Robins Financial Milledgeville GA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Robins Financial at our Milledgeville Branch, where your financial well-being is our top priority! Located at 2584 N Columbia St, Milledgeville, GA 31061, we have been proudly serving our community since 1954. With a robust membership base of over 271,332 individuals, we are dedicated to providing exceptional financial services tailored to meet the needs of our members. At Robins Financial, we understand that trust and reliability are essential in building long-lasting relationships. Our total assets of $4,572,582,738 showcase our strength and stability, while our net worth of $737,216,437 reflects our commitment to your financial future. With total deposits exceeding $324,100,703, you can feel confident knowing your money is safe with us. Led by our passionate CEO, Christina O'Brien, and Board President Donald Jarzynka, our team of 548 employees is here to assist you every step of the way. We offer a wide range of services including personal banking, auto loans, mortgage options, business loans, and much more. Whether you're looking to open a new account or need assistance with a loan application, we're here to help! While members can visit us at 2584 N Columbia St, official correspondence should be sent to our mailing address at PO Box 6849, Warner Robins, GA 31095-6849. We invite you to experience our friendly service firsthand by calling us at 800-241-2405 or visiting us online at www.robinsfcu.org. Join us in making your financial dreams a reality today!

Branch History & Mission

Join Us

With operating hours from Monday to Friday, 9 AM - 5 PM (with drive-thru opening at 8:30 AM) and Saturday hours from 9 AM to 12 PM, we're here when you need us most. Discover how easy banking can be by visiting us or calling at 800-241-2405. We invite you to join Robins Financial today! Experience the benefits of being part of a credit union that values you as an individual and understands the importance of community support. Together, let's build a brighter financial future!

Our Mission

At Robins Financial, our mission is clear: We strive to empower our members by providing exceptional financial solutions while fostering community growth. We believe that when you succeed, we all succeed. Our dedication goes beyond just transactions; we engage in various outreach initiatives to support local causes and organizations that uplift our community. Whether it's through educational programs or partnering with local businesses, we are committed to making a positive impact in Milledgeville and beyond. Our goal is not only to be your trusted financial partner but also a reliable supporter of your dreams. While members can visit us at 2584 N Columbia St for all their banking needs, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849 if different from the branch address.

Our Story

From our humble beginnings, Robins Financial has continuously evolved to meet the changing needs of our members. The commitment to quality service and community involvement has always been at the heart of what we do. Over the decades, we have embraced advancements in technology while maintaining a personal touch in our services. Our drive-thru banking and ATM availability ensure convenience for all members, allowing them to access their accounts and conduct transactions with ease. We understand that banking is about building relationships as much as it is about numbers. That's why we take pride in offering personalized services from checking and savings accounts to auto loans and mortgages tailored to help our members achieve their financial goals.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Milledgeville Branch today! If you have questions or want to learn more about our services before stopping by, don't hesitate to call us at 800-241-2405. At Robins Financial, we're dedicated to making banking convenient and accessible for everyone in the community!

Operating Hours

Our lobby hours are designed to fit your busy schedule. You can stop by Monday through Friday from 8:30 AM to 5 PM. For those on the go, our drive-thru service opens even earlier at 8:30 AM and is available on Saturdays from 9 AM to 12 PM. We're closed on Sundays but are here for you all week long!

Services Offered

At Robins Financial, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we have you covered. Our ATM is always available for cash withdrawals and balance checks whenever you need it. Plus, with shared branching services, members of partner credit unions can easily conduct transactions such as deposits and withdrawals right here. We also provide basic drive-thru banking for quick deposits and withdrawals. If you're interested in exploring more about online and mobile banking options, our friendly staff would be happy to assist!

Member Eligibility

At Robins Financial, we believe that everyone deserves a chance to be part of a supportive community where your financial needs are understood and prioritized. Becoming a member is simple! If you live, work, or worship in our community or have a family member who is already part of our credit union, you're likely eligible to join. We welcome individuals from all walks of life, and our goal is to provide you with the tools and resources you need for financial success. Joining Robins Financial not only gives you access to a variety of banking services tailored to your needs but also connects you with a team that genuinely cares about your financial journey. To learn more about the specific eligibility criteria, visit us at . When you're ready to open an account, simply check out the details at http://www.robinsfcu.org/ or give us a call at (800) 241-2405. We can't wait to welcome you into our family at 2584 N Columbia St, Milledgeville, GA 31061!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services designed to streamline your daily operations. Imagine a busy retail store where customers can pay easily with various options credit cards, mobile payments, and more. Our services help you manage transactions smoothly while keeping your cash flow steady. Located at 2584 N Columbia St Milledgeville Ga 31061 in Milledgeville, GA, we're here to provide personalized support and guidance tailored specifically to your business needs. Let us help you take the next step towards success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services for when you need cash on the go. Our basic drive-thru banking allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle. If you're a member of one of our partner credit unions, enjoy shared branch transactions as well! With so many services available at Milledgeville Branch, we aim to make your banking experience straightforward and convenient. If you have any questions or would like personalized advice on what options might be best for you, don't hesitate to reach out! Call us today at (800) 241-2405 or visit us at our branch we're here to help you achieve your financial goals!

Credit Cards & Business Banking

Our credit cards come with rewards that allow you to earn while you spend perfect for those who enjoy making every dollar count! Plus, if you're a business owner or entrepreneur, our business banking services including merchant services and business loans are designed to support growth and success.

Digital Banking Convenience

In today's fast-paced world, having digital access to your finances is more important than ever. At Robins Financial, we offer robust online and mobile banking solutions. You can manage your accounts anytime and anywhere through our user-friendly app or website. From transferring money between accounts to paying bills or even making person-to-person payments, everything is just a few taps away!

Financing Options

When it comes to financing, we have you covered too! Our auto loans and vehicle financing options are perfect for those looking to drive home in a new car without breaking the bank. We understand that buying a vehicle is an important milestone, which is why we offer competitive rates and flexible terms. Thinking about purchasing a home? Our mortgage loans and refinancing services can help turn that dream into reality. We work closely with members to find the best mortgage solution suited for their unique situations, whether it's buying your first home or refinancing your current loan for better rates. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation options are there to provide financial relief. Life can throw curveballs, but having access to funds can ease those challenges.

Personal Banking Solutions

Starting with personal banking, we offer both checking and savings accounts that fit different lifestyles and preferences. If you've ever found yourself struggling to save for a big purchase or wanting to keep better track of your spending, our accounts come with features that make managing your money simpler.

Digital & Online Banking

Convenient Payment Options

Need to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends and family without any hassle. And if you're looking for an easy way to make purchases, our mobile payments feature enables you to pay directly from your phone at participating retailers. At Robins Financial, we believe in making financial management accessible and straightforward for all our members. Experience the convenience of real-time account management and take control of your finances today!

Key Features of Our Digital Banking Services

Visit us at https://www.robinsfcu.org to explore all the features that make banking with us a breeze. You can easily check your balances, transfer funds, and pay bills all with just a few clicks. If you prefer mobile banking, our dedicated mobile application allows you to manage your finances right from your smartphone. Whether you're out shopping or relaxing at home, banking is always at your fingertips. We prioritize security, which is why we offer Electronic Signature Authorization to streamline processes while keeping your information safe. Plus, you can receive e-statements whenever it's convenient for you no more waiting for paper statements in the mail.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 456,621, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $8,115,199 further underscores our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is your trusted partner. Visit us at 2584 N Columbia St Milledgeville Ga 31061 or call (800) 241-2405 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,857 in used auto loans and $2,646,073,633 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $780,052,180 in new vehicle loans and $744,657,501 in used vehicle loans, helping our members get on the road with confidence. Whether you need financing for a brand-new model or a reliable used vehicle, we're here to help.

Business Loans

For business owners looking to grow, our outstanding commercial loans totaling $266,931,257 provide the capital needed for expansion. We understand that running a business requires access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133, providing the flexibility and support you need to settle into your dream home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team is ready to guide you through the process. We can help assess your eligibility and find the right solution tailored to your situation. You can reach us at 800-241-2405 or visit us at 2584 N Columbia St Milledgeville GA 31061 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Robins Financial, we're dedicated to supporting your financial goals every step of the way!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $116,780,987 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can suit various spending habits.

Loan Aggregator

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ROBINS FINANCIAL CREDIT UNION - Milledgeville, GA

Type of Loan Offerings

Home Equity Loans