Robins Financial Warner Robins GA Credit Union | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Robins Financial, your trusted partner in navigating your financial journey. Located conveniently at 853 N Houston Rd, Warner Robins, GA 31093, we have been serving our community since 1954. With a proud membership of 271,332, our commitment to providing exceptional service is evident in everything we do. At Robins Financial, we understand that life can be unpredictable. That's why we offer a wide range of financial products tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgages. Our total assets stand strong at $4,572,582,738, reflecting our stability and reliability as your financial institution. Our dedicated team of 548 employees works tirelessly to ensure you receive the best support possible. Under the leadership of CEO Christina O'Brien and Board President Donald Jarzynka, we strive to foster a welcoming environment where members feel valued and understood. While members can visit us at our branch location, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849. We encourage you to reach out to us at (478) 923-3773 for any questions or assistance you may need. Join us in shaping a brighter financial future together! Visit our website at robinsfcu.org or stop by today to discover how we can help you achieve your financial goals.

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we embrace technology to improve your banking experience. From online banking and mobile payments to e-statements and secure electronic signatures, we ensure that your financial transactions are convenient and safe. Additionally, our branch offers ADA-compliant facilities so that everyone can access our services without barriers.

Community Focus

Robins Financial is not just about transactions; it's about relationships. We work closely with local organizations and schools to provide educational workshops and resources for financial literacy. By investing in our community, we aim to empower individuals with the knowledge they need for better financial decision-making. Join us today at Robins Financial! Experience firsthand how our legacy of trust and community service can support your financial journey. Whether you're looking for personal banking solutions or business services tailored just for you, we're here to help you achieve your goals. Visit us or give us a call at 478-923-3773 let's build a brighter future together!

Our Evolution

The journey of Robins Financial began more than six decades ago. From our humble beginnings, we have continually adapted to meet the changing needs of our members. Our branch is located at 853 N Houston Rd, a convenient spot easily accessible for all who live in or visit Warner Robins. Just a stone's throw away from local landmarks, we are proud to be a part of this vibrant community. As we expanded, so did our offerings. Today, we provide a wide range of financial services including personal banking, auto loans, mortgages, credit cards, and business banking solutions. We understand that each member has unique needs; therefore, we strive to deliver personalized service through both in-person interactions and advanced digital platforms.

Our Mission

Our mission at Robins Financial is simple yet powerful: to enhance the financial well-being of our members while fostering strong community ties. We believe in not just providing financial services but also supporting local initiatives that make Warner Robins a better place for everyone. Our commitment extends beyond banking; we actively participate in various outreach programs aimed at uplifting those in need within our community. While members can visit us at 853 N Houston Rd for their banking needs, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849.

Branch Location & Accessibility

Welcome to the Robins Financial Houston Road Branch, conveniently located at 853 N Houston Rd in Warner Robins, Georgia. This branch is easily accessible and situated near local landmarks, making it a great spot for all your banking needs. Whether you're stopping by after a visit to the nearby shopping centers or enjoying a meal at one of the local eateries, we're here to serve you. While members can visit us at our physical location, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can enjoy our services without any hurdles. We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, with extended hours on Thursday until 5:30 PM. On Fridays, we are available from 9 AM to 5 PM as well. For those busy Saturdays, our drive-thru service operates from 9 AM until noon, allowing you to handle your banking quickly and efficiently. Need cash on the go? We have an ATM available for your convenience, along with drive-thru banking services for deposits and withdrawals. Plus, if you're part of a partner credit union, you can take advantage of basic shared branch transactions right here! Feel free to reach out to us at (478) 923-3773 for any questions or assistance you may need. We invite you to visit us soon and experience the friendly service that Robins Financial is known for!

Member Eligibility

At Robins Financial, we believe that everyone deserves a chance to be part of a caring community focused on your financial well-being. Becoming a member is simple! If you live, work, or worship in Houston County, you're already eligible to join us. This means that whether you're new to the area or have been here for years, we welcome you with open arms. Membership at Robins Financial offers you access to a range of services designed to help you achieve your financial goals, from checking and savings accounts to loans and more. To kickstart your journey with us, just visit our website at http://www.robinsfcu.org/ where you'll find everything you need for account opening. If you have any questions or need assistance, feel free to give us a call at (478) 923-3773. For the latest eligibility details, check out our resource page at . We're excited to help you become a part of our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments anytime, anywhere. Our merchant services empower local businesses by providing easy payment processing solutions. Whether you run a cafe or a retail store, our services streamline transactions, allowing you to focus on what truly matters growing your business. Visit us at 853 N Houston Rd Warner Robins Ga 31093, Warner Robins, GA or call us at (478) 923-3773 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards program lets you earn while you spend. Enjoy cashback or travel rewards just by using your card for everyday purchases it's like getting paid to shop! If you're a business owner, you'll find our Business Banking services invaluable. From merchant services that simplify transactions to business loans that support growth initiatives, we're here to help your business thrive.

Digital Banking and Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. Whether you're paying bills on the go or transferring funds between accounts, our platform makes banking easy and accessible. Need cash? Our ATM & Cash Withdrawal Services ensure you can access your money when you need it most. Plus, with basic drive-thru banking available for deposits and withdrawals, we prioritize making banking straightforward for all our members.

Personal Banking Solutions

We offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having a hassle-free way to manage your daily expenses or save up for that special vacation. With our competitive interest rates and easy account management, saving money becomes second nature. When it comes to financing, our Auto Loans & Vehicle Financing options make purchasing a new or used vehicle straightforward. Picture yourself driving off in your new car with flexible repayment plans that suit your budget. Additionally, we provide Mortgage Loans & Refinancing services to help you secure the home you've always wanted or make your current mortgage more manageable. For those unexpected expenses, our Personal Loans & Debt Consolidation services can help you regain control over your finances. You'll appreciate how simple it is to consolidate multiple debts into one easy-to-manage payment.

Shared Branch Transactions

As part of our commitment to service, we also provide basic shared branch transactions for members of partner credit unions. This means whether you're depositing or withdrawing funds while traveling, access is never an issue. At Robins Financial, we're dedicated to offering comprehensive financial solutions tailored just for you. Ready to take the next step? Visit us at 853 N Houston Rd Warner Robins Ga 31093, call us at (478) 923-3773, or explore more on our website at https://www.robinsfcu.org. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, allowing you to sign documents quickly and securely without the need for paper. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and keep track of your financial activity in an organized manner. For those on the go, our mobile application offers a range of features right at your fingertips. You can make mobile payments easily and use person-to-person transfers to send money to friends or family instantly. It's all about making transactions smooth and straightforward. Security is a top priority at Robins Financial. Our online banking services are equipped with robust security measures to protect your information, giving you peace of mind while managing your accounts. With these features combined, you have real-time control over your finances without needing to visit a branch. Enjoy the freedom of banking from anywhere whether you're at home or out and about! Experience how easy banking can be with Robins Financial's digital services today!

Financial Strength

Operational Efficiency

Our operational efficiency shines through with a net income of $0, reflecting our commitment to keeping costs low while providing quality services. We also take pride in having 547 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as evidenced by $35,857 in used auto loans and a total of $2,646,073,633 in loans and leases supporting our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share Accounts stand at 456,621, showcasing a strong and growing member base that trusts us with their finances. Our available funds for lending and investments amount to $8,115,199, further solidifying our position as your trusted partner in financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is here to help you achieve your financial goals. Visit us at 853 N Houston Rd Warner Robins Ga 31093 or call 478-923-3773 to learn more about how we can assist you today!

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,657,501 in used vehicle loans and $780,052,180 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored for both new and used vehicles, ensuring you find an option that fits your budget. Plus, refinancing options are available if you're looking to lower your monthly payments or interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $266,931,257 provide the capital needed to grow and expand. We cater to various business needs from purchasing equipment to expanding operations helping you take your business further.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $116,780,987 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that allow you to earn while you spend, making it easier to enjoy the benefits of responsible borrowing.

Financing Made Easy

At Robins Financial, we pride ourselves on transparency and support. If you're unsure about your eligibility or need help navigating our loan products, our team is here for you. Reach out today at (478) 923-3773, or visit us at 853 N Houston Rd Warner Robins Ga 31093 in Warner Robins, GA. Your financial journey starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133, make buying or refinancing simple. We guide you through every step of the process, whether you're a first-time buyer or looking to refinance your current mortgage for better terms.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees fair and transparent offers, allowing users to compare loans with confidence. Each lender's details are verified, ensuring that users receive accurate information about loan terms and interest rates.

ROBINS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans