Robins Financial Macon GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Robins Financial, your trusted partner in financial wellness since 1954! Nestled at 2930 Riverside Dr, Macon, GA 31204, our Riverside Branch stands as a pillar of support for over 271,000 members. We pride ourselves on being more than just a credit union; we're a community-focused organization dedicated to helping you achieve your financial goals. At Robins Financial, we understand that every member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our robust offerings also include business banking services, online and mobile banking, and convenient ATM access. With total assets exceeding $4.57 billion and total deposits around $324 million, our financial health reflects our commitment to serving you better. Our CEO, Christina O'Brien, alongside Board President Donald Jarzynka, leads a talented team of 548 employees who are here to assist you every step of the way. You can reach us at 800-241-2405 or visit our website at Robins Financial for more information. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 6849, Warner Robins, GA 31095-6849. Join us today and experience the difference that community banking makes! Your journey towards financial empowerment starts right here at Robins Financial.

Branch History & Mission

Commitment to Service

We understand that convenience matters. That's why we offer drive-thru banking services along with ATM availability at our branch. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 5 PM (with drive-thru opening at 8:30 AM). As a member-focused organization, we prioritize accessibility with ADA-compliant facilities and shared service center options for added flexibility when managing your finances.

Join Us Today!

Robins Financial invites you to become part of something special. Experience firsthand the benefits of membership where your financial well-being is our priority. Join us today and let us help you achieve your financial goals! For more information or assistance, call us at 800-241-2405 or visit our website.

Our Evolution

From our humble beginnings, Robins Financial has continually adapted to meet the needs of our members. Initially founded to provide essential financial services to military personnel and their families, we have expanded our offerings over the years. Today, we provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to innovation is evident in our digital advancements like online banking and mobile payments, ensuring that banking is accessible anytime, anywhere. Located at 2930 Riverside Dr., Macon, GA 31204, our branch is easily accessible for all members. We are proud to be part of this vibrant community where local landmarks and neighborhood connections foster a sense of belonging among our members.

Our Mission Statement

At the heart of Robins Financial is our mission: to empower individuals and communities through accessible financial services while promoting responsible money management. We believe that everyone deserves the opportunity for financial stability and growth. This mission drives us not only in providing quality products but also in giving back through various community outreach programs. Whether it's supporting local schools or engaging in community service projects, we strive to make a positive impact beyond banking. While members can visit us at our branch location for their financial needs, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095-6849.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it easy to find. If you're near the beautiful Riverside Park or just off the bustling Eisenhower Parkway, you won't have trouble locating us. Plus, we offer ample parking right outside our doors for your convenience. Accessibility is important to us; our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM. For those needing drive-thru service, you can visit us from 8:30 AM to 5:30 PM on Fridays and from 8:30 AM to 5 PM on other weekdays. We are closed on Saturdays and Sundays. At Robins Financial, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our drive-thru allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, we have an ATM available for quick cash withdrawals or balance checks.

Your Friendly Banking Partner

We invite you to come by the Riverside Branch and experience friendly service tailored just for you! If you have any questions or need assistance before your visit, don't hesitate to call us at 800-241-2405. We look forward to serving you!

Member Eligibility

Joining the Robins Financial community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. At our branch located at 2930 Riverside Dr, Macon, GA 31204, we welcome individuals who live, work, worship, or attend school in certain areas of Georgia. Whether you're looking for a checking account, auto loan, or mortgage options, we're here to help you thrive. If you want to dive deeper into the specific eligibility criteria for membership, feel free to visit our website at Robins Financial. It's as easy as checking off a few boxes and reaching out! When you're ready to take the next step and open an account with us, you can find all the details you need at this link. Should you have any questions or need assistance during the process, don't hesitate to give us a call at 800-241-2405. We're excited to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions, making it easier for you to accept payments and manage your cash flow. Imagine a busy Saturday at your shop where customers can pay quickly using their cards or mobile wallets our merchant services provide that convenience. Plus, you'll have access to insightful reporting tools to track sales and manage inventory effectively. At Robins Financial, located at 2930 Riverside Dr Macon Ga 31204, Macon, GA, we are dedicated to helping your business thrive. Let's partner together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Features

At Robins Financial, we know that accessibility is key. Our drive-thru service allows for quick transactions without leaving your car perfect for busy schedules! And if you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals.

Business Banking Services

For our business members, Robins Financial offers robust banking solutions that include merchant services and business loans designed to help your enterprise thrive. We understand that managing a business comes with its own set of challenges, which is why we are here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can easily check balances, transfer funds, and pay bills anytime, anywhere! Our ATM services also ensure that cash is never far away; whether it's withdrawals or balance checks, we've made it simple for you.

Get Started Today!

With all these services available at Riverside Branch, we're here to help you achieve financial wellness. Have questions? Don't hesitate to reach out at (800) 241-2405. We're ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM (with drive-thru opening at 8:30 AM) and Friday from 9 AM to 5 PM (drive-thru until 5:30 PM). Join us today at Robins Financial and discover how we can support your financial journey!

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account to start managing your funds efficiently. If you're planning to buy a new car, our auto loans and vehicle financing options can help turn your dreams into reality. For those considering homeownership or refinancing, our mortgage loans offer competitive rates and flexible terms. When life throws unexpected expenses your way, our personal loans and debt consolidation services provide the support you need. Plus, don't forget to check out our credit cards with rewards that give back for every purchase you make!

Digital & Online Banking

Conclusion

At Robins Financial, we're committed to making banking easier for you. Our digital services not only save time but also empower you with the tools needed to manage your money confidently. Explore all that our online banking has to offer by visiting https://www.robinsfcu.org today!

Key Features

One of the standout features of our digital banking is the ability to authorize transactions using electronic signatures. This means you can complete important paperwork quickly and securely without needing to visit a branch. Plus, with e-statements available, you'll have easy access to your financial documents without the clutter of paper. If you're always on the go, our mobile application makes banking even simpler. With just a few taps on your smartphone, you can make person-to-person transfers, send money to friends or family, and even set up mobile payments for quick transactions at stores or online. Our mobile app also allows for real-time account management so you can keep track of your spending as it happens. No more waiting for monthly statements; you'll have immediate insights into your finances.

Financial Strength

Commitment to Growth and Service

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,857 in used auto loans and $2,646,073,633 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

The trust our members place in us is evident as we manage a total of 456,621 share and deposit accounts. This shows not only a strong member base but also the confidence they have in choosing Robins Financial as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is your trusted partner. Visit us at 2930 Riverside Dr Macon Ga 31204 or call (800) 241-2405 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,657,501 in used vehicle loans and $780,052,180 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored for both new and used vehicles, making it easier for you to drive away in a car that fits your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133, make buying or refinancing simple. We offer competitive interest rates and flexible terms to help you secure the home you've always wanted. If you're considering refinancing your current mortgage, we also provide tailored solutions to fit your needs.

Other Loan Options

In addition to our auto and mortgage loans, we also provide personal loans and credit lines with a total of $1,196,033,412 available. These products are great for consolidating debt or covering unexpected expenses. Plus, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $266,931,257 provide the capital needed to expand your operations. If you're interested in any of our loan offerings or want to explore refinancing options further, don't hesitate to reach out. You can contact us at 800-241-2405 or visit us at 2930 Riverside Dr Macon GA 31204. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Robins Financial, we're committed to supporting you every step of the way as you navigate your financial journey. Let us help you find the loan that's right for you!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans are here to help. With a total of $116,780,987 in loans helping members manage their finances effectively, you can enjoy flexible terms that make it easy to stay on track with your budget. Our credit cards come with rewards and features designed for your convenience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results so users can choose what works best for them. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see their options and make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in helping individuals save money while making significant financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without any hidden agendas or inflated rates. Each loan listing is backed by verified data, promoting trust in the information presented.

ROBINS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans