Rocky Mountain Credit Union Helena MT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Rocky Mountain, where our commitment to serving you shines brightly at our branch located at 3400 N Montana Ave, Helena, MT 59602. Established in 1940, we have proudly nurtured a community of 24,747 members, providing them with financial solutions tailored to their unique needs. With total assets amounting to an impressive $382,663,361, we are dedicated to ensuring your financial well-being. At Rocky Mountain, we understand that trust and reliability are key in building lasting relationships. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business loans all designed with you in mind. Our total deposits stand at $20,287,660, showcasing the confidence our members have in us. Led by our CEO, Cyrus Malkin, and Board President, Kristin Bouchard, our team of 78 employees is here to assist you every step of the way. We take pride in fostering a friendly atmosphere where you feel valued and supported. While members can visit us at 3400 N Montana Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at 406-449-2680. We invite you to experience the Rocky Mountain difference your trusted partner in achieving financial success! For more information on what we offer, please visit us online at Rocky Mountain Credit Union.

Branch History & Mission

At Rocky Mountain, we pride ourselves on a rich history that dates back to 1940. Founded in the heart of Helena, MT, our branch has been a cornerstone of financial support and community growth for over eight decades. Located at 3400 N Montana Ave, just a stone's throw from local landmarks like the Lewis and Clark County Courthouse, we have built a legacy of trust and service that resonates with our members. From our humble beginnings, we have evolved significantly. Today, we serve over 24,000 members with total assets exceeding $382 million. This growth reflects our commitment not only to offering exceptional financial services but also to being an active partner in the Helena community. We strive to empower our members by providing tools and resources that help them achieve their financial goals. Our mission is straightforward yet impactful: to provide personalized banking solutions while fostering community development and support. At Rocky Mountain, we believe that strong communities build strong futures. That's why we engage in various outreach efforts to uplift local organizations and initiatives that matter most to our members. While members can visit us at 3400 N Montana Ave, official correspondence should be sent to the same address for convenience. Our operating hours are Monday through Friday from 8:30 am to 5:30 pm, ensuring you have ample opportunity to connect with our dedicated staff. In line with modern advancements, we offer a range of digital banking options including online banking and mobile applications. We also ensure accessibility through features like ADA compliance and drive-thru services, making banking easier for everyone. With ATM availability right on site, accessing your funds has never been simpler. Community partnerships are vital to what we do at Rocky Mountain. By collaborating with local businesses and organizations, we create pathways for economic growth and support initiatives that enhance the quality of life in Helena. We invite you to experience all that Rocky Mountain has to offer. Join us today and discover how our member-focused services can help you reach your financial dreams while being part of a community dedicated to mutual success. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We are proud to be ADA compliant, ensuring that everyone can visit us comfortably. There are ramps and designated parking spaces for those who need them.

Conveniently Located

You can find us right off North Montana Avenue, making it simple to swing by whether you're heading home from work or out running errands. If you need a quick pit stop, we are close to several local landmarks that make finding us a breeze. Plus, parking is readily available, so you can come in without any hassle.

Operating Hours

We know life can get busy! That's why our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, allowing you plenty of time to take care of your banking needs.

Services Available

At Rocky Mountain, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need quick cash? Our ATM is available for easy withdrawals and balance checks. And if you prefer the convenience of drive-thru banking for simple transactions, we've got that covered too! While members can visit us at 3400 N Montana Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have questions or need assistance, don't hesitate to give us a call at 406-449-2680. Our friendly team is eager to help you navigate your financial journey. Come by today we look forward to seeing you!

Member Eligibility

At Rocky Mountain, becoming a member feels like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in the Helena area, making it easy for you to tap into a community that shares your values. Plus, being part of our credit union means you can enjoy personalized services tailored just for you, from checking and savings accounts to loans and more. Getting started is simple! Just visit us at 3400 N Montana Ave Helena Mt 59602 or give us a call at (406) 449-2680. Our friendly team is ready to guide you through the membership process and answer any questions you might have. For a detailed look at our eligibility criteria, check out this link. We can't wait to welcome you into the Rocky Mountain family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $9,814,690, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your transactions and enhances customer satisfaction. Our merchant services offer just that. By accepting various payment methods seamlessly, you can focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide tools that make everyday operations easier for you. Visit us at 3400 N Montana Ave Helena Mt 59602 in Helena, MT or call us at (406) 449-2680 to learn how our business banking and commercial services can empower your company's success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer a suite of services designed to help your company thrive. From Merchant Services that simplify transactions to various Business Loans aimed at fueling growth, we're here to support every step of your entrepreneurial journey.

Convenient Access

We recognize the importance of convenience in today's fast-paced world. That's why we provide easy access to cash through our ATM & Cash Withdrawal Services, ensuring you can get what you need when you need it. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days! We also pride ourselves on maintaining strong member relationships through personalized service at our branch located at 3400 N Montana Ave Helena Mt 59602. If you have questions about any of our services or need assistance, feel free to give us a call at (406) 449-2680 during our lobby hours from Monday through Friday between 8:30 am and 5:30 pm. At Rocky Mountain, we're committed to providing comprehensive financial solutions that adapt to your changing needs. We invite you to explore all we have to offer and discover how we can help make your financial journey easier and more rewarding. Ready to take the next step? Visit us online at North Montana or stop by our branch today!

Credit Cards with Benefits

Our credit cards come with rewards that fit your lifestyle. Whether you're traveling or shopping locally, you'll earn points that can be redeemed for exciting benefits. It's like having an extra perk every time you spend!

Loans for Your Needs

If you're considering purchasing a vehicle or need a new home, our loan services have got you covered. With competitive rates on Auto Loans & Vehicle Financing, you can hit the road in no time. Plus, if you're looking to buy a house or refinance your existing mortgage, we offer tailored Mortgage Loans & Refinancing solutions. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most.

Personal Banking

Whether you're opening your first checking account or looking to save for a future goal, our Personal Banking options are designed with you in mind. Our Checking & Savings Accounts provide flexibility and help you manage your day-to-day expenses while saving for tomorrow. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking, allowing you to check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Services Offered

Imagine being able to manage your accounts anytime, anywhere. With our online banking services, you can do just that! You can easily access your accounts, view e-statements, and even authorize transactions with electronic signatures making it quick and hassle-free. Plus, if you're on the move, our mobile application ensures you have all these features right at your fingertips. Need to send money to a friend? Our person-to-person transfer service makes this as simple as a few taps on your phone. It's perfect for splitting bills or sending gifts without any delays. While mobile payments aren't currently available, our app still allows for smooth navigation through all your banking needs.

Security and Ease of Use

Security is a top priority for us at Rocky Mountain. Our systems are built with advanced security measures so you can bank confidently knowing that your personal information is protected. The user-friendly interface makes navigating your accounts easy even for those who may not be tech-savvy. We believe in empowering our members with real-time account management options. You can monitor your spending habits, set up alerts for transactions, and manage your finances more effectively than ever before. Experience the ease of banking with Rocky Mountain today and take advantage of our digital services designed just for you! For more information about what we offer, visit us at https://www.rmcu.net/.

Financial Strength

A Strong Foundation

With a net worth of $33,740,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to serving our members is evident in our $28,390,133 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,412 in used auto loans and $264,452,699 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We have $91,111,017 in share certificates and $89,986,697 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We also take pride in our operational efficiency reflected by our $107,642. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 74 full-time employees and 4 part-time employees who are always ready to assist you with a knowledgeable approach.

Trustworthy Partnerships

We hold net shares (funds available for lending and investments) amounting to $7,713,329, reinforcing our ability to support your needs effectively. Additionally, we have achieved a remarkable total of 50,314, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rocky Mountain is your trusted partner. Visit us at 3400 N Montana Ave Helena Mt 59602 or call (406) 449-2680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,189,067 in used vehicle loans and $56,073,339 in new vehicle loans already helping members get on the road. Our financing options are flexible and can be tailored to fit your budget and lifestyle.

Commercial Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $9,814,690 provide the capital needed to thrive in today's market.

Credit Lines and Unsecured Loans

Managing day-to-day expenses can sometimes require a little extra help. That's why we also provide flexible terms on unsecured credit card loans, with a total of $7,999,987 in loans assisting members in managing their finances effectively. Additionally, our total credit lines amount to $63,918,786, ensuring that you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $38,124,654, providing an excellent path toward owning your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, our team is here to guide you through the process. We help simplify the eligibility requirements and provide insights tailored to your financial situation. At Rocky Mountain in Helena, MT (3400 N Montana Ave), we're committed to providing you with the resources you need for successful borrowing. For more information about our loan offerings or to discuss your specific needs with a representative, don't hesitate to reach out at 406-449-2680. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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ROCKY MOUNTAIN CREDIT UNION - Helena, MT

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