Rocket Credit Union Mcgregor TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Rocket Federal Credit Union, your trusted partner in financial success located at 905 W Mcgregor Dr, Mcgregor, TX 76657. Established in 1954, we have proudly served our community for decades, building strong relationships with our 3,160 members and helping them achieve their financial goals. With total assets of $30,740,375 and deposits reaching $3,539,410, we are committed to providing reliable services that meet the diverse needs of our members. At Rocket Federal Credit Union, we understand that each member's journey is unique. That's why we offer a range of financial products from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 12 employees, led by CEO Terry Sloan and Board President Justin Havelka, works tirelessly to ensure you receive personalized support every step of the way. While members can visit us at our branch location for convenient services including drive-thru banking, official correspondence should be directed to our mailing address at PO Box 235, McGregor, TX 76657 if it's different from your visit. We encourage you to reach out at (254) 840-2873 or explore our website at rocketfcu.com for more information on how we can assist you. Join us today and experience the difference a community-focused credit union can make in your life!

Branch History & Mission

Community Focus

Our commitment extends beyond just finance; we actively engage with our community through outreach programs and partnerships that aim to uplift those around us. Whether it's supporting local events or working with organizations that share our vision for a stronger community, Rocket is dedicated to making a positive impact.

Join Us

As we look forward to the future, we invite you to join the Rocket family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial well-being. Whether you're looking for personal banking options or business solutions, we're here to help you achieve your goals. For more information or to speak with one of our friendly representatives, please call us at (254) 840-2873. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Rocket has evolved into a thriving credit union with over 3,160 members and total assets amounting to $30,740,375. Located at 905 W McGregor Dr, we are conveniently situated near local landmarks that make us easily accessible for all your banking needs. Our drive-thru service allows for quick transactions, making it easy for busy individuals and families to manage their finances without hassle. While members can visit us at 905 W McGregor Dr, official correspondence should be sent to PO Box 235, McGregor, TX 76657. This ensures that we can serve you efficiently while maintaining clear communication.

Our Mission

At Rocket, our mission is simple yet profound: We strive to provide exceptional financial services while supporting the dreams and aspirations of our community. We offer a range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards tailored to meet your needs. But it's not just about banking; it's about building relationships and empowering individuals and families in McGregor. We believe that everyone deserves access to quality financial services. That's why we've embraced digital advancements like online and mobile banking to ensure convenience and accessibility for all members. Additionally, we prioritize ADA compliance so that everyone can benefit from our services without barriers.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, feel free to reach out at 254-840-2873. And remember, while members can visit us at 905 W Mcgregor Dr for in-person support, official correspondence should be sent to PO Box 235, McGregor, TX 76657. We invite you to stop by Rocket Federal Credit Union today! Experience our commitment to service firsthand your financial wellness is our top priority.

Nearby Landmarks and Accessibility

Just a stone's throw away from local favorites like the McGregor City Park and the historic downtown area, our branch is ideally situated for both convenience and community connection. We pride ourselves on being accessible to everyone; our facilities are ADA compliant, ensuring that all members can navigate easily. Ample parking is available right outside our doors, making visits quick and hassle-free.

Operating Hours and Services

We know that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 am to 4:30 pm, and on Fridays until 5:00 pm. Our friendly team is always ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. For those who prefer a quick transaction, we have drive-thru banking available for deposits, withdrawals, and simple transactions. While we currently do not offer ATM services at this location, our drive-thru ensures you can get what you need without leaving your vehicle.

Member Eligibility

At Rocket, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. To become a member of Rocket, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in the area, you're already on the right track! We welcome individuals from various backgrounds because we value diversity and inclusivity. Plus, our members enjoy personalized service and access to a range of financial products designed just for you. Getting started is easy! You can find all the details about eligibility at , which outlines everything you need to know. If you're ready to take the next step, visit us at our branch located at 905 W Mcgregor Dr Mcgregor Tx 76657 or give us a call at (254) 840-2873 for any questions. We're here to help you start your membership journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline transactions for your business. Imagine being able to accept payments quickly and securely, whether in-store or online. With our competitive rates and reliable support, you can focus on what matters most growing your business. Located at 905 W Mcgregor Dr Mcgregor Tx 76657 in Mcgregor, TX, we're here to help you thrive. For more information about how our services can benefit your business, call us at (254) 840-2873 or visit our website at Rocket Federal Credit Union. Let's build a brighter future together!

Comprehensive List Of Services

Always Here for You

Our commitment to serving our members goes beyond just offering services; it's about building relationships and being there when you need us most. Our team is ready to assist you during our lobby hours Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:00 PM making sure you receive the support necessary for all your financial needs. Ready to explore what we can do for you? Give us a call at (254) 840-2873 or visit us online at Rocket Federal Credit Union. Let's work together towards achieving your financial goals!

Business Banking Services

For local entrepreneurs and businesses, we understand the unique challenges you face. That's why we provide tailored business banking solutions, including merchant services and business loans. We aim to support your growth by offering financial products designed specifically for small businesses.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Rocket, our online and mobile banking platforms make it easy for you to access your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. You can also rely on our basic drive-thru banking service for quick transactions like deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

For those managing personal finances, Rocket offers a variety of options. Our checking and savings accounts provide flexible ways to manage your money while earning interest. If you're considering buying a new car, our auto loans and vehicle financing can help you get behind the wheel with affordable rates and terms that suit your budget. For homebuyers or those looking to refinance, we have comprehensive mortgage loans that cater to different financial situations. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation options can assist you in achieving your goals without straining your finances. Plus, our credit cards with rewards allow you to earn points on your purchases, making spending more rewarding.

Digital & Online Banking

Key Features

Enjoy the freedom of mobile payments with our user-friendly mobile application. With just a tap on your smartphone, you can make payments quickly and securely. If you need to send money to friends or family, our person-to-person transfer feature makes it effortless no need for cash or checks! For those who prefer going paperless, we offer e-statements that provide an easy way to keep track of your transactions without the clutter. And with electronic signature authorization, signing documents has never been simpler or more secure.

Security and Accessibility

We take your security seriously. Our online banking platform employs advanced encryption to keep your information safe while providing you with real-time access to your accounts. Everything from monitoring spending to setting up alerts is designed to give you peace of mind. Whether you're at home or on the go, Rocket is committed to making your banking experience smooth and hassle-free. Explore all the digital options available today by visiting us at https://www.rocketfcu.com/ and enjoy managing your finances like never before!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 5,057, showing a strong and growing member base that trusts us with their finances. This trust is built on our consistent performance and dedication to serving you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rocket is your trusted partner. Visit us at 905 W Mcgregor Dr Mcgregor Tx 76657 or call (254) 840-2873 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $3,230,018 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our capacity for lending is significant: with $349 in used auto loans and $22,688,600 in total loans and leases, we support our members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $4,301,765 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $992,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-5,924, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees ready to assist you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $3,524,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,146 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,755,542 in used vehicle loans and $5,527,426 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions tailored just for you.

Credit Lines

If you need ongoing access to funds, our credit lines provide the flexibility you need with a total limit of $5,300,000 available to support your financial plans. This option allows you to borrow what you need when you need it without taking on unnecessary debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can help you secure your dream home without the hassle typically associated with mortgages.

Refinancing Options

We also offer refinancing options across our loan products. If you're looking to lower your monthly payments or consolidate debt into one manageable sum, our team is here to assist you through every step of the process. Our dedicated staff at Rocket is here to help guide you through your borrowing journey. For more information or to apply for one of our loan products, please don't hesitate to reach out at (254) 840-2873 or visit us at our branch located at 905 W Mcgregor Dr Mcgregor Tx 76657 in Mcgregor, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right financing solution tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses can be tough, but our flexible terms on unsecured credit card loans can help. With a total of $192,388 in loans assisting members, you'll find it easier to manage your finances effectively while enjoying the benefits of rewards and low fees.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a valuable tool for anyone seeking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality is reflected in the latest results available at NCUA's official site, guaranteeing that users receive fair and transparent offers. One of the key benefits of using LendMesh is its reliance on verified data. Loan offers are sourced from legitimate financial institutions, ensuring users can trust the information they receive. Additionally, there are no sponsored listings on LendMesh; lenders are not prioritized based on paid promotions. This neutrality allows users to see unbiased results that truly reflect current market conditions. The platform also provides real-time rate comparisons, offering up-to-date loan rates from multiple institutions. This feature helps users navigate their options effectively, allowing for informed decision-making without unnecessary stress. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits of using this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ROCKET FEDERAL CREDIT UNION - Mcgregor, TX