Rock Valley Credit Union Loves Park IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rock Valley, your trusted financial partner located at 1201 Clifford Ave, Loves Park, IL 61111. Established in 1968, we have been dedicated to serving our community for over five decades. Our commitment shines through our impressive membership base of 15,599 and total assets exceeding $160 million. With a strong focus on providing personal and business banking solutions, we offer everything from checking and savings accounts to auto loans and credit cards with rewards. At Rock Valley, we pride ourselves on our member-centric approach. With a net worth of $18,391,902 and total deposits reaching $2,161,872, you can trust that your funds are secure with us. We understand the importance of accessibility; that's why we provide multiple services including online banking, ATM access, and a friendly drive-thru service for your convenience. Our leadership team, headed by CEO Darlyne Keller and Board President David Gill, is passionate about fostering relationships within our community. Together with our dedicated team of 49 employees, we strive to ensure that every member feels valued and supported in their financial journey. Whether you're looking to open an account or explore loan options, we're here to help! Feel free to visit us at our branch or reach out via phone at 815-282-0300. For official correspondence, please use our mailing address: 1201 Clifford Ave, Loves Park, IL 61111. Join us at Rock Valley today where you're not just a member; you're family! Visit our website at rockvalleycreditunion.org for more information on how we can assist you in achieving your financial goals.

Branch History & Mission

Community Commitment

We believe in giving back. Our involvement extends beyond financial services; we actively participate in community events and support various local charities. By working together with residents and other organizations, we aim to create a stronger, more resilient community.

Join Us!

As we look forward to the future, we invite you to become part of our family at Rock Valley. Experience the benefits of membership whether it's personalized service from our friendly staff or innovative banking solutions tailored just for you. Visit us during our operating hours from 8:00 AM - 5:30 PM on weekdays and 9:00 AM - 12:30 PM on Saturdays, or give us a call at 815-282-0300 for more information. Join us today and discover how Rock Valley can help you achieve your financial goals!

Our Journey

Rock Valley began as a small credit union with a vision to provide affordable financial services to the people of Loves Park. Over the years, we have evolved significantly while staying true to our core values of integrity, community support, and member service. Each milestone we achieve reflects our dedication to enhancing the lives of our members and ensuring their financial well-being. Our journey is marked by key developments such as expanding our range of services. Today, we offer everything from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. In addition, we provide online and mobile banking options that make managing finances easier than ever before.

Our Mission

At Rock Valley, our mission is clear: to empower our members with the tools they need for a secure financial future while fostering a strong sense of community. We strive not only to provide exceptional financial services but also to engage in outreach efforts that uplift those around us. Whether through partnerships with local organizations or initiatives aimed at improving financial literacy, we are dedicated to making a positive impact right here in Loves Park. While members can visit us at 1201 Clifford Ave, official correspondence should be sent to the same address for consistency. Our branch features an ATM for convenient access to cash and offers drive-thru banking for those on the go.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 815-282-0300 or visit our website at Rock Valley Credit Union. We invite you to stop by soon; we look forward to serving you!

Convenience and Accessibility

At Rock Valley, we prioritize your convenience. Our branch features ample parking for both cars and those using mobility aids, ensuring everyone can visit us comfortably. We comply with ADA standards, providing ramps and accessible entrances so that all members can enjoy our services without any barriers.

Operating Hours

We understand that life gets busy. That's why we're open Monday through Friday from 8:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 12:30 PM for your banking needs. Whether you're stopping by during your lunch break or on the weekend, we're here for you!

Services Offered

Inside our branch, you'll find a range of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick transaction? Our drive-thru service allows you to handle deposits and withdrawals with ease. For added convenience, we also offer ATM services right here at our location, so you can access cash whenever you need it. If you're a member of another participating credit union, feel free to take advantage of our shared service center for basic transactions as well. While members can visit us at 1201 Clifford Ave, official correspondence should be sent to the same address for consistency.

Member Eligibility

Becoming a member of Rock Valley is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the area, you're likely already eligible to join us! We welcome individuals from diverse backgrounds and strive to make banking accessible for everyone. By becoming a member at Rock Valley, you'll enjoy personalized service, competitive rates on loans and savings accounts, and various financial products tailored just for you. The membership process is straightforward and friendly simply visit us at our branch located at 1201 Clifford Ave Loves Park Il 61111 or check out our eligibility details at http://www.rockvalleycreditunion.org/membership for the most up-to-date information. If you have any questions or want to get started, feel free to give us a call at (815) 282-0300. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $213,011, we continue to drive economic growth by financing new and expanding businesses. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that empower entrepreneurs.

Merchant Services That Work for You

Imagine being able to process payments easily, whether in-store or online. Our merchant services make this possible, allowing you to focus on what matters most serving your customers. From payment processing solutions to point-of-sale systems, we provide the tools you need to keep your business running smoothly. With our dedicated team at Rock Valley, located at 1201 Clifford Ave Loves Park Il 61111 in Loves Park, IL, we're here to help your business flourish. Contact us today at (815) 282-0300 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Rock Valley offers robust business banking solutions. From merchant services that streamline payments to business loans that fuel growth, we understand the importance of solid financial backing for your venture.

Call Us Today!

At Rock Valley, we are dedicated to ensuring that all members find the right financial products suited for their unique situations. If you have questions about any of our services or would like assistance in choosing what fits best for you, please call us at 815-282-0300. We're here to help! Explore all that Rock Valley has to offer by visiting us today! Your journey toward better financial health starts here.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. You can manage your accounts anytime from anywhere whether it's checking balances or making transfers with just a few taps on your phone. Our ATM and cash withdrawal services allow for easy access to your funds whenever you need them.

Drive-Thru and Shared Branch Transactions

If you prefer face-to-face interactions but want to save time, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Additionally, through shared branch transactions, members can perform deposits and withdrawals at partner credit unions across the country.

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. You can open checking and savings accounts that help you manage your money effectively. If you're considering purchasing a new car or refinancing an existing one, our auto loans and vehicle financing options can provide you with competitive rates and flexible terms. For those planning to buy a home, our mortgage loans and refinancing solutions offer the support you need to make informed decisions. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help lighten your financial load. Plus, with credit cards that offer rewards, you can earn while you spend.

Digital & Online Banking

Accessibility and Security

We prioritize your security. Our online banking system is equipped with advanced security measures to keep your information safe while giving you peace of mind. Additionally, e-statements are available, allowing you to go paperless while keeping track of your finances efficiently. Need to send money to a friend or family member? With our person-to-person transfer feature, sending funds has never been easier! Just a few taps on your phone and the money is on its way.

Conclusion

At Rock Valley, we aim to make banking as convenient as possible for our members. Whether you're using our website or mobile app, you'll find it simple to manage your accounts in real time, giving you the freedom to focus on what matters most. Join us today and experience the benefits of modern banking!

Key Features

Our online platform allows you to stay on top of your financial goals with ease. Need to check your balance? Want to pay bills or transfer money? You can do it all right from your computer or smartphone. Plus, with our electronic signature authorization feature, signing documents is a breeze no need for printing or mailing. For those who prefer the convenience of mobile banking, we have a user-friendly mobile application ready for download. It not only lets you manage your account but also enables mobile payments so you can pay for purchases directly from your phone. This means less hassle when you're out shopping or dining.

Financial Strength

Financial Performance You Can Trust

Our $491,420 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, our net shares stand at $102,182, representing the funds available for lending and investments. With a total of 31,585 accounts under our care, it's clear that more members trust us with their finances every day.

Focused on Growth and Innovation

With $17,163,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,747 in used auto loans and $129,512,925 in total loans and leases, we're here to support your financial goals across various sectors.

Join Us Today

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rock Valley is your trusted partner. Visit us at 1201 Clifford Ave Loves Park Il 61111 or call (815) 282-0300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $32,034,786 in share certificates and $7,795,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,927,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $18,391,902, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,148 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,538,735 in used vehicle loans and $15,324,236 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team can guide you through the process and help you find the right financing option.

Business Financing

For business owners, our outstanding commercial loans totaling $213,011 provide the capital needed to grow and expand your operations. We know how crucial it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,557,965. Our experienced staff is here to walk you through each step of securing your mortgage so you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We can help you understand your choices and find solutions that work best for your financial situation. Our branch is conveniently located at 1201 Clifford Ave Loves Park IL 61111, and we're just a phone call away at 815-282-0300. We're open Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Rock Valley, we're committed to providing valuable resources and support as you navigate your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help our members manage their finances effectively. While currently there are no outstanding unsecured credit card loans available, we are always working towards providing more options that suit our members' needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This ensures that all loan offers are based on the latest results and adhere to regulations designed to protect consumers (Source: https://www.ncua.gov ). By using verified data, LendMesh allows users to explore fair and transparent offers without any hidden agendas.

Take Action Today

Don't let the search for loans become a daunting task. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ROCK VALLEY CREDIT UNION