome Kraft Employees family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy café where customers can easily pay with their cards while you manage orders and inventory seamlessly. Our merchant services help businesses like yours operate smoothly, ensuring you can focus on what matters most serving your customers. Visit us at 4620 Alabama Hwy Nw Rome Ga 30165 in Rome, GA to learn more about how we can help your business thrive. Give us a call at (706) 295-9027 or explore more online at https://romekraftcu.com/ . Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. We understand that running a business comes with unique challenges, and our team is here to provide the support you need to thrive in today's market.

Call Us Today!

With operating hours from 7:00 A.M. to 5:00 P.M., Monday through Friday, we invite you to visit us at Rome Kraft Employees or give us a call at 706-295-9027 for more information about how we can assist you with all your financial needs. Explore our services today and discover how we can help make your financial dreams a reality!

Convenient Digital Banking Features

We know that convenience is key in today's busy world. While we currently do not offer online banking or mobile applications, our members can still benefit from basic digital services such as ATM and cash withdrawal options at various locations. You can also take advantage of our drive-thru banking, which allows for quick deposits and withdrawals without leaving your vehicle.

Credit Cards and Rewards

Looking for a way to make everyday purchases rewarding? Our credit cards with rewards provide an excellent option for earning points on your spending. You can enjoy benefits like cash back or travel rewards, turning your regular shopping into exciting opportunities.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make it easy for you to manage your money. With competitive interest rates and low fees, these accounts are perfect for anyone looking to save for the future or handle daily expenses. If you're thinking about buying a car, our auto loans and vehicle financing options can help get you on the road with affordable rates and flexible terms. For those considering homeownership or refinancing their current mortgage, our mortgage loans and refinancing services simplify the process. We guide you through every step so you can find the best solution tailored to your needs. Additionally, if you need extra funds for personal projects or debt consolidation, our personal loans are available to help you achieve your financial goals.

Digital & Online Banking

Convenient Access to Your Accounts

Although we do not have a mobile application or person-to-person transfer capabilities at this time, our friendly team is here to help you with any questions you may have about accessing your account information. We're dedicated to providing easy-to-use solutions for all your banking needs.

Security You Can Trust

Security is our top priority. We take measures to ensure that your personal information remains safe while you're managing your accounts online. While electronic signature authorization isn't available yet, we continue to look for ways to enhance the security of our banking services. Even without 24/7 online banking options, you can still visit us during our operating hours from 7:00 A.M. to 5:00 P.M. on Mondays, Tuesdays, Thursdays, and Fridays for any assistance you may need. At Rome Kraft Employees, we aim to provide a comfortable banking experience where you feel supported every step of the way. Whether you are applying for loans or seeking advice on financial matters, our team is here for you!

Financial Strength

Commitment to Growth and Innovation

Our commitment to our members is further evidenced by our $4,470,157 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $341 in used auto loans and $15,646,878 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $151,110 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rome Kraft Employees is your trusted partner. Visit us at 4620 Alabama Hwy Nw Rome Ga 30165 or call (706) 295-9027 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We also take pride in having 5 full-time employees and 0 part-time employees who are always ready to assist you with a knowledgeable, committed team. Our total share accounts stand at 2,238, showcasing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Solutions

Members' savings are secured through $7,197,591 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,198,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $5,082,360, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,327 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,466,796 in used vehicle loans and $4,124,965 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible repayment terms to ensure that your experience is as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available totaling $0, our team is here to assist you with various financing solutions tailored for your unique situation.

Refinancing Options

If you're considering refinancing existing loans, be sure to discuss your eligibility with our team. We're dedicated to helping our members save money while achieving their financial objectives. For more information about our loan offerings or to schedule an appointment, don't hesitate to reach out at 706-295-9027. You can visit us at 4620 Alabama Hwy Nw, Rome, GA 30165, during our lobby hours from 7:00 A.M. to 5:00 P.M., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although there are currently $0 in unsecured credit card loans available, our services aim to help members manage their finances effectively when opportunities arise.

Loan Aggregator

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ROME KRAFT EMPLOYEES CREDIT UNION