Rockland Employees Credit Union Orangeburg NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rockland Employees! Nestled in the heart of Orangeburg, NY, at 140 Old Orangeburg Rd, we are more than just a credit union; we are a dedicated community partner committed to your financial wellbeing since our establishment in 1962. With a strong membership base of over 7,300 individuals, we take pride in providing personalized services tailored to meet your unique needs. At Rockland Employees, our total assets stand at an impressive $54,223,797, reflecting our stability and commitment to serving you. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have options that cater to every stage of life. Our members enjoy the security of knowing their deposits, totaling $1,906,729, are backed by a solid net worth of $8,555,203. While you can visit us at our Orangeburg branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 170 E Central Avenue, Spring Valley, NY 10977. Our friendly team of 19 employees, led by CEO Miriam Fernandez and Board President Basil Townsend, is here to assist you from Monday to Friday between 8 AM and 4 PM. We understand the importance of community involvement and strive to make a positive impact through our various programs and services. With 5,282 loans and leases granted to date, we help empower our members to achieve their financial goals. Ready to experience the difference? Give us a call at 845-359-3900 or visit our website at https://refcu.org/ today! Let's embark on this financial journey together!

Branch History & Mission

At Rockland Employees, we pride ourselves on a rich history that dates back to 1962. Since our doors first opened in Orangeburg, NY, we've been dedicated to serving our community with personalized financial solutions and unwavering support. Our branch is located at 140 Old Orangeburg Rd, a place where neighbors become friends and financial goals are achieved together. Over the years, Rockland Employees has grown significantly. Today, we proudly serve over 7,300 members and manage total assets of approximately $54.2 million. This growth is not just a reflection of numbers; it represents the trust and loyalty of our members who have chosen us for their financial needs. Our mission has always been clear: to empower individuals and families through accessible financial services while fostering a sense of community. Our commitment extends beyond traditional banking. We offer a variety of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored for local entrepreneurs. We understand that each member's journey is unique, which is why we prioritize personalized service in everything we do. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 170 E Central Avenue, Spring Valley, NY 10977. Our operating hours are Monday to Friday from 8 AM to 4 PM, making it easy for you to stop by or reach out via phone at 845-359-3900. Rockland Employees also embraces modern technology with online banking and mobile applications designed to make managing your finances convenient and secure. We are proud to offer shared service center availability for added flexibility in accessing your accounts. Community involvement is at the heart of what we do. We actively engage in partnerships and outreach efforts aimed at uplifting those around us. Whether it's supporting local events or providing financial education workshops, we strive to make a positive impact on the lives of our members and neighbors. Join us at Rockland Employees Credit Union and experience firsthand the benefits of being part of a community-focused institution that truly cares about your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Rockland Employees, we understand the importance of accessibility. Our branch is designed with features to ensure that everyone can comfortably access our services. Parking is available right near the entrance, and we have ADA-compliant ramps for easy entry. You'll find our team ready to assist you as soon as you walk through the door.

Get in Touch

Have questions? Feel free to give us a call at 845-359-3900. We're looking forward to seeing you soon at Rockland Employees Credit Union! Your financial journey starts here.

Operating Hours

We're here for you Monday through Friday from 8 AM to 4 PM, so you can visit us during your lunch break or after work. Our friendly staff is eager to help you with everything from personal banking to auto loans.

Services We Offer

While you're here, explore the range of services we provide. From checking and savings accounts to vehicle financing and credit cards with rewards, we have something for everyone! Plus, if you're a member of another credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Rockland Employees, we believe that everyone deserves to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Rockland County, you're likely eligible to join us. We also invite family members of existing members to apply. Being part of our credit union means you gain access to personalized services and competitive rates that help you achieve your financial goals. To explore the detailed eligibility criteria, feel free to visit our website at http://www.refcu.org/index.php/membership. Once you're ready to join, opening an account is just as easy! You can get started by giving us a call at (845) 359-3900 or visiting us at our branch located at 140 Old Orangeburg Rd Orangeburg Ny 10962. Our friendly team is here to assist you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly from your customers. Our merchant services allow you to handle transactions easily, giving you more time to focus on what you do best running your business. From payment processing solutions to point-of-sale systems, we provide the tools that make managing your finances simpler. Located conveniently at 140 Old Orangeburg Rd Orangeburg Ny 10962, Orangeburg, NY NY, our team is ready to help you navigate the financial aspects of running a successful business. Reach out today at (845) 359-3900 and let's discuss how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking offerings. From merchant services that help you process payments smoothly to business loans designed to support growth and expansion, we are committed to helping local businesses thrive.

Connect With Us

Our friendly team at Rockland Employees is here to guide you through all these services and answer any questions you may have. Don't hesitate to reach out at 845-359-3900 during our lobby hours from Monday to Friday between 8 AM and 4 PM. Join us today and experience how easy managing your finances can be! For more information about membership eligibility and additional services, visit us online at Rockland Employees. Your financial success is our priority!

Credit Card Benefits

Our Credit Cards with Rewards allow you to earn points on everyday purchases. It's a great way to save while spending! You can use these rewards for travel, merchandise, and more making every purchase work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking solutions. Access your accounts from anywhere at any time. Need cash? While we currently don't have ATMs on-site, we do provide ATM & Cash Withdrawal Services through shared branches ensuring you can access your money when needed. Additionally, if you're a member of another partner credit union, basic shared branch transactions like deposits and withdrawals are available for your convenience.

Personal Banking Solutions

We understand that everyone has different financial goals. That's why our Personal Banking services include Checking & Savings Accounts tailored for your lifestyle. Imagine being able to easily access your funds online or through our mobile app banking has never been more convenient! Plus, with features like e-statements and electronic signature authentication, managing your accounts is simple and secure. When it comes to financing your dreams, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of a new car without breaking the bank. We also offer Mortgage Loans & Refinancing, so whether you're buying a new home or looking to lower your monthly payments, we can help you find the right solution. For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation options. We're here to provide financial flexibility when you need it most.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with the ability to send money directly to friends or family through our person-to-person transfer feature, sharing expenses has never been easier. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified, giving you peace of mind with every action you take online. Additionally, we provide e-statements that help you track your financial activity without the clutter of paper statements.

Mobile Convenience

For those on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone or tablet no need to visit a branch! While mobile payments aren't available yet, our app supports all the essential features to keep you connected and in control. With all these features at your fingertips, Rockland Employees is committed to making banking simpler and more efficient for our members. Whether you're at home or out and about, enjoy real-time account management tailored to fit your lifestyle!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees who are dedicated to providing exceptional service at all times.

Growing Member Base

With 11,627, we demonstrate a strong and growing member base that trusts us with their finances. This trust helps us invest back into our community through better services and products tailored for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rockland Employees is your trusted partner. Visit us at 140 Old Orangeburg Rd Orangeburg Ny 10962 or call (845) 359-3900 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $590,857 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' needs, which is why we focus resources on delivering value rather than relying heavily on non-member deposits.

Solid Capital Foundation

Our net worth ratio of $1,576 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability is essential for you as our valued member.

Strong Lending Capacity

With $631 in used auto loans and $43,527,613 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're purchasing a new vehicle or financing personal needs, we're here to help you every step of the way.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,791,472 in used vehicle loans and $3,424,728 in new vehicle loans already helping members get on the road. We provide financing options that can fit your budget and lifestyle.

Credit Lines and Personal Loans

We also offer personal loans and credit lines to help manage unexpected expenses or consolidate debt. With a total of $3,140,750 available in credit lines, you can have peace of mind knowing that funds are readily accessible when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,314,016, make buying or refinancing simple. We strive to make the process straightforward and transparent, so you can focus on what really matters your new home.

Unsecured Credit Card Loans

We understand that flexibility is key when it comes to managing your finances. That's why we provide flexible terms on unsecured credit card loans, with a total of $3,065,958 in loans helping members manage their finances effectively. Enjoy competitive rates and no hidden fees as you build your credit responsibly. If you're considering refinancing any existing loans, our team is here to discuss eligibility options that could save you money in the long run. For more information or to start your application process today, please contact us at (845) 359-3900, or visit us at our location: 140 Old Orangeburg Rd Orangeburg Ny 10962, Orangeburg, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey at Rockland Employees!

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