Robins Financial Warner Robins GA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Robins Financial, your trusted partner for financial growth and stability, located at 502 S Houston Lake Rd, Warner Robins, GA 31088. Established in 1954, we have proudly served our community for nearly seven decades, building a solid reputation among our 271,332 members. Our commitment to providing exceptional service is reflected in our impressive total assets of $4,572,582,738 and total deposits amounting to $324,100,703. At Robins Financial, we believe in empowering our members with the tools they need to achieve their financial goals. Whether you're looking for auto loans, mortgage financing, or personal banking services, we have something for everyone. Our diverse range of offerings includes 132,883 loans and leases, demonstrating our dedication to supporting your financial journey. Led by our passionate CEO Christina O'Brien and Board President Donald Jarzynka, we strive to create a welcoming environment where your financial needs are met with understanding and expertise. With a team of 548 dedicated employees, we are here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 6849, Warner Robins, GA 31095-6849. We invite you to explore the many ways we can help you thrive financially. For more information or assistance, feel free to call us at 800-241-2405 or visit our website at www.robinsfcu.org. Your financial success starts here!

Branch History & Mission

Accessible Banking

We are dedicated to making banking as easy as possible for all members. With an ATM available on-site and drive-thru service hours that cater to busy schedules Monday through Thursday from 9 AM to 5 PM (with drive-thru opening at 8:30 AM), Friday from 9 AM to 5:30 PM (drive-thru until 5:30 PM), and Saturday from 9 AM to 12 PM we ensure you have access when you need it most. In closing, we invite you to join the Robins Financial family! Experience the difference of community-focused banking that puts you first. Whether you're looking for a new account or seeking advice on loans, our friendly team is here to help every step of the way. Call us today at 800-241-2405 or visit us online at robinsfcu.org for more information on how you can become part of our growing community.

Our Evolution

From humble beginnings, Robins Financial has transformed into a trusted financial partner in Warner Robins. We have witnessed remarkable growth through dedication to our members and commitment to innovation. Our journey reflects not just an increase in membership but also an expansion of services designed to empower individuals and businesses alike. With features such as online banking and mobile payments now available, we ensure that our members can manage their finances conveniently and securely.

Our Mission

At the heart of Robins Financial is our mission: to provide exceptional financial services while fostering community support. We believe in making banking accessible for everyone. Whether it's through personal banking options like checking accounts and auto loans or business banking services including merchant solutions and business loans, we strive to help our members achieve their financial goals. Our commitment extends beyond transactions; we actively engage with the community through partnerships and outreach programs. By supporting local initiatives and charities, we aim to uplift those around us and create a lasting impact on the lives we touch. While members can visit us at 502 S Houston Lake Rd, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849.

Branch Location & Accessibility

Welcome to the Chantilly Branch of Robins Financial, located conveniently at 502 S Houston Lake Rd in Warner Robins, GA. Our branch is situated near familiar local spots, making it easy for you to stop by and handle your banking needs. Whether you're heading home or out shopping, we're right along your route! At our Chantilly Branch, we prioritize accessibility for all members. You'll find ample parking available, along with features that ensure everyone can easily access our services. We are committed to being ADA compliant, so ramps and other accommodations are in place for those who need them. Our operating hours are designed to fit your busy lifestyle. We are open Monday through Thursday from 9 AM to 5 PM, with a special drive-thru service opening at 8:30 AM for those early risers. On Fridays, you can visit us from 9 AM to 5:30 PM (drive-thru until 5:30 PM as well), and on Saturdays, we're here from 9 AM to noon. Please note that we are closed on Sundays. For your convenience, we offer ATM services right here at the branch. You can also take advantage of our drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Plus, if you're a member of one of our partner credit unions, you can enjoy shared services at our location! If you have questions or need assistance, don't hesitate to give us a call at 800-241-2405. Our friendly team is eager to help you with everything from personal banking solutions like checking and savings accounts to auto loans and credit cards. While members can visit us at our branch address, official correspondence should be sent to PO Box 6849 in Warner Robins, GA. We invite you to come by the Chantilly Branch today! Experience firsthand how Robins Financial is dedicated to serving you with excellence and care.

Member Eligibility

Joining the Robins Financial community means becoming part of a supportive network that values your financial well-being. To become a member at our branch located at 502 S Houston Lake Rd, Warner Robins, GA 31088, you simply need to meet a few friendly eligibility requirements. Typically, membership is open to individuals who live, work, worship, or attend school in the areas we serve. It's all about creating connections and helping each other thrive financially! For detailed criteria and any updates, feel free to check out our website at Robins Financial Eligibility. Opening an account with us is easy and welcoming! You can start your journey by visiting our account opening page at Robins Financial Account Opening. If you have questions or just want to chat about what we offer, don't hesitate to give us a call at 800-241-2405. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loan options, we offer merchant services that make accepting payments easier for you. Imagine a bustling café where customers can pay seamlessly with their cards or mobile wallets. Our merchant solutions help streamline transactions so you can focus on what really matters growing your business. Visit us at 502 S Houston Lake Rd Warner Robins Ga 31088 in Warner Robins, GA, and discover how Robins Financial can empower your business journey! For more information, call us at (800) 241-2405 or check out our website at https://www.robinsfcu.org .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local business owners, we offer tailored business banking services, including merchant services and business loans. We understand the unique challenges businesses face, and our team is here to support your growth.

Convenient Access

We know that banking should fit into your busy life. That's why we provide robust online and mobile banking features. With easy access through our app or website, you can handle transactions from the comfort of your home or on the go. Plus, our ATM services ensure you have quick access to cash whenever needed.

Credit Cards with Benefits

Our credit cards come with rewards that make every purchase count. From cash back on groceries to travel points, enjoy benefits while managing your expenses effectively.

Drive-Thru and Shared Services

For those who prefer in-person interactions but want convenience too, our drive-thru banking allows for deposits and withdrawals without leaving your car. We also partner with other credit unions so members can take advantage of basic shared branch transactions making banking even more accessible. At Robins Financial, we're not just about transactions; we're about building lasting relationships with our members. If you're ready to explore how we can assist you further, feel free to reach out at (800) 241-2405 or visit us in person at our branch location. Your financial journey starts here!

Loans Tailored for You

When it comes to financing your dreams, we have various auto loans and vehicle financing options that can help you hit the road in style. Looking to buy a home? Our mortgage loans and refinancing solutions are designed to make the process smooth and straightforward. Additionally, if you need extra cash for personal projects or debt consolidation, our personal loans can provide the flexibility you need.

Personal Banking

For everyday banking, we offer checking and savings accounts that help you manage your money effortlessly. Whether you're looking to save for a rainy day or need a checking account for daily transactions, we've got you covered. Our accounts come with features like online banking and mobile access, making it easy for you to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Accessibility and Ease of Use

No matter if you're at home or out running errands, our digital banking services provide real-time account management right at your fingertips. It's all about convenience so whether it's checking your balance during lunch or transferring funds late at night, we've got you covered. Experience the ease and security of digital banking with Robins Financial today! Visit us online at https://www.robinsfcu.org to learn more about how we can help you manage your finances effortlessly.

Key Features

Our online banking platform makes it simple to check balances, pay bills, and transfer money between accounts. You can also send money directly to friends or family with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a gift, it's quick and hassle-free. Security is always a top priority for us. With electronic signature authorization, you can sign documents securely from the comfort of your home. Plus, our mobile application allows you to manage your finances on the go while keeping your information safe. We also offer e-statements so you can access your account statements whenever you need them, helping you stay organized without the clutter of paper. Want to make payments quickly? Our mobile payments feature lets you use your smartphone for contactless transactions, making shopping easier than ever.

Financial Strength

Building Trust Together

We are proud to manage a total of 456,621 accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $8,115,199, further demonstrating our dedication to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is your trusted partner. Visit us at 502 S Houston Lake Rd Warner Robins Ga 31088 or call (800) 241-2405 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Resources

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident as reflected by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 1 part-time employees ready to serve you with knowledgeable support.

Reinvestment for Growth

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $35,857 in used auto loans and $2,646,073,633 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,657,501 in used vehicle loans and $780,052,180 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $266,931,257 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and we're here to support your vision.

Eligibility and Refinancing Options

If you're considering refinancing an existing loan or want more information on eligibility for any of our products, please don't hesitate to reach out. Our dedicated staff is ready to assist you in finding the best solutions tailored to your situation. For inquiries or assistance with any of our loan products, feel free to contact us at 800-241-2405. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133, make buying or refinancing simple. We are committed to guiding you through each step of the mortgage process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $116,780,987 in loans helping members manage their finances effectively. This option allows you to make purchases and handle unexpected expenses without tying up your savings.

Loan Aggregator

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ROBINS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans