Rocky Mountain Credit Union Helena MT | Convenient ATM Services

Introduction

Welcome to Rocky Mountain, your trusted financial partner located at 3120 Dredge Dr, Helena, MT 59602. Since our establishment in 1940, we have proudly served our community and nurtured a membership base of over 24,700 individuals. With a strong commitment to helping our members achieve their financial goals, we are dedicated to providing personalized service and a range of financial products tailored to meet your needs. At Rocky Mountain, we understand that financial decisions can be daunting. That's why our team, led by CEO Cyrus Malkin and Board President Kristin Bouchard, is here to guide you every step of the way. Our robust assets of over $382 million and total deposits of $20,287,660 reflect our solid foundation and stability, ensuring your money is secure with us. We take pride in offering a variety of loan options, with a total of 13,866 loans and leases available for our members. Whether you're looking for an auto loan or personal financing, we've got you covered. Additionally, with a net worth of $33,740,315, you can trust that we prioritize your financial well-being. While members can visit us at our branch location for services like ATM access and account inquiries, please note that official correspondence should be sent to 3400 N Montana Ave, Helena, MT 59602. You can reach us easily at (406) 449-2680 or send a fax to (406) 447-1110. Join us today and discover how Rocky Mountain can help you thrive financially. Visit our website at www.rmcu.net for more information or come see us in person! We look forward to serving you!

Branch History & Mission

Community Engagement

Rocky Mountain is more than just a financial institution; we are an active part of the Helena community. Our outreach efforts include partnerships with local organizations that aim to enhance the quality of life for residents. From sponsoring events to participating in community service projects, we continuously seek ways to give back. As we look toward the future, we remain committed to innovation and growth while never losing sight of our mission. The trust our members place in us motivates us every day to deliver exceptional value and service. We invite you to join the Rocky Mountain family today! Experience firsthand the benefits of being a member at a credit union that genuinely cares about its people and its community. Call us at 406-449-2680 or visit us online at Rocky Mountain Credit Union to learn more about how we can support your financial journey!

Our Mission

Our mission at Rocky Mountain is simple yet powerful: to provide financial services that improve the lives of our members while also supporting the community around us. We believe in creating opportunities for everyone whether it's through loans for new homes, vehicles, or personal needs. With total assets exceeding $382 million, we are well-positioned to meet the diverse financial needs of our members. We strive to make banking easy and inclusive. Our digital platforms offer online banking and mobile applications that allow you to manage your accounts anytime and anywhere. We ensure that everyone can access our services with ADA compliance measures in place. While we currently do not have ATM or drive-thru services available, we focus on providing personalized support through our dedicated staff.

Branch Location & Accessibility

Welcome to the Rocky Mountain Credit Union branch at 3120 Dredge Dr, nestled in the beautiful city of Helena, Montana! Our location is easy to find and conveniently situated near local landmarks, making it a breeze for you to visit. Whether you're coming from downtown or nearby neighborhoods, we're just a short drive away. While members can visit us at our main address, official correspondence should be sent to our mailing address at 3400 N Montana Ave, Helena, MT 59602. This ensures that your important documents reach us without delay. At Rocky Mountain Credit Union, we strive to provide a welcoming environment for all our members. Our branch is equipped with accessibility features to ensure that everyone can access our services comfortably. Parking is readily available, allowing you to stop by with ease. We understand your time is valuable, which is why we offer convenient operating hours tailored to fit your busy schedule. While specific hours are currently being updated, you can always give us a call at 406-449-2680 for the latest information on when we're open. Though we do not have ATM services or drive-thru banking at this location right now, our friendly staff is always on hand to assist you with any of your banking needs inside the branch. We take pride in offering personalized service that makes every visit worthwhile. So why wait? Come visit us at Rocky Mountain Credit Union today! We're here to help you with your financial goals and make your banking experience as smooth as possible. Feel free to drop by or call us anytime; we look forward to seeing you soon!

Member Eligibility

At Rocky Mountain, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming. If you live, work, worship, or go to school in the areas we serve, you're likely eligible for membership! Our friendly team is here to help guide you through the process and answer any questions you might have. To dive deeper into the specifics of eligibility, feel free to visit our website at https://www.rmcu.net/ where you'll find all the details you need. Opening an account with Rocky Mountain is just as easy. Once you're ready to take the next step towards membership, simply give us a call at 406-449-2680 or check out our online resources for more information on how to get started. We can't wait to welcome you into our family at 3120 Dredge Dr, Helena, MT 59602!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the tools to accept payments seamlessly, manage cash flow effectively, and streamline operations. Our merchant services empower you to do just that. From credit card processing to mobile payment options, we provide practical solutions that fit your unique needs. This means you can focus on what really matters growing your business. Explore how Rocky Mountain, located at 3120 Dredge Dr Helena Mt 59602 in Helena, MT, can partner with you to unlock your business's full potential. Reach out today at (406) 449-2680!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,814,690, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

For those who prefer handling their finances on-the-go, we offer ATM Services Only. This means you can access your funds whenever you need them, whether it's for everyday purchases or unexpected expenses. Imagine being able to withdraw cash or check your balance at any time without the stress of waiting in long lines. Our ATMs are strategically placed for your convenience, ensuring that you have easy access to your money when you need it most.

Connect With Us Today!

If you're ready to take control of your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at 406-449-2680 or visit us at our branch in Helena. We're here to help you every step of the way!

Stay Connected

In today's digital world, having reliable online banking features is essential. While we currently focus on ATM services, we encourage our members to explore the benefits of mobile and online banking options available through our website at www.rmcu.net. With these tools, managing your account becomes straightforward and efficient. You can review transactions, transfer funds, and stay updated on your financial status all from the comfort of your home or while on the move.

Your Financial Partner

At Rocky Mountain, we understand that each member has unique financial goals and challenges. That's why we are dedicated to providing personalized support tailored to your specific needs. Whether you're saving for a new vehicle or planning for a future investment, our knowledgeable staff is always ready to assist you in exploring various options that align with your financial aspirations.

Digital & Online Banking

Convenient Online Services

With our robust online banking platform available at https://www.rmcu.net/, you can check your account balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services mean that you can take care of your financial needs whenever it suits you. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! Enjoy the convenience of e-statements available through our online banking services. With electronic statements, you can easily access your financial information in a secure format while helping the environment by reducing paper waste.

Mobile Payments Made Easy

While we currently don't offer mobile payments directly through our app, we're committed to providing you with convenient options in the future. Our goal is to enhance your banking experience continually. In conclusion, Rocky Mountain is here to support all your digital banking needs with ease and security. Explore more about how our online banking can simplify your financial management today! For further details or assistance, don't hesitate to reach out via phone at (406) 449-2680.

Secure and User-Friendly Experience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Plus, our user-friendly mobile application allows you to bank right from your smartphone or tablet, giving you real-time access to your accounts wherever life takes you.

Financial Strength

At Rocky Mountain, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to offer the best services to our community. With a net worth of $33,740,315, we maintain robust financial health, enabling us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates without interruption even during uncertain economic times. Members' savings are secured through $91,111,017 in share certificates and $89,986,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,390,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $2,412 in used auto loans and $264,452,699 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $107,642, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $7,713,329. The trust placed in us by our community is evident as we manage a total of 50,314 share and deposit accounts showing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rocky Mountain is your trusted partner. Visit us at 3120 Dredge Dr Helena Mt 59602 or call (406) 449-2680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,189,067 in used vehicle loans and $56,073,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that cater to your budget and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $9,814,690 provide the capital needed to grow and expand. We understand the challenges that come with running a business and aim to support our members every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,124,654, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for one of our products, our team is here to assist you. We can help determine which loan solution best fits your current situation and financial objectives. At Rocky Mountain located at 3120 Dredge Dr Helena Mt 59602, we're dedicated to serving our community with personalized lending solutions. If you have any questions or want to learn more about our loan offerings, feel free to give us a call at 406-449-2680. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,999,987 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to maintain control over your budget.

Loan Aggregator

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ROCKY MOUNTAIN CREDIT UNION - Helena, MT

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