Rocky Mountain Credit Union Butte MT | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Rocky Mountain at our Butte Branch, located conveniently at 2101 Yale Ave, Butte, MT 59701. Since opening our doors in 1940, we have proudly served our community with a commitment to providing trustworthy financial solutions. With over 24,700 members, we understand the importance of personalized service and strive to make every interaction meaningful. At Rocky Mountain, we are not just about numbers; we're about people. Our total assets of $382,663,361 reflect the trust our members place in us. With $20,287,660 in total deposits and a net worth of $33,740,315, we ensure your savings are secure while offering competitive loan options. We currently manage 13,866 loans and leases, helping our members achieve their dreams, whether that's buying a new car or owning a home. Our dedicated team of 78 employees is led by CEO Cyrus Malkin and Board President Kristin Bouchard, both of whom are passionate about fostering strong relationships within the community. They ensure that our services ranging from personal banking to business loans are tailored to meet your needs. While you can visit us at our Butte location for all your banking needs, please note that official correspondence should be sent to the same address: 2101 Yale Ave, Butte, MT 59701. We invite you to explore all that Rocky Mountain has to offer by visiting our website at www.rmcu.net or calling us at 406-449-2680 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us on this journey towards financial well-being your future starts here!

Branch History & Mission

Rocky Mountain Credit Union has been a cornerstone of the Butte community since it first opened its doors in 1940. With over eight decades of service, our branch has grown alongside the people we serve, adapting to their needs and helping them achieve their financial goals. Located at 2101 Yale Ave, Butte, MT 59701, our branch is conveniently positioned near local landmarks that make us a familiar and trusted presence in the area. From humble beginnings, Rocky Mountain Credit Union has evolved into a thriving institution with a total membership of 24,747 and assets exceeding $382 million. This growth reflects our commitment to providing personalized financial services while fostering strong relationships within our community. Our mission is clear: we strive to empower our members through accessible banking solutions that enhance their lives and contribute to the overall well-being of Butte. Our dedicated team works tirelessly to offer a range of services including personal banking, auto loans, mortgage loans, and business banking. We understand that each member's journey is unique, which is why we focus on understanding individual needs and tailoring our services accordingly. Whether you're looking for checking accounts or debt consolidation options, our knowledgeable staff is here to guide you every step of the way. In addition to traditional banking services, we've embraced technology to meet the demands of today's world. With online banking and mobile application access available, managing your finances has never been easier. Our commitment to accessibility also extends to having ADA-compliant facilities, ensuring everyone can benefit from our services. Community involvement is at the heart of what we do. We actively seek partnerships and engage in outreach efforts that support local initiatives. By investing in our community, we aim not only to help individuals achieve financial stability but also to contribute positively to the lives around us. While members can visit us at 2101 Yale Ave for all their banking needs, official correspondence should be sent to the same address. Our branch operates Monday through Friday from 8:30 am to 5:30 pm, making it convenient for you to stop by or call us at 406-449-2680 with any questions you may have. At Rocky Mountain Credit Union, we invite you to join us on this journey. Experience firsthand how we can help you reach your financial goals while being an active part of a community-focused organization. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to the Rocky Mountain Butte Branch, your friendly financial partner located at 2101 Yale Ave in the heart of Butte, Montana. We are proud to serve our members in Silver Bow County and beyond. Our branch is easily accessible and conveniently situated near popular landmarks, making it a breeze for you to stop by. Whether you're headed to nearby parks or shopping areas, a visit to us fits seamlessly into your day. At our Butte Branch, we prioritize your convenience. Our location features ample parking and is designed with accessibility in mind, ensuring that everyone can comfortably reach us. We are committed to providing a welcoming atmosphere for all members, complete with ADA-compliant features like ramps. We understand that life gets busy, which is why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 8:30 AM to 5:30 PM. If you prefer banking on the go, we also offer an ATM for quick cash withdrawals and balance checks right outside our doors. Plus, our drive-thru service allows for easy access when you're on the move perfect for those simple transactions like deposits or withdrawals. While you can always visit us at 2101 Yale Ave, if you need to send any official correspondence, please direct it to the same address as our mailing address is also 2101 Yale Ave, Butte, MT 59701. Whether you're looking for personal banking options like checking accounts and auto loans or business services including merchant services and business loans, we've got you covered. Our team is dedicated to helping you navigate your financial needs with ease. We invite you to come see us soon! If you have questions or need assistance before your visit, don't hesitate to call us at 406-449-2680. Your journey toward better banking starts here at Rocky Mountain's Butte Branch!

Member Eligibility

At Rocky Mountain, we believe that everyone deserves a place in our community. Joining us as a member is simple and welcoming! To be eligible, you just need to live, work, worship, or attend school in the Butte area, or have a family member who is already part of our credit union. This connection allows you to access all the financial benefits we offer, including lower loan rates and personalized service. We're dedicated to helping you achieve your financial goals in a supportive environment. If you're ready to become part of something special at Rocky Mountain, it's easy to get started! You can visit us at 2101 Yale Ave Butte Mt 59701 or give us a call at (406) 449-2680 for more information. For detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine a seamless payment experience for your customers that not only speeds up transactions but also enhances their satisfaction. Our merchant services enable you to accept various payment methods easily, allowing you to focus on what matters most growing your business. From credit card processing to point-of-sale solutions, we equip you with the tools necessary to keep your operations running smoothly. Visit us at 2101 Yale Ave Butte Mt 59701 in Butte, MT, or call us at (406) 449-2680 to learn how our business banking and commercial services can support your journey toward success!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,814,690, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATM services ensure you can access your money with ease. Plus, if you prefer face-to-face interaction for simple transactions like deposits or withdrawals, our Drive-Thru Banking is available for quick service.

Flexible Financing Solutions

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. With us, managing debt becomes less daunting and more manageable. Plus, our Credit Cards with Rewards allow you to earn while you spend ideal for those who love to travel or enjoy dining out.

Get in Touch

We invite you to visit us at 2101 Yale Ave Butte MT 59701, or give us a call at 406-449-2680 during our operating hours from Monday to Friday, 8:30 AM - 5:30 PM. At Rocky Mountain, we're not just a credit union; we're a community partner committed to helping you thrive financially. Explore how our diverse services can meet your needs by visiting our website at rmcu.net. Let us help you take control of your financial future today!

Personal Banking Made Simple

When it comes to personal banking, we've got you covered with Checking & Savings Accounts that fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings that's what we aim to provide. Our Auto Loans & Vehicle Financing options help you drive off in the car of your dreams without breaking the bank. And if you're considering buying a home, our Mortgage Loans & Refinancing solutions are here to guide you through the process smoothly.

Supporting Your Business Goals

For small business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that make transactions easier for your customers to Business Loans that can fund your next big project, we're here to support your entrepreneurial spirit.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign documents securely from the comfort of your home, saving you trips to the branch and ensuring that sensitive information stays protected. You can also opt for e-statements, allowing you to view and manage your statements electronically. This not only helps in reducing paper clutter but also makes it easy to access past statements whenever you need them. For those who love mobile technology, our mobile application puts banking right in your pocket! Use it to make person-to-person transfers effortlessly sending money to friends or family has never been simpler. While we currently do not support mobile payments, we encourage our members to explore the various options within our app for effective account management. In summary, at Rocky Mountain, we are committed to providing user-friendly digital banking solutions that fit seamlessly into your life. With enhanced security measures and convenient features like electronic signatures and e-statements, managing your money has never been more accessible. Dive into a world where banking works for you by visiting us at https://www.rmcu.net/ !

Financial Strength

Growing Together

As of now, we proudly serve 24,747 members with a total of 50,314 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,713,329 further highlights our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Rocky Mountain is your trusted partner. Visit us at 2101 Yale Ave Butte Mt 59701 or call 406-449-2680 to learn more about how we can help you achieve your financial goals.

Investing Back Into You

With $28,390,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $26,445,269 in total loans and leases and $2,412 in used auto loans, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $91,111,017 in share certificates and $89,986,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income reflects our operational efficiency; our net income of $1,611,552 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $33,740,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff at our Butte branch located at 2101 Yale Ave Butte MT 59701 is here to answer all your questions and help you find the right fit. You can contact us at 406-449-2680 during our operating hours from Monday to Friday, 8:30 am - 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today with Rocky Mountain!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,189,067 in used vehicle loans and $56,073,339 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $9,814,690 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with competitive financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,124,654, make buying or refinancing simple. We're committed to guiding you through the process to ensure you find the right solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,999,987 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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ROCKY MOUNTAIN CREDIT UNION