Rogue Credit Union Payette ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rogue, your trusted financial partner in the heart of Payette, Idaho. Located at 216 S 16th St, Payette, ID 83661, our branch has been serving the community since 1956. With a commitment to providing exceptional service and personalized banking solutions, we take pride in being more than just a credit union; we are a part of your community. At Rogue, we believe in empowering our members. With a total membership of 213,222, we strive to offer financial products that meet your needs from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at an impressive $3,638,330,669, reflecting our dedication to sound financial practices and member satisfaction. In addition to robust financial offerings, our leadership team is here to guide you. Led by CEO Matt Stephenson and Board President Philip Smith, we are committed to transparency and integrity in all our operations. With a total of 671 employees working diligently for you, we ensure that every visit or call is met with friendly faces ready to assist. While members can visit us at our branch location, official correspondence should be sent to the same address: 216 S 16th St, Payette, ID 83661. Feel free to reach out at (208) 642-6997 for any inquiries or assistance. Explore how Rogue can support your financial journey today! Whether you're looking to open an account or apply for a loan, we're here for you every step of the way. For more information on our services or to get started online, visit us at roguecu.org. Your financial success is our mission!

Branch History & Mission

Commitment to Innovation

As technology continues to evolve, so do we. Our branch embraces digital advancements to enhance member experience. From online banking to mobile payment options, we ensure that members have easy access to their accounts anytime, anywhere. This commitment extends beyond just convenience; we also prioritize ADA compliance to create an inclusive environment for everyone. While members can visit us at 216 S 16th St, official correspondence should be sent to 216 S 16th St, Payette, ID 83661 if different from the branch address. Join us at Rogue Credit Union and discover how we can help you navigate your financial journey with confidence. Whether you're looking to open an account or explore loan options, we invite you to be part of our thriving community. Experience firsthand the dedication of a credit union that values its members above all else. Feel free to reach out at 208-642-6997 or visit us during lobby hours: Monday through Friday from 9:00 AM to 5:30 PM. Together, let's build a brighter financial future!

Our Mission

At Rogue Credit Union, our mission is clear: to provide exceptional financial services while fostering a supportive environment for our members. We believe in empowering individuals through sound financial education and personalized assistance. Our goal is not just about transactions; it's about building lasting relationships within the community. We are dedicated to giving back through various outreach programs and partnerships with local organizations. These initiatives allow us to support local needs and contribute positively to the lives of those around us.

Branch Location & Accessibility

Convenient Access

Parking is readily available for our members, making it easy for you to stop by anytime. Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. If you prefer not to come inside, we also offer a drive-thru service for quick transactions and an ATM for easy cash access.

Operating Hours

We're here to help you Monday through Friday from 9:00 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to assist you during these hours.

Services Offered

At Rogue Credit Union, we offer a range of personal and business banking services tailored to fit your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with online and mobile banking options available, managing your finances has never been easier. If you need to reach us for any questions or assistance, feel free to call us at 208-642-6997. We look forward to welcoming you at the Rogue Payette Branch soon!

Member Eligibility

At Rogue, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a range of financial benefits tailored just for you. If you live, work, or worship in the Payette area or have family members who are already part of our credit union, you're likely eligible to join us. We invite you to explore the details on our website at to see how easy it is to become part of our family. Once you're ready to take that step, opening an account with us is a breeze! Just visit our account opening page at https://app.roguecu.org/apply.aspx ?lenderref=roguecu9617&list=xasablst . If you have any questions along the way, don't hesitate to reach out at (208) 642-6997. Join us at 216 S 16Th St Payette Id 83661, and experience the personalized service and community spirit that makes Rogue your best choice for banking!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,594,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to our loan offerings, we provide essential merchant services that allow businesses to accept payments easily and efficiently. Imagine being able to process transactions right from your smartphone or POS system without any hassle. This means quicker sales, happier customers, and ultimately, a healthier bottom line. Visit us at 216 S 16Th St Payette Id 83661, Payette, ID, or call us at (208) 642-6997 to discover how we can help your business thrive!

Comprehensive List Of Services

Additional Services

We also offer basic banking services through our friendly Drive-Thru, where you can complete deposits and withdrawals with just a quick stop. If you're on the go, our ATMs are available for quick access to cash and balance checks whenever you need them. Ready to explore how Rogue can help you achieve your financial goals? Give us a call at (208) 642-6997 or visit us at Payette Branch today! Your journey towards better banking starts here!

Auto Financing

When it's time to hit the road, you want financing that moves as quickly as you do. Our Auto Loans & Vehicle Financing provide flexible terms and competitive rates to help you drive away in the car you want. We make the process simple, so you can focus on what really matters enjoying your new ride.

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. We know how crucial it is for businesses to have the right financial tools at their disposal, and we're here to support your growth every step of the way.

Digital Banking Convenience

In today's busy world, convenience is key. That's why at Rogue, we provide robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even send money through our Person-to-Person payment options. With features like ATM & Cash Withdrawal Services, accessing your funds has never been easier.

Home Ownership

Dreaming of owning a home? Our expert team is ready to assist with Mortgage Loans & Refinancing options tailored to your situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, we simplify the process so you can focus on making memories in your new space.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer tailored solutions like Checking & Savings Accounts that fit your lifestyle. Need a little extra cash for that unexpected expense? Our Personal Loans & Debt Consolidation options make it easy to get back on track without the stress. Plus, with our Credit Cards with Rewards, you can earn points on purchases while enjoying competitive rates.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.roguecu.org/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking services ensure that you have real-time access to your accounts when you need it most. For those who prefer to manage their finances from their smartphones, our mobile application is available for download. It allows you to perform all your banking tasks right from your pocket. Plus, if you're looking to make quick payments or send money to friends and family, our person-to-person transfer feature makes it simple and fast.

Security and Ease of Use

Security is a top priority at Rogue. We offer electronic signature authorization for a smooth and secure way to sign documents digitally. You can also choose to receive e-statements, which are not only eco-friendly but also allow you to keep track of your transactions in a secure manner. Additionally, with mobile payments enabled, making purchases has never been easier. Just tap your phone at checkout and you're good to go! In summary, our digital banking services are designed with you in mind making it easy for you to manage your finances securely and conveniently. Experience the freedom of banking on your terms with Rogue today!

Financial Strength

Member-Centric Approach

Members' savings are secured through $864,022,138 in share certificates and $526,203,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,434,091, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,624,542 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 605 full-time employees and 66 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $313,752,435 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,243 in used auto loans and $2,120,616,142 in total loans and leases.

Solid Financial Health

With a net worth of $344,265,394, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts: 826,732, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,434,087. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rogue is your trusted partner. Visit us at 216 S 16Th St Payette Id 83661 or call (208) 642-6997 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $446,659,557 in used vehicle loans and $364,622,784 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $142,594,985 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing options that can help you achieve your business objectives. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out to us at (208) 642-6997 or visit us at 216 S 16Th St Payette ID 83661. Our team is ready to assist you in finding the best financial solutions suited for your life. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Rogue, we're dedicated to making banking work for you come see how our loan offerings can make a difference!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $213,033,974, making buying or refinancing simple. Our knowledgeable staff is here to guide you through the process and help you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $74,513,594 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit your lifestyle while providing the financial flexibility you need.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, allowing users to make informed choices without hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make educated decisions regarding their finances. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ROGUE CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans