Rockland Employees Credit Union Spring Valley NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Rockland Employees, your trusted financial partner located at 170 Route 59, Spring Valley, NY 10977. Since our establishment in 1962, we have proudly served our community with a commitment to helping members achieve their financial goals. With a total membership of over 7,300 individuals, we understand the importance of personalized service and community involvement. At Rockland Employees, we take pride in our robust financial standing, boasting total assets of $54,223,797 and total deposits reaching $1,906,729. Our solid net worth of $8,555,203 reflects our dedication to providing security and reliability to our members. Whether you're looking for auto loans or personal banking solutions, we offer a variety of services designed to meet your needs. Our team of 19 dedicated employees, led by CEO Miriam Fernandez and Board President Basil Townsend, is here to support you every step of the way. We believe in building lasting relationships with our members based on trust and transparency. If you need assistance or have questions about our services ranging from checking and savings accounts to mortgage loans don't hesitate to reach out. While you can always visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 170 East Central Avenue, Spring Valley, NY 10977. We invite you to explore what makes Rockland Employees special. Visit our website at refcu.org or give us a call at 845-371-5804 during our lobby hours from Monday to Friday, 8 AM to 4 PM. Join us today and discover the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Focus

Our mission goes beyond just banking; it's about creating a positive impact in Spring Valley and surrounding areas. We actively participate in community outreach efforts and partnerships that promote financial literacy and support local initiatives. We believe in giving back and contributing to the welfare of our neighbors. While members can visit us at 170 Route 59, official correspondence should be sent to 170 East Central Avenue, Spring Valley, NY 10977 if different matters arise. Our branch offers convenient operating hours from Monday to Friday, 8 AM to 4 PM, making it easy for you to connect with us when you need assistance.

Join Us

As we look toward the future, Rockland Employees remains dedicated to fostering strong relationships with our members. Whether you're looking for personal loans or want to explore business banking options, we're here to guide you every step of the way. With ATM availability and shared service center access nearby, we strive to ensure your banking experience is smooth and efficient. We invite you to become part of our growing family at Rockland Employees. Experience firsthand the benefits of membership join us today! For inquiries or assistance, please call us at 845-371-5804. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings over six decades ago, Rockland Employees was founded with a clear mission: to provide accessible financial services that empower our members and support their dreams. We have continuously evolved to meet the changing needs of our community. Our commitment to providing exceptional service is reflected in our comprehensive range of offerings from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we have embraced modern technology by introducing online and mobile banking options. This ensures that our members can manage their finances conveniently from anywhere. We also maintain ADA compliance to ensure all members can access our services comfortably.

Branch Location & Accessibility

Convenient Access

Parking is readily available for our members, ensuring that your visit is hassle-free. For those who may need assistance, our branch features accessibility options compliant with ADA standards, including ramps and designated parking spots. Whether you're dropping by for a quick transaction or sitting down to discuss your financial needs, we strive to make your experience as comfortable as possible.

Let’s Connect!

Have questions or need assistance? Feel free to call us at 845-371-5804. We're excited to help you on your financial journey! Come visit us today and discover how we can support your banking needs in a welcoming atmosphere.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 8 AM to 4 PM, making it easy for you to stop by before work or during lunch breaks. If you prefer handling transactions on-the-go, our ATM is available for cash withdrawals and balance checks whenever you need it.

Services Tailored For You

At Rockland Employees Credit Union, we provide a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared branch transactions right here at our location. While members can visit us at 170 Route 59 for all their banking needs, please note that official correspondence should be sent to our mailing address at 170 East Central Avenue, Spring Valley, NY 10977.

Member Eligibility

At Rockland Employees, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're looking to become part of our family, you'll be pleased to know that eligibility is accessible and straightforward. You can join us if you work for or are retired from certain employers, or if you are related to someone who qualifies. We also welcome members from the local community who share our values. For a detailed breakdown of the specific criteria, feel free to visit our website at http://www.refcu.org/index.php/membership . Joining is just the beginning of your experience with us! As a member of Rockland Employees, you'll enjoy personalized services like checking and savings accounts, auto loans, and even credit cards with rewards. Plus, we're here for you every step of the way just give us a call at (845) 371-5804 if you have any questions or need assistance with opening an account. It's as easy as stopping by our branch at 170 Route 59 Spring Valley Ny 10977, and we can't wait to help you get started on your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your shop with payment processing that's straightforward and reliable. Our merchant services help you accept payments easily, allowing you to focus on what matters most serving your customers. Whether you're at a bustling market or managing an online store, we have the tools to help you thrive. Visit us at 170 Route 59 Spring Valley Ny 10977 in Spring Valley, NY or call us at (845) 371-5804 to learn more about how we can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans and vehicle financing options make it easier than ever. We provide competitive rates and personalized service so you can drive away in your new car with confidence. Plus, our straightforward application process means less time waiting and more time enjoying your new ride.

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We're here to support local businesses by providing tools that help them grow and thrive in today's competitive market.

Convenient Access Points

We know convenience matters. That's why we provide ATM services that allow you to withdraw cash and check balances without hassle. Additionally, as part of our shared branch network, members of partner credit unions can also perform basic transactions like deposits and withdrawals at our location. Whether you're visiting us during our lobby hours from Monday to Friday between 8 AM to 4 PM or accessing services online at refcu.org, we're committed to making banking easier for you. If you're interested in becoming a member or want more information about any of our services, don't hesitate to reach out! Call us at 845-371-5804, and let us assist you on your financial journey today!

Credit Cards with Rewards

Our credit cards with rewards program is designed with you in mind. Earn points for every purchase you make, which can be redeemed for travel, merchandise, or cash back. It's an easy way to make the most out of your spending!

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your current mortgage, we offer various mortgage loans tailored to fit your budget and lifestyle. Our knowledgeable staff will guide you through every step of the process, helping you find the best solution for your housing needs.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer checking and savings accounts designed to help you save while providing flexibility for everyday transactions. With features like online banking and mobile access, you can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home improvements, medical bills, or debt consolidation, we provide flexible terms and quick approval processes to help you get back on track financially.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Visit us at https://refcu.org/ to get started!

Manage Your Money on the Go

For those who prefer banking on their mobile devices, our mobile application offers all the functionalities you need right at your fingertips. You can easily send money through person-to-person transfers, ensuring that sharing funds with friends or family is quick and straightforward.

Secure Transactions Made Simple

We prioritize security in every transaction. Our electronic signature authorization feature makes signing documents hassle-free and secure, so you can handle important transactions without the need for paper forms. Plus, with e-statements available, you can view your financial statements online no more waiting for the mail.

User-Friendly Features

Our online platform is designed to be user-friendly, making it easy for everyone to navigate their accounts. With real-time account management tools, you can stay updated on your finances with ease. Whether you're looking to make a payment or review recent transactions, it's all organized for you. In today's fast-paced world, having reliable digital banking options is crucial. At Rockland Employees, we strive to provide our members with seamless access to their finances while ensuring top-notch security. Explore all our digital banking features today!

Financial Strength

Commitment to Growth

With $8,482,651 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $43,527,613 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share Accounts: 11,627 show a strong and growing member base that trusts us with their finances. Our focus remains on building lasting relationships with each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rockland Employees is your trusted partner. Visit us at 170 Route 59 Spring Valley Ny 10977 or call us at 845-371-5804 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, demonstrating our ability to manage expenses while focusing on the needs of our members. Additionally, we proudly employ 19 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $590,857 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, we focus all our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $8,555,203, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,791,472 in used vehicle loans and $3,424,728 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away satisfied.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,065,958 in loans helping members manage their finances effectively. These cards come with benefits that make everyday purchases more manageable. For those looking for additional borrowing options without collateral requirements, our credit lines totaling $3,140,750 can provide the support you need for personal or business expenses. Our team is committed to helping you find the right loan product that suits your needs. If you're interested in applying or learning more about our loan offerings and eligibility requirements, feel free to reach out at 845-371-5804 during our lobby hours from Monday to Friday between 8 AM and 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and take the first step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,314,016, make buying or refinancing simple. We offer various mortgage solutions designed to fit different budgets and lifestyles. If you're considering refinancing your current mortgage, we can guide you through the process and discuss eligibility options.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs. By verifying the legitimacy of lenders, LendMesh guarantees that users are presented with trustworthy options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in finding better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ROCKLAND EMPLOYEES FEDERAL CREDIT UNION - Spring Valley, NY