ROCK VALLEY CREDIT UNION

Welcome to Rock Valley, your trusted financial partner right here in Machesney Park, IL! Established in 1968, we have proudly served our community for over five decades, fostering a welcoming environment where members can thrive. With a dedicated membership of 15,599 and total assets reaching an impressive $160,105,802, we are committed to providing exceptional services that truly make a difference. Located at 11280 Forest Hills Rd, Machesney Park, IL 61115, our branch is easily accessible for all your banking needs. While you can visit us at this location, please note that any official correspondence should be directed to the same address. At Rock Valley, we believe in empowering our members through tailored financial solutions. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total deposits amounting to $2,161,872 and a net worth of $18,391,902, you can trust that your finances are in safe hands. Our team of 49 employees, led by CEO Darlyne Keller and Board President David Gill, is passionate about helping you achieve your financial goals. Whether you're looking to secure a loan or need assistance with online banking services, we are here for you every step of the way. As part of our commitment to the community, we focus on building lasting relationships with our members. Your success is our success! If you're ready to experience personalized service and expert advice tailored just for you, don't hesitate to call us at 815-633-5150 or visit our website at Rock Valley Credit Union. Join us today and discover the difference that community-focused banking can make!

Joining the Rock Valley community is a wonderful step towards better financial health and support. At our branch located at 11280 Forest Hills Rd Machesney Park Il 61115, we welcome individuals who live, work, worship, or attend school in the area. Even if you have family members who are already part of our credit union, you can become a member too! This inclusive approach means that whether you're new to the area or a long-time resident, there's a place for you here. Membership comes with fantastic benefits like personalized service, lower loan rates, and access to exclusive financial products designed just for our members. To learn more about what it takes to join us, please visit our eligibility page at http://www.rockvalleycreditunion.org/membership for detailed information. Opening an account is straightforward and friendly just give us a call at (815) 633-5150 or check out our account opening details online at http://www.rockvalleycreditunion.org/board-of-directors-2 . We can't wait to welcome you into the Rock Valley family!

At Rock Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust is built on transparency and reliable performance. That's why we want to share with you the solid foundation of our financial strength. With a net worth of $18,391,902, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,148 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,034,786 in share certificates and $7,795,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,927,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,163,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,747 in used auto loans and $129,512,925 in total loans and leases. Our operational efficiency is reflected in our $491,420, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 31,585, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rock Valley is your trusted partner. Visit us at 11280 Forest Hills Rd Machesney Park Il 61115 or call (815) 633-5150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Rock Valley, we understand that life comes with various financial needs, whether it's buying a new car, purchasing a home, or managing unexpected expenses. Our diverse range of loan products is designed to help you meet your goals effectively. With over 6,040 loans issued, we've helped thousands of members achieve their financial goals. If you're looking to finance a vehicle, our auto loans are particularly attractive. We have provided $45,538,735 in used vehicle loans and $15,324,236 in new vehicle loans already helping members get on the road. Our competitive rates make it easier for you to drive away with your dream car. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,557,965, making buying or refinancing simple. We cater to a variety of needs, whether you're purchasing your first home or looking to refinance an existing mortgage. For those needing flexible credit solutions, we also offer unsecured credit card loans totaling $0. These loans can help you manage everyday expenses without the burden of high-interest rates. If you're considering starting or expanding a business, our outstanding commercial loans totaling $213,011 provide the capital needed to grow and thrive in today's market. We pride ourselves on our service and commitment to our members' financial well-being. For more information about our loan offerings or to check eligibility and refinancing options, please reach out to us at (815) 633-5150, visit us at our branch located at 11280 Forest Hills Rd Machesney Park Il 61115, or explore more online at https://www.rockvalleycreditunion.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way on your financial journey!