Rochester & Monroe Co Emp CU Rochester NY | Affordable Auto Loans & Top Business Banking

Introduction

Welcome to Rochester & Monroe Co Emp, your trusted financial partner since 1935. Located at 40 N Fitzhugh St, Rochester, NY 14614, we proudly serve a vibrant community of over 4,575 members. With total assets of $41,688,419 and deposits reaching $1,598,603, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Rochester & Monroe Co Emp, we believe in fostering relationships that matter. Our commitment goes beyond just numbers; it's about supporting our members' financial journeys with services like personal banking, auto loans, mortgages, and business loans. Under the guidance of our CEO, Andrea Thune, and Board President, Brayton Connard, our team of 9 employees is here to ensure you feel valued every step of the way. While you can visit us at our branch for in-person assistance during our lobby hours from 9:30 AM to 3:30 PM Monday through Friday, we encourage you to explore our online services at rocmon.org. For any inquiries or support, feel free to reach out to us at (585) 454-2810. Join us as we continue to strengthen our community through financial empowerment and trust!

Branch History & Mission

Embracing Innovation

As part of our commitment to serve you better, we have embraced digital advancements without compromising on personal service. Our online banking platform allows members to manage their accounts conveniently from anywhere, while mobile applications offer easy access on the go. With features like electronic signatures and person-to-person payments, we strive to make banking as user-friendly as possible.

Join Us

We invite you to become part of the Rochester & Monroe Co Emp family. Experience firsthand how we blend tradition with innovation to create a welcoming environment for all your banking needs. Whether you're looking for personal loans, mortgage refinancing, or business banking solutions, we are here for you every step of the way. To learn more about what we offer or to open an account today, please call us at 585-454-2810 or visit our website at rocmon.org. Together, let's build a brighter financial future!

Our Mission

Our mission at Rochester & Monroe Co Emp is straightforward yet profound: to empower our members with the financial tools they need to succeed while fostering a strong sense of community. We believe that by providing exceptional personal banking services ranging from checking and savings accounts to auto loans and credit cards with rewards we can help individuals and families achieve their financial goals. We understand that banking goes beyond transactions; it's about building relationships. That's why we actively engage in community outreach programs and partnerships that benefit local organizations and initiatives. Our dedication extends beyond just providing financial solutions; it encompasses supporting local charities and events that uplift our community.

Branch Location & Accessibility

Welcome to Rochester & Monroe Co Emp, your friendly neighborhood credit union located at 40 N Fitzhugh St Rochester Ny 14614 in the heart of beautiful Rochester, NY. Nestled conveniently near local landmarks, our branch is easily accessible for all your banking needs. Whether you're walking in from the nearby shops or driving over from home, we aim to make your visit as smooth and enjoyable as possible. While members can visit us at 40 N Fitzhugh St Rochester Ny 14614, official correspondence should be sent to 40 Fitzhugh St N, Rochester, NY 14614 if it's different. We understand that accessibility is essential, which is why our location features ADA-compliant entrances and parking spaces, ensuring everyone can access our services comfortably. Our branch operates with welcoming hours from 9:30 AM to 3:30 PM, Monday through Friday, making it easy for you to fit us into your busy schedule. Though we currently do not have ATM or drive-thru services available, our dedicated team is here to assist you inside the branch with a variety of personal and business banking options. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. If you need assistance or have questions about our services, don't hesitate to call us at (585) 454-2810. We look forward to seeing you soon!

Member Eligibility

Welcome to the community at Rochester & Monroe Co Emp! Joining us means becoming part of a supportive family where your financial well-being is our priority. To become a member, you need to meet some simple eligibility criteria. Typically, those who live, work, or worship in the Rochester area can easily join us. We embrace individuals from various backgrounds, making it easy for you to experience the benefits of membership, including competitive rates on loans and personalized service. If you're curious about the specifics, feel free to check out the details at . Opening an account is just as straightforward! You can begin your journey by visiting our website or calling us directly at (585) 454-2810 for assistance. We're here to guide you every step of the way and look forward to welcoming you into our community at Rochester & Monroe Co Emp, located at 40 N Fitzhugh St Rochester Ny 14614. Let's embark on this exciting financial journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to accept payments and manage transactions. Picture this: you're running a busy retail store when a customer wants to pay with a credit card. With our efficient payment processing solutions, you can complete the sale quickly, keeping customers happy and your cash flow steady. Whether you're starting out or looking to grow, Rochester & Monroe Co Emp is here to support your journey every step of the way. Visit us at 40 N Fitzhugh St Rochester Ny 14614 in Rochester, NY, or give us a call at (585) 454-2810 for more information about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel. We offer competitive rates and flexible terms so you can choose the plan that fits your budget. Imagine driving off in your dream car without the hassle of complicated paperwork our streamlined application process makes it a breeze.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that can help take your venture to the next level. We know how important it is for businesses to have reliable financial support, and we're committed to being a partner in your success.

Credit Cards with Rewards

Our credit cards come with rewards that can benefit you every time you spend. From cashback on groceries to points redeemable for travel, our options are designed to maximize your spending power while keeping things simple and manageable.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. If you're ready to buy your first home or are considering refinancing your current mortgage for better rates, our friendly experts will guide you through every step. We're here to ensure you understand all the details, making the journey as smooth as possible.

Online & Mobile Banking

In today's world, convenience is key. With our online and mobile banking, accessing your accounts has never been easier. Manage transactions, pay bills, and check balances from anywhere at any time all at your fingertips. Plus, our person-to-person payment feature allows for quick transfers between friends and family without any hassle. If you're ready to explore how these services can work for you, don't hesitate to reach out! Call us at (585) 454-2810 or visit us at 40 N Fitzhugh St Rochester Ny 14614 in Rochester, NY during our operating hours from 9:30 AM to 3:30 PM, Monday through Friday. At Rochester & Monroe Co Emp, we look forward to becoming your trusted financial partner!

Personal Banking

When it comes to managing your day-to-day finances, our personal banking services offer a solid foundation. We provide checking and savings accounts tailored to fit various lifestyles, helping you save for the future or manage daily expenses effortlessly. Whether you're setting up your first account or looking for more complex options, we have you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle those challenges head-on. Whether it's consolidating debt or funding a special project, we offer solutions that work for you. Our straightforward application process means you'll get the funds you need without unnecessary delays.

Digital & Online Banking

At Rochester & Monroe Co Emp, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances simple and secure, all from the comfort of your home or on the go. With our 24/7 online banking services available at https://rocmon.org/, you can access your accounts anytime. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate with ease. One of the standout features we offer is person-to-person transfers. This service allows you to send money directly to friends or family members without needing to visit a branch. It's quick, easy, and perfect for splitting bills or sending gifts. For those who prefer the mobile experience, our mobile application gives you all the functionality of online banking right in your pocket. You can manage your accounts on the go, making it easier than ever to keep track of your finances wherever life takes you. We also prioritize security with our electronic signature authorization, ensuring that every transaction is protected. Plus, our e-statements make it easy to stay organized without the clutter of paper statements. While we don't currently support mobile payments, rest assured that our commitment to providing accessible and secure services remains strong. At Rochester & Monroe Co Emp, we aim to empower our members with tools that help them achieve their financial goals efficiently and safely. Experience the future of banking today at https://rocmon.org/, where convenience meets security!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 6,961, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rochester & Monroe Co Emp is your trusted partner. Visit us at 40 N Fitzhugh St Rochester Ny 14614 or call (585) 454-2810 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $4,775,538 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $432 in used auto loans and $29,264,044 in total loans and leases, helping our members achieve their financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $5,252,677 in share certificates and $6,784,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $4,945,783, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,896,258 in used vehicle loans and $2,444,240 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is ready to assist you in finding the right loan for your budget.

Credit Lines and Refinancing Options

If you're looking for extra flexibility in your borrowing options, we have total credit lines amounting to $4,500,000 available. Additionally, if you're considering refinancing existing loans or are unsure about eligibility options, our knowledgeable staff can provide personalized assistance tailored to your situation. At Rochester & Monroe Co Emp, we're dedicated to supporting our members through various financial products that fit their lifestyles and goals. For more information on how we can help you secure the financing you need or to discuss eligibility for any of our loan products, feel free to reach out at (585) 454-2810 or visit us at 40 N Fitzhugh St Rochester Ny 14614. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,519,727, make buying or refinancing simple. We are here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $830,797 in loans helping members manage their finances effectively. These cards can provide you with the freedom to make purchases when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.