Rogue Credit Union Ashland OR | Affordable Auto Loans & Mobile Banking

Introduction

At Rogue, we believe that banking should be more than just a transaction; it should be a partnership built on trust and community. Located at 415 Lithia Way, Ashland, OR 97520, our Downtown Ashland Branch has been serving our members since 1956, growing stronger with each passing year. With over 213,000 members and total assets exceeding $3.6 billion, we pride ourselves on being a reliable financial resource in the heart of Ashland. Our commitment to you goes beyond numbers. We understand that your financial journey is unique, which is why we offer a wide range of services tailored to meet your needs, from personal banking and auto loans to business financing solutions. Currently, we hold approximately $80.6 million in deposits and manage 133,946 loans and leases, ensuring that we can provide the support you need when it matters most. Led by our dedicated CEO, Matt Stephenson, and Board President, Philip Smith, our team of 671 employees is here to assist you every step of the way. Whether you're looking for assistance with checking accounts or seeking advice on mortgage options, we're ready to help. While members can visit us at our branch location for face-to-face service or use our online banking for convenience, official correspondence should be sent to the same address: 415 Lithia Way, Ashland, OR 97520. We invite you to join our community where your financial well-being is our top priority. If you have any questions or want to learn more about what we offer, feel free to call us at 541-858-7328 or explore more on our website at Rogue Credit Union. Let's make your financial goals a reality together!

Branch History & Mission

At Rogue, our Downtown Ashland Branch has a rich history that reflects our commitment to the community we serve. Established in 1956, we have grown alongside our members, creating a legacy built on trust, support, and financial empowerment. Located at 415 Lithia Way, Ashland, OR 97520, our branch has become a cornerstone of the local community, connecting people with valuable financial resources. Over the years, we have expanded our services to meet the evolving needs of our members. Today, with a total membership of over 213,000 and assets totaling $3,638,330,669, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial well-being. Our mission is clear: to provide exceptional financial services while fostering strong community connections. We believe in empowering individuals and families through accessible banking solutions that promote savings, responsible borrowing, and overall financial literacy. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 415 Lithia Way, Ashland, OR 97520. Our operating hours are designed to accommodate your busy schedule: Monday and Friday from 9:00 am to 6:00 pm, and Tuesday through Thursday and Saturday from 9:00 am to 5:00 pm. At Rogue's Downtown Ashland Branch, we are dedicated to embracing digital advancements that enhance member experiences. Our online and mobile banking options make it easy for you to manage your finances anytime and anywhere. We also offer ATM availability for quick cash access. Our commitment extends beyond financial services; we actively engage in community outreach efforts that make a meaningful difference in people's lives. By partnering with local organizations and supporting initiatives that uplift those in need, we strive to create lasting change within Ashland. Join us at Rogue's Downtown Ashland Branch today! Experience firsthand how we can assist you in achieving your financial goals while supporting the vibrant community around us. Reach out at 541-858-7328 or explore more about what we offer by visiting our website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Rogue Downtown Ashland Branch, your friendly neighborhood financial partner located at 415 Lithia Way in beautiful Ashland, Oregon. Nestled right in the heart of Jackson County, our branch is conveniently situated near local landmarks such as the stunning Lithia Park and the vibrant downtown area, making it easy for you to stop by and take care of your banking needs. At Rogue, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Plus, we have ample parking available, so you won't have to worry about finding a spot when you visit us. We're here for you during convenient hours: on Mondays and Fridays from 9 AM to 6 PM, and Tuesday through Thursday as well as Saturdays from 9 AM to 5 PM. Whether you're looking to open a new account or need assistance with loans and personal banking services, our friendly staff is ready to help! While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. Unfortunately, we do not offer drive-thru banking at this location. However, our team is always ready to assist you inside. If you prefer official correspondence via mail, please send it to our mailing address at 415 Lithia Way, Ashland, OR 97520. Feel free to give us a call at 541-858-7328 if you have any questions or need assistance before your visit. We look forward to welcoming you soon at the Rogue Downtown Ashland Branch!

Member Eligibility

Becoming a member of Rogue feels like stepping into a close-knit community where your financial well-being is prioritized. If you live, work, or worship in the area, you're likely eligible to join us! Our membership is open to individuals who share our values and commitment to supporting each other. At Rogue, we believe in empowering our members with personalized services that truly cater to their needs, whether that's through low-interest loans or helpful savings options. For detailed eligibility criteria, feel free to check out this link. Opening an account is simple and welcoming; just visit us at 415 Lithia Way Ashland Or 97520 or start the process online by visiting our account opening page here. If you have questions, don't hesitate to call us at (541) 858-7328. We're here to help you on your journey toward financial success!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. Whether you operate a retail store or offer services, our solutions cater to your needs making it easy for customers to pay and for you to manage your finances efficiently. Located at 415 Lithia Way Ashland Or 97520 in Ashland, OR, we're here to partner with you on your path to success. Reach out today at (541) 858-7328 and let's discuss how we can help your business thrive!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,594,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs, our Business Banking services include essential tools like Merchant Services and Business Loans. If you're looking to expand your business or upgrade equipment, we can provide personalized loan solutions that align with your goals.

Convenient Access Options

Accessing your accounts has never been easier! With our robust Online and Mobile Banking, managing finances on the go is simple. From mobile payments to person-to-person transfers, everything is at your fingertips. Plus, our ATM & Cash Withdrawal Services ensure you're never far from your funds whether it's checking balances or withdrawing cash. We also offer basic ATM access for quick withdrawals and balance checks, adding convenience to every transaction. If you're ready to explore these services further or have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 541-858-7328 or visit us in person at our branch during lobby hours: Monday and Friday from 9:00 am - 6:00 pm; Tuesday through Thursday from 9:00 am - 5:00 pm; and Saturday from 9:00 am - 5:00 pm. Join the Rogue community today! Visit us online at roguecu.org and discover how we can help make banking work for you!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points for everyday purchases. This is a great way to earn rewards just for using your card for groceries or gas turning routine spending into exciting benefits!

Personal Banking Solutions

Our Personal Banking services include convenient Checking and Savings Accounts that help you manage your money effectively. Imagine easily tracking your spending while saving for that family vacation or home renovation project. With online and mobile banking, you can check balances and transfer funds anytime, anywhere perfect for busy lifestyles. For those considering a new vehicle, our Auto Loans and Vehicle Financing options offer competitive rates to help you get behind the wheel without breaking the bank. Picture driving off in your new car with manageable monthly payments that fit into your budget. When it comes to owning a home, our Mortgage Loans and Refinancing services provide flexible terms that can make homeownership more accessible. Whether you're buying your first home or refinancing an existing mortgage for better rates, we're here to guide you through the process. If unexpected expenses arise or you need extra cash flow, our Personal Loans and Debt Consolidation options are designed to give you the financial relief you need. You can consolidate high-interest debts into one simple payment, making it easier to stay on top of your finances.

Digital & Online Banking

Additional Benefits

E-statements are another feature that enhances convenience. You can easily access and manage your statements electronically, reducing paper clutter while keeping everything organized and secure. If you're looking to simplify payments further, our mobile payments feature lets you make transactions right from your smartphone. Need to send money to friends or family? Our person-to-person transfer option makes it simple and fast to share funds without hassle. At Rogue, we believe in providing accessible and efficient banking solutions that empower our members. Explore all these features and more at https://www.roguecu.org/ because managing your finances should never be a chore!

Key Features

Our online banking services provide 24/7 access to your accounts, ensuring you can manage your money whenever it's convenient for you. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, with our user-friendly mobile application, available for download, you can take your banking on the go. Security is a top priority at Rogue. We offer electronic signature authorization, allowing you to sign documents securely from the comfort of your home. This not only saves time but also ensures that your sensitive information stays protected.

Financial Strength

Growing Membership Trust

Total Share Accounts: 826,732, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,434,087. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rogue is your trusted partner. Visit us at 415 Lithia Way Ashland Or 97520 or call (541) 858-7328 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $864,022,138 in share certificates and $526,203,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,434,091, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,624,542 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 605 full-time employees and 66 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Community

With $313,752,435 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your goals with $31,243 in used auto loans and $2,120,616,142 in total loans and leases.

Solid Financial Foundation

With a net worth of $344,265,394, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing your existing loans or want to learn about eligibility options, our team is ready to assist you. We believe in transparency and are committed to finding the best loan products that suit your individual needs. For any inquiries or to start your application process, feel free to contact us at (541) 858-7328, or visit us at our branch located at 415 Lithia Way Ashland Or 97520. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financing starts here at Rogue!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $446,659,557 in used vehicle loans and $364,622,784 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used one, our competitive rates can make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $142,594,985 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities, and we're here to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,033,974, make buying or refinancing simple. We are here to help guide you through the process, ensuring that you find the right solution for your home financing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $74,513,594 in loans helping members manage their finances effectively. Our credit cards come with features that can fit various lifestyles and spending habits, making it easier for you to handle day-to-day expenses or unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers, allowing for straightforward comparison of loan products.

Rogue