Rochester & Monroe Co Emp CU Rochester NY | Best Auto Loans & Business Banking

Introduction

Welcome to Rochester & Monroe Co Emp, where your financial well-being is our top priority! Nestled in the heart of Rochester, NY, at 460 N Goodman St, Rochester, NY 14609, our credit union has proudly served the community since 1935. With a strong commitment to fostering relationships and providing personalized banking solutions, we have built a supportive environment for our 4,575 members. At Rochester & Monroe Co Emp, we believe that everyone deserves access to quality financial services. Our total assets stand at an impressive $41,688,419, while our dedicated team of 9 employees works tirelessly to ensure you have the resources you need. We currently hold $1,598,603 in total deposits and have provided over 2,082 loans and leases to help our members achieve their dreams. As part of our mission to support local families and businesses, we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. Our CEO, Andrea Thune, along with Board President Brayton Connard, leads our team with passion and integrity. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 460 N Goodman St, Rochester, NY 14609-6135. If you're looking for a credit union that values community engagement and prioritizes member satisfaction, look no further! Feel free to reach out to us at (585) 546-4279 or explore our website at rocmon.org for more information about how we can assist you in reaching your financial goals. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

The Rochester & Monroe Co Emp has been a vital part of the Rochester community since it first opened its doors in 1935. With a rich history of serving our members, we have grown from humble beginnings into a thriving institution that proudly supports over 4,575 members. Our commitment to providing exceptional financial services is matched only by our dedication to uplifting the community we serve. Located at 460 N Goodman St, Rochester, NY 14609, our branch is easily accessible and surrounded by familiar landmarks that many locals know and love. Over the years, we have expanded our services and improved our offerings, but our mission has always remained clear: to empower our members through comprehensive financial solutions while fostering a sense of community and belonging. At the heart of our mission is the belief that everyone deserves access to quality financial services. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our aim is not just to meet the financial needs of our members but to help them achieve their goals whether that's purchasing a new car or planning for retirement. In addition to traditional banking services, we embrace modern technology to enhance member experience. Our online banking platform allows for easy account management anytime, anywhere. We also offer mobile applications and person-to-person payment options for added convenience. Accessibility is key; therefore, we are proud to be ADA compliant and dedicated to ensuring all members can utilize our services comfortably. While we do not currently have ATM or drive-thru services available at this location, our friendly staff is here during operating hours Monday through Friday from 9:30 AM to 3:30 PM to assist you with your banking needs. If you need to send official correspondence, please note that while you can visit us at 460 N Goodman St, all mail should be directed to 460 N Goodman St, Rochester, NY 14609-6135. Community support is woven into everything we do. We actively engage in outreach efforts and partner with local organizations to make a positive impact in Rochester. This commitment reflects our long-standing belief that when we invest in our community, everyone benefits. We invite you to become part of the Rochester & Monroe Co Emp family. Join us today and discover how we can work together towards your financial aspirations while contributing positively to our beloved community. For more information or assistance, feel free to reach out at (585) 546-4279 or visit us online at rocmon.org. Your journey towards better financial health starts here!

Branch Location & Accessibility

Connect With Us

If you're looking for a reliable credit union that prioritizes community service and member satisfaction, look no further! We invite you to visit us or give us a call at 585-546-4279. Our friendly team at Rochester & Monroe Co Emp looks forward to serving you!

Convenient Access and Parking

We understand how important accessibility is for our members. Our branch is designed to be welcoming and ADA-compliant, featuring ramps and ample parking space to ensure that everyone can visit us with ease. If you prefer to send us official correspondence, please note that our mailing address is also 460 N Goodman St, Rochester, NY 14609-6135.

Operating Hours

We're here for you during our lobby hours from 9:30 AM to 3:30 PM, Monday through Friday. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our dedicated team is ready to help you make the most of your financial journey.

Services Offered

At Rochester & Monroe Co Emp, we provide a range of services tailored to meet your needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we have solutions that cater to everyone individuals and businesses alike. While we currently do not have ATM services or a drive-thru option at this location, our staff is always on hand to assist you with any cash withdrawal needs or inquiries about online banking options.

Member Eligibility

At Rochester & Monroe Co Emp, we're excited to welcome you into our community of members who support one another and thrive together. Becoming a member is simple and inclusive, designed for individuals who either live, work, or worship in the Monroe County area. We believe that everyone deserves access to quality financial services that make life easier. If you meet these criteria, you're already on your way to enjoying all the benefits we offer from low-interest loans to personalized service tailored just for you. Ready to take the next step? Opening an account with us is straightforward! You can easily start the process by visiting our website at https://mobicint.net/roc/autoenrollment. If you have any questions or need assistance, don't hesitate to reach out at (585) 546-4279. For more detailed information about eligibility, feel free to check our resources at . Join us at 460 N Goodman St Rochester Ny 14609 and become part of a supportive network where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commercial loan offerings can make that dream a reality. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to diverse needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial for success. Our merchant services enable businesses to accept payments easily and securely, enhancing customer satisfaction while streamlining operations. Imagine a busy café seamlessly handling transactions during peak hours or a retail store effortlessly managing sales with our tailored solutions. Located at 460 N Goodman St Rochester Ny 14609 in Rochester, NY, we're ready to partner with you on your journey toward business success. Contact us at (585) 546-4279 for more information about how we can assist you today!

Comprehensive List Of Services

Additional Services

While these are just some highlights of what we offer at Rochester & Monroe Co Emp, our commitment extends beyond these core services. We also provide ATM and cash withdrawal services so you always have access to cash when you need it most. If you're ready to explore how Rochester & Monroe Co Emp can support your financial goals, don't hesitate to reach out! Call us at (585) 546-4279 or visit us at 460 N Goodman St Rochester Ny 14609 in Rochester today! Your financial journey starts here!

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help you drive away in your dream vehicle without breaking the bank. With competitive rates and flexible terms, we make it easier than ever for our members to get behind the wheel.

Business Banking Services

For our business-minded members, we offer comprehensive business banking services, including merchant services and business loans. We're here to support entrepreneurs at every stage of their journey, whether you're just starting out or looking to expand.

Credit Cards with Rewards

Get more from your spending with our credit cards featuring rewards programs. Whether you're earning points for travel, cashback, or other perks, our credit cards are designed with your lifestyle in mind. It's not just about spending; it's about earning benefits along the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your finances anytime, anywhere. From checking balances and transferring funds to applying for loans all from your smartphone or computer banking has never been easier.

Mortgage Loans and Refinancing

When it comes to securing your home, having the right mortgage can make all the difference. At Rochester & Monroe Co Emp, we offer mortgage loans and refinancing solutions that cater to both first-time buyers and seasoned homeowners. Let us guide you through the mortgage process so you can find the perfect loan for your situation.

Personal Banking Solutions

We understand that managing personal finances can sometimes be overwhelming. That's why we offer personal banking services including checking and savings accounts designed to fit various lifestyles. Whether you're saving for a vacation, planning for a new home, or just trying to budget better, our accounts come with features that make tracking your money easy.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help cover those urgent costs or assist with debt consolidation, allowing you to streamline payments into one manageable monthly bill. We believe in supporting our members during challenging times.

Digital & Online Banking

Key Features

We offer a user-friendly mobile application that puts banking at your fingertips. Whether you're at home or on the go, you can easily access all your account information. Plus, with our person-to-person transfers, sending money has never been easier you can quickly share funds with anyone using just their email or mobile number. For those who prefer going paperless, we provide e-statements that let you view your account statements online securely. This not only helps in keeping your records organized but also contributes to environmental sustainability. Need to sign documents quickly? Our electronic signature authorization makes this process straightforward and hassle-free. There's no need for printing or scanning; simply sign digitally and get back to what matters most. While we currently do not support mobile payments, rest assured that our focus remains on providing secure and accessible banking solutions tailored for our members' needs. At Rochester & Monroe Co Emp, we're committed to making banking simple and efficient so you can spend less time managing your finances and more time enjoying life!

Financial Strength

Commitment to Growth

With $4,775,538 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,264,044 in total loans and leases, including 432 used auto loans. This diverse portfolio reflects our commitment to meeting your needs.

Member Savings and Investments

Members' savings are secured through $5,252,677 in share certificates and $6,784,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income illustrates our dedication to maintaining efficient operations while focusing on delivering value to our members. Additionally, we take pride in having 8 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $4,945,783, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We currently support 6,961 total share accounts, showing a strong and growing member base that trusts us with their finances. This community-centric approach drives us to continuously improve and expand the services available to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rochester & Monroe Co Emp is your trusted partner. Visit us at 460 N Goodman St Rochester NY 14609 or call 585-546-4279 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,896,258 in used vehicle loans and $2,444,240 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we can help make your purchase more affordable.

Credit Lines

If you're looking for additional flexibility, consider our credit lines. With a total available amount of $4,500,000, these lines can provide the support needed for unexpected expenses or planned purchases, offering peace of mind in your financial planning. At Rochester & Monroe Co Emp, we believe that everyone deserves access to quality financial products. We are here to help you explore refinancing options if you're interested in adjusting your current loans for better terms or rates. For any inquiries regarding our loan offerings or to discuss eligibility options, feel free to reach out at (585) 546-4279. Our friendly team is ready to assist you! For more information about our services and products, visit us online at https://rocmon.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,519,727, make buying or refinancing simple. We provide guidance throughout the process to ensure you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $830,797 in loans helping members manage their finances effectively. This option gives you access to funds when you need them without the burden of collateral.

Loan Aggregator

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