Robins Financial Warner Robins GA Credit Union

Introduction

Welcome to Robins Financial, your trusted partner in financial services located at 4850 Russell Pkwy, Warner Robins, GA 31088. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 271,000 individuals. At Robins Financial, we believe in the power of community and the importance of building lasting relationships with our members. With total assets exceeding $4.57 billion and total deposits amounting to $324 million, we are committed to providing you with a safe and secure place for your financial needs. Our leadership team, under the guidance of CEO Christina O'Brien and Board President Donald Jarzynka, works tirelessly to ensure that we offer not just banking services but also solutions tailored to your unique needs. We understand that navigating finances can be overwhelming, which is why our dedicated staff of 548 employees is here to help you every step of the way. Whether you're looking for personal banking options like checking accounts or loans, or business banking services, we've got you covered with an array of offerings including auto loans, mortgage financing, and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 6849, Warner Robins, GA 31095. Join us today and experience a community-focused financial institution that values your goals and aspirations. Feel free to reach out via phone at 800-241-2405 or explore more about us on our website Robins Financial. We're here to serve you!

Branch History & Mission

Evolution of Robins Financial

Located at 4850 Russell Pkwy, Warner Robins, GA 31088, our branch has become a cornerstone of the local community. Over the decades, we have expanded our services and adapted to meet the evolving needs of our members. With total assets amounting to $4,572,582,738, we remain dedicated to offering a wide range of financial products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our commitment to innovation is evident in our digital advancements. We provide online and mobile banking options along with ATM access and drive-thru services for added convenience. We believe in making banking accessible for everyone. Our facility is fully ADA compliant to ensure all members can easily access our services.

Join Us Today!

As we continue this journey together with our community in Warner Robins and beyond, we invite you to experience the benefits of membership at Robins Financial. Whether you are looking for personal banking solutions or business services, we are here for you every step of the way. Reach out to us at 800-241-2405 or explore more about what we offer on our website robinsfcu.org. Join us today and become part of a community-focused credit union that puts its members first!

Our Mission

The mission of Robins Financial is clear: we aim to empower our members through education and personalized service while supporting the communities we serve. Our focus goes beyond just financial transactions; we strive to make a positive impact through various outreach initiatives and partnerships with local organizations. We understand that financial wellness is an essential part of overall well-being, which is why we offer resources to help our members make informed decisions about their finances. While members can visit us at 4850 Russell Pkwy for all their banking needs, official correspondence should be sent to P.O. Box 6849, Warner Robins, GA 31095.

Branch Location & Accessibility

Convenient Access

At Robins Financial, we prioritize accessibility for all our members. Our location features ample parking and is fully ADA compliant, ensuring everyone can navigate our services with ease. For those on the go, we offer a drive-thru service that opens at 8:30 AM on weekdays, allowing you to handle simple transactions without leaving your car. If you're in need of cash or quick banking services, you'll be pleased to know we also have an ATM available right here at the branch.

Operating Hours

We understand that life can get busy, which is why we strive to provide flexible hours. You can visit us from Monday to Thursday between 9 AM and 5 PM, with extended hours on Friday when we're open from 8:30 AM until 5:30 PM. Please note that our branch is closed on Saturdays and Sundays. While you can reach us at the physical location mentioned above for all your banking needs, if you need to send official correspondence, please use our mailing address: P.O. Box 6849, Warner Robins, GA 31095.

Services Offered

Robins Financial offers a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We also provide online and mobile banking options for added convenience. We invite you to come visit us or give us a call at 800-241-2405 for any questions or assistance. Our dedicated team looks forward to welcoming you into our community!

Member Eligibility

At Robins Financial, we believe that joining our credit union is like becoming part of a close-knit family dedicated to supporting one another. To become a member at our branch located at 4850 Russell Pkwy, Warner Robins, GA 31088, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in Houston County can join us. We also welcome immediate family members of current members! This inclusive approach means that many in our community can benefit from the exceptional services we offer, from competitive loan rates to personalized financial guidance. Opening an account with us is easy and straightforward just visit our website for more details on how to get started: Robins Financial Account Opening. If you have any questions or need assistance along the way, feel free to give us a call at (800) 241-2405. We're excited to help you take this step toward financial well-being and security! For more detailed information about eligibility requirements, check out this link: .

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments seamlessly while managing your cash flow effectively. Our merchant services allow you to do just that. Whether you're a retail shop owner or a service provider, we offer solutions that help streamline transactions and enhance customer experiences. With Robins Financial at 4850 Russell Pkwy, Warner Robins, GA 31088, you can trust us to be your partner in success. Let us support your vision and help your business thrive! For more information, visit our website at robinsfcu.org or call us at (800) 241-2405.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs and businesses, we have comprehensive Business Banking services that include merchant services and business loans. We know running a business comes with its own set of challenges, so we're here to support your growth and success.

Convenient Access and Transactions

To ensure banking is hassle-free for everyone, we provide various access points including an ATM for quick cash withdrawals and basic drive-thru banking services for simple transactions like deposits and withdrawals. If you're a member of a partner credit union, feel free to take advantage of our shared branch transactions too. At Robins Financial, we strive to make your financial journey smooth and straightforward. With features like online banking available at your fingertips, managing your finances has never been easier! If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out at (800) 241-2405. Ready to start enjoying these benefits? Visit us at Russell Parkway today!

Credit Cards That Reward You

With our Credit Cards with Rewards, every purchase can bring you closer to exciting benefits like cash back or travel rewards. It's not just a card; it's a way to earn while you spend!

Flexible Loan Choices

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options may be just what you need. We pride ourselves on offering loans that cater specifically to individual circumstances, helping ease financial burdens effectively.

Home Financing Options

Thinking about buying a home? Our Mortgage Loans & Refinancing services allow you to take that big step with confidence. We understand how important this investment is and work closely with you throughout the process. Whether it's your first home or an upgrade, we're here to help you secure favorable terms.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer Personal Banking options such as checking and savings accounts. Whether you're saving for a vacation or just need a safe place to keep your money, our accounts are designed with you in mind. Imagine having instant access to your funds through our convenient online and mobile banking services. You can check balances, transfer money, and pay bills right from your smartphone perfect for today's busy lifestyles.

Vehicle Financing Made Easy

When it's time to purchase a new car, our Auto Loans & Vehicle Financing options provide you with the funds you need without the stress. We aim to help you find a loan that fits your budget, so you can hit the road in no time. Plus, if you're thinking about refinancing an existing vehicle loan, we can assist with that too!

Digital & Online Banking

Key Features

Our digital banking includes features like e-statements, which allow you to receive your financial statements electronically. This not only helps reduce paper clutter but also provides a secure way to keep track of your transactions. Plus, with electronic signature authorization, signing documents is quick and hassle-free, letting you complete transactions without the need for physical paperwork. If you're always on the move, you'll appreciate our mobile application. Available for both iOS and Android devices, it gives you access to all our online banking features right at your fingertips. You can even use mobile payments for convenient shopping just tap and go! Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast, ensuring that funds reach their destination without delay.

Security and Support

We prioritize your security with robust measures in place to protect your information. You can bank with confidence knowing that your data is safe with us. If you ever have questions or need assistance, our friendly customer service team is just a call away at (800) 241-2405. In summary, Robins Financial offers a comprehensive suite of digital banking tools designed for ease-of-use and accessibility. Explore our services today at https://www.robinsfcu.org and experience the freedom of managing your finances on your own terms!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 456,621, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $8,115,199, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is your trusted partner. Visit us at 4850 Russell Pkwy Warner Robins Ga 31088 or call (800) 241-2405 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $35,857 in used auto loans and $2,646,073,633 in total loans and leases supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,657,501 in used vehicle loans and $780,052,180 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your budget and lifestyle.

Credit Lines and Business Loans

For those looking for additional flexibility in managing cash flow or planning larger purchases, our total credit lines available amount to $1,196,033,412. Furthermore, business owners can benefit from our outstanding commercial loans totaling $266,931,257, providing the capital needed to grow and expand their operations. At Robins Financial, we believe in making borrowing straightforward and accessible. If you are interested in refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. Our dedicated team is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, please call us at 800-241-2405 or visit us at 4850 Russell Pkwy Warner Robins Ga 31088. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133, make buying or refinancing simple. Our team is here to guide you through the process and ensure you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $116,780,987 in loans helping members manage their finances effectively. This is an excellent option if you need access to funds for unexpected expenses or wish to consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to adhering to established lending guidelines ensures that users receive fair and transparent offers.

ROBINS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans