Robins Financial Macon GA Credit Union | Best Auto Loans & ATM Services

Introduction

At Robins Financial, we understand that your financial journey is unique. Located at 515 Mulberry St, Macon, GA 31201, our branch has been serving the community since 1954. With a commitment to member satisfaction and community development, we proudly support over 271,332 members with tailored banking solutions. As one of the largest credit unions in the region, our total assets amount to an impressive $4,572,582,738, showcasing our strength and stability. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions all designed to help you achieve your financial goals. Our total deposits currently stand at $324,100,703, reflecting the trust our members place in us. Led by CEO Christina O'Brien and Board President Donald Jarzynka, our team of 548 dedicated employees is here to assist you every step of the way. Whether you need help with everyday banking or more complex financial needs, we're ready to provide personalized service. While members can visit us at our Macon location for friendly assistance and expert guidance, official correspondence should be sent to our mailing address: PO Box 6849, Warner Robins, GA 31095. With a net worth of $737,216,437 and cash in hand totaling $120,416,315, we are well-equipped to support your financial aspirations. Our extensive loan offerings include over 132,883 loans and leases designed to meet various needs from securing a new home to financing a vehicle. We invite you to discover how Robins Financial can help you thrive financially. Visit us today or give us a call at 478-923-3773 to learn more about how we can assist you on your financial journey! For more details about our services and offerings, check out our website at robinsfcu.org.

Branch History & Mission

Join Us

As a member-focused credit union, we invite you to join Robins Financial today! Experience firsthand the benefits of being part of a community-oriented institution that genuinely cares about your financial well-being. For more information or assistance, feel free to contact us at 478-923-3773 or visit our website at Robins Financial. Together, let's build a brighter future for all!

Our Mission

At Robins Financial, we believe that banking should be more than just transactions; it should foster community growth. Our mission is to provide personalized financial solutions while supporting local initiatives that strengthen our neighborhoods. Whether it's offering low-interest auto loans or providing resources for small businesses, we aim to empower every member of our community. We also engage in partnerships with local organizations to ensure that we give back meaningfully. These efforts include financial literacy programs and community outreach events designed to uplift those around us.

Our Story

Robins Financial started with a simple mission: to provide accessible and affordable financial services to our members. Since our opening in 1954, we've dedicated ourselves to supporting individuals and families through various life stages. Our commitment has driven us to expand our services and enhance our offerings, ensuring that we meet the diverse needs of our community. Over the decades, we have embraced advancements in technology while remaining grounded in our core values of trust and support. Today, members can enjoy services like online banking, mobile payments, and e-statements alongside traditional banking options. We also prioritize accessibility; our facilities are ADA compliant, ensuring everyone can comfortably access our services. While you can visit us at our main location in Macon, official correspondence should be sent to PO Box 6849, Warner Robins, GA 31095 if necessary. Our convenient operating hours are Monday through Friday from 9 AM to 5 PM (with drive-thru service opening at 8:30 AM), making it easy for you to connect with us.

Branch Location & Accessibility

Operating Hours

We know that life gets busy! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, with our drive-thru service starting even earlier at 8:30 AM. Unfortunately, we're closed on weekends, but rest assured that we're ready to assist you during the week.

Services Offered

At Robins Financial, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM availability ensures you have access to cash whenever you need it. If you're looking for something specific, don't hesitate to ask about our drive-thru banking for quick deposits or withdrawals. We also offer shared services for partner credit union members, giving you even more flexibility and convenience. Feel free to give us a call at 478-923-3773 if you have any questions or if you'd like more information about what we can do for you. We can't wait to welcome you into our branch and help you achieve your financial goals!

Member Eligibility

At Robins Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We also welcome family members of existing members, making it easier for your loved ones to benefit from our services. Joining means you gain access to a range of financial products designed with your needs in mind, from personal loans to rewarding credit card options. To get started, visit us at our branch located at 515 Mulberry St Macon Ga 31201, or call us at (478) 923-3773 for any questions. For more detailed eligibility information, check out our website at . If you're ready to open an account, just head over to http://www.robinsfcu.org/ where you'll find everything you need to begin your journey with us. We can't wait to welcome you into the Robins Financial family!

Business Banking & Commercial Services

Community-Focused Financing

We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to purchase equipment or manage cash flow, we've got you covered.

Driving Economic Growth

With an outstanding commercial loan portfolio of $266,931,257, we continue to drive economic growth by financing new and expanding businesses. Our goal is simple: empower entrepreneurs like you to realize their vision and thrive in a competitive market. Located conveniently at 515 Mulberry St Macon Ga 31201, Macon, GA, our team is ready to partner with you on your business journey. Reach out today!

Member Support Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. This means local companies can access the funds they need without the hassle often associated with traditional banks.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include essential tools like Merchant Services & Business Loans to help your business thrive. We understand the unique challenges businesses face and are committed to providing personalized support.

Convenient Access Anytime

At Robins Financial, convenience is key. Our Online & Mobile Banking features make accessing your accounts simple and secure. You can also use our ATMs for cash withdrawals and balance checks whenever you need them. If you prefer face-to-face service, our drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your car. Plus, as part of our commitment to serving all members, we offer basic shared branch transactions for partner credit union members. In addition to these services, our dedicated team at our Macon branch, located at 515 Mulberry St, GA 31201, is ready to assist you with any questions or needs you may have. Give us a call at 478-923-3773 during our lobby hours from Monday to Friday between 9 AM - 5 PM (drive-thru opens at 8:30 AM). We invite you to explore all the ways Robins Financial can support your financial journey today! Visit us online at robinsfcu.org or stop by our branch in Macon we look forward to serving you!

Home Financing Options

When it comes to homeownership, we understand that having the right mortgage is crucial. That's why we offer comprehensive Mortgage Loans & Refinancing services. Our team is here to guide you through the process and help you secure a loan that fits your lifestyle.

Personal Banking Solutions

Starting with personal banking, we offer various Checking & Savings Accounts tailored for your everyday needs. Imagine easily managing your finances with user-friendly online and mobile banking options that let you check balances, transfer funds, and pay bills from anywhere. Our Credit Cards with Rewards also allow you to earn points on your purchases, making every transaction more rewarding. If you're considering purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing are designed to get you on the road quickly and affordably. We work with you to find competitive rates and flexible terms that suit your budget.

Support for Personal Needs

For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options provide a financial lifeline. You can consolidate debt into one manageable payment or fund a special project without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.robinsfcu.org , offers a variety of features that make managing your money simple. You can check your balances, view transaction history, and pay bills all in one place. For those who prefer to bank on the go, our mobile application provides a user-friendly experience tailored for your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to easily send cash without needing to write checks or visit a branch. Plus, with electronic signature authorization, signing documents is straightforward and secure no need for printing or mailing! For those who want to go paperless, we offer e-statements so you can receive your account statements electronically. This not only helps the environment but also keeps your financial information organized and accessible whenever you need it.

Security and Accessibility

We prioritize your security. All transactions made through our digital services are encrypted to protect your personal information. Plus, our online banking services are available 24/7, allowing you to manage your accounts whenever it suits you best. Whether you're making mobile payments or checking your balance late at night, Robins Financial ensures that banking is not just easier but also safer for all our members. Join us today and experience the freedom of digital banking!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 456,621, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,115,199. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Robins Financial is your trusted partner. Visit us at 515 Mulberry St Macon Ga 31201 or call (478) 923-3773 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,010,705,836 in share certificates and $700,285,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $734,543,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; we have $35,857 in used auto loans and $2,646,073,633 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $737,216,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,611 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,052,180 in new vehicle loans and $744,657,501 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $266,931,257 provide the capital needed to expand operations and invest in future projects. We understand that every business has unique needs; our dedicated team will work closely with you to find the right loan solution for your business goals. We also offer refinancing options on many of our loan products to help you secure better rates or terms as your financial situation changes. To see if you qualify for any of our loan offerings or for more information about eligibility requirements, please contact us at (478) 923-3773 or visit us at 515 Mulberry St Macon Ga 31201, Macon, GA 31,201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Robins Financial, we are committed to providing exceptional service and helping you navigate your financial journey with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $124,886,133. If you're considering refinancing your current mortgage or purchasing your first home, we have solutions that fit various budgets and circumstances.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $116,780,987 in unsecured credit card loans available, our products help members manage their finances effectively while enjoying the benefits of rewards programs.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh ensures that all loan offers are legitimate and trustworthy.

ROBINS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans